裕承科金2024/2025 年报

BOARD OF DIRECTORSExecutive DirectorsMr. Xu Hao(Chief Executive Officer)Ms. Li Chuchu, Tracy(Chief Financial Officer) Non-executive DirectorsDr. Cheng Chi-Kong, AdrianSBS, JP(Chairman)Mr. Han Kam Leung, Michael1 SBS, JP1 Independent Non-executive DirectorsMr. Zhang Guangying2Ms. Ling Kit Sum ImmaProf. Peng Qian3Dr. Tam Lai Fan Gloria4Mr. Lo Chun Yu Toby5 2345 AUDIT COMMITTEEMs. Ling Kit Sum Imma(Committee Chairlady)Mr. Zhang Guangying2Prof. Peng Qian3Dr. Tam Lai Fan Gloria4Mr. Han Kam Leung, Michael1 2341 REMUNERATION COMMITTEEMr. Zhang Guangying2(Committee Chairman)Mr. Xu HaoProf. Peng Qian3Dr. Tam Lai Fan Gloria4Mr. Lo Chun Yu Toby5 2345 NOMINATION COMMITTEEMs. Ling Kit Sum Imma(Committee Chairlady)Mr. Zhang Guangying2Ms. Li Chuchu, TracyDr. Tam Lai Fan Gloria4 24 COMPANY SECRETARYMs. Li Chuchu, Tracy 1Resigned as an non-executive Director and a member of the AuditCommittee with effect from 31 October 2024.2Appointed as an independent non-executive Director and a memberof the Remuneration Committee with effective from 28 May 2024,and re-designated as the chairman of the Remuneration Committeeand appointed as a member of the Audit Committee and theNomination Committee with effect from 23 September 2024.3Appointed as an independent non-executive Director and a memberof the Remuneration Committee with effect from 23 September2024 and a member of the Audit Committee with effect from 31October 2024.4Retired as an independent non-executive Director and ceased to bethe chairlady of the Remuneration Committee and a member of theAudit Committee and the Nomination Committee with effect from23 September 2024.5Resigned as an independent non-executive Director and a memberof the Remuneration Committee with effect from 28 May 2024. 12345 AUDITORCrowe (HK) CPA Limited9/F Leighton Centre77 Leighton RoadCauseway Bay, Hong Kong 779 1827 LEGAL COUNSELSHong KongHowse Williams27/F Alexandra House18 Chater Road, CentralHong Kong Cayman IslandsConyers Dill & Pearman29th Floor, One Exchange Square8 Connaught PlaceCentral, Hong Kong Conyers Dill & Pearman829 PRINCIPAL BANKERThe Hongkong and Shanghai Banking Corporation Limited REGISTERED OFFICECricket Square, Hutchins DriveP.O. Box 2681Grand CaymanKY1-1111Cayman Islands Cricket Square, Hutchins DriveP.O. Box 2681Grand CaymanKY1-1111Cayman Islands PRINCIPAL PLACE OF BUSINESSUnits 1-2, Level 9K11 ATELIER King’s Road728 King’s RoadQuarry Bay, Hong Kong 728K11 ATELIER King’s Road91-2 BRANCH SHARE REGISTRAR ANDTRANSFER OFFICE IN HONG KONG 183171712-1716 Computershare Hong Kong Investor Services LimitedShops 1712-171617th Floor, Hopewell Centre183 Queen’s Road EastWan ChaiHong Kong WEBSITEhttps://www.artatechfin.com https://www.artatechfin.com TRADING OF SHARESThe Stock Exchange of Hong Kong Limited(Stock Code: 279) 279 BUSINESS AND FINANCIAL REVIEW Liquidity, financial resources and capital structure At 31 March 2025, Arta Techfin Corporation Limited (the“Company”) and its subsidiaries (collectively, the “Group”) hadtotal assets, net current assets and net assets of approximatelyHK$102 million (2024: HK$131 million), approximately HK$0.7million (2024: HK$88 million) and approximately HK$29million (2024: HK$77 million) respectively, and cash andbank balances of approximately HK$55 million (2024: HK$90million). The current ratio (current assets/current liabilities) was1 (2024: 7.46). The Group had unsecured convertible bonds inthe principal amount of HK$40 million (“Convertible Bonds”) at31 March 2025 (2024: HK$40 million), which were fully settledsubsequent to the reporting period. Gearing ratio, calculated onthe basis of the Group’s borrowings divided by total equity was135.5% at 31 March 2025 (2024: 49.3%). 102,000,000131,000,000700,00088,000,00029,000,00077,000,00055,000,00090,000,00017.4640,000,00040,000,000135.5%49.3% For the year ended 31 March 2025, borrowing costs amountedto approximately HK$6 million, including approximately HK$5million on issuance of the Convertible Bonds, approximatelyHK$1 million on the interest arising from the new leaseagreements entered during the year. Total finance costs for theyear decreased by 24.7% or approximately HK$2 million ascompared to the corresponding period in 2024. The Group’sfunding and treasury policy is designed to maintain a diversifiedand balanced debt profile and financing structure. The Group isexposed to foreign exchange risk arising from various currencyexposures, primarily with respect to the Hong Kong dollar andUS dollar. As Hong Kong dollar is pegged to the US dollar, theforeign exchange risk exposures are considered limited. TheGroup did not have any financial instruments used for hedgingpurpose. 6,000,0005,000,0001,000,00024.7%2,000,000 For the year ended 31 March 2025, the Group’s consolidatedrevenue increased to approximately HK$64 million as a resultof the significant improved performance of insurance brokeragebusiness, investment business and wealth management andconsultancy services