友联国际教育租赁2024/25年度报告

1563 2024/25 02 03 04 19 25 42 60 65 70 Conyers Trust Company (Cayman) LimitedCricket Square, Hutchins DrivePO Box 2681Grand Cayman KY1-1111Cayman Islands 1563 1One Hennessy 262602 www.aiel-holdings.com 31117 Conyers Trust Company (Cayman) LimitedCricket Square, Hutchins DrivePO Box 2681Grand Cayman KY1-1111Cayman Islands 1617 70% COVID-19(LNG) 130134.95.0%10.4% 70% 63.1 2024–2035104%182154.4%66%89% 425038 29,04733,80934,95839,09315,8009,800 562.2 4.1810.49%8,84615%30%5% COVID-19(LNG) 172.6 (i)(ii)811.89.5%734.8 370.4423.4 311.342.4%441.329.5% (i)(ii)(iii)(iv)82.777.9 102.8120.2 53.863.9%19.4 182.865.5%63.1(i)(ii) 60.9191.4417.3434.12,897.92,801.088.8148.026.976.361.971.73.0%5.0% (i)(ii)(iii)(i)1,763.11,713.0(ii)246.2203.0(iii)220.4267.11,243.04.3%1,296.417.5% 1,296.4615.0681.51,243.0490.3752.7 5.2%8.0%4.8%12.7%3925 18191,296.41,243.01810.8309.40.2445.822.9%69.2%34.1%76.5% 55.6%69.1%22.3%21.3%20.0%7.9%2.1%1.7% 94.7%35.1% 18(i) 267.117.5%220.4 9— (a)(b) 12 = 1/1+t-1t 1.30—2.3090—3.90— 299.3241.143.4152.342.8149.15.5%24%15%24%53.8 50.9%18.0%16.6%14.5%61.9%20.3%17.8% 163.6155.4 90 999 9 = (i)(EAD) (ii)(PD)100%90 (iii)(LGD)1 (iv)(FLF)M2104% 9 (a)9 (b)(LGD) (c)(FLF)M29 (d) (a) (b) (c) (d) (e) (f) 2,2061,920262.4255.4 28 5% — — — •90•90150•150210•210270•270 — 56 20 42 10 42 2022 43 54600219 29 70 30 54 20 51 AbrahamRazack80 1313298367120497369935199112558265961713410223127781881 12122007530 530 345714914 (i)(ii)(iii)(iv)XV 13.51(2) C1(i)(ii)(iii)(iv)(v)C.2.1 •—•—•—•— 3.09D 1924 C.2.1 C.2.1 3.10(1)(2)3.10A3.13 C.5.1 3.13 • ••••17• C3 5.914(a) 1,000,0001,000,0011,500,00014(b) 1. 2. (i)(ii) 3. i)ii)iii)iv)v) — 4. i)ii) iii)C A. ——————— ——— D. ——— F. 5. ESGESG (i)(ii)(iii)(iv)(v)(vi) i)ii)13.51(2)3.13iii)iv)v) i) ii) iii) —— 201 2,2061,41064% (a)(b)(c)(d)(e)(f)(g)(h) 15 (i)(ii)(iii)(iv)(http://www.aiel-holdings.com) 2120 5810% 1One Hennessy 262602IR@aiel-holdings.com 21 14101One Hennessy 262602IR@aiel-holdings.com 1One Hennessy 262602IR@aiel-holdings.com 1617is-enquiries@vistra.com(852) 2980 1333(852) 2810 8185 (i)A13(ii) 35 146 15.2%12.95%4.4%3.97% —5% 35 15 28 30 37 1,803.61,803.6 84(1)84(2) 3.13 1924 14 — Union Capital Pte. Ltd. (a) (b)(c) 571XVXV78352 (1)L (2)RongJin Enterprise Management & Consulting Co., Ltd.RongJin0.21%RongJinRongJin (3) XV352XV78 XV23336 (1)L(2)Union CapitalUnion Capital(3)(4)PAPA40.96%55.7%99.9%PA XV23336 51%49%14A.21 (i)83.3%16.7%(ii)63.7%(iii)70.0%30.0% 14A • • • • •(SkylabConsulting Group) • • (i)(ii)(a)(b)70.0% 14A(i)14A.52(ii)14A.53 70.0% (a)IIIIIIIV(b)IIIIII 3.04.354.81.9 (a)(b) 18.560.070.061.2 0.1 (a)(b) 20.4 (1)(2) (1) (2)(3) 634.3 14A.5614A.56 14A.55(i)70.0%(ii)(iii) 14AGL73–14 3314A 14A.56 (i)(ii)(iii)(iv)(v) 33 (i)14A (ii)14A (iii)14.95 10150,000,000 121% 101.00 (i)(ii)(5)(iii) 150,000,000150,000,00010%8.87% 4855% 418 2541 65145 879041832 • 1,296,439,0009220,440,000 • • ••••• P07068 (i) (ii) (iii)10%50% 1. 50,000Union Capital Pte. Ltd.Union CapitalUnion Capital1563 35 2. 161177 2. 183193211972—11210284972 1234 18 18118733 18 1818 3. 3. ••• 3. ••• 3. 1612 3. ••••• •• 3. •••• 99 •• 3. 1515 9 3. 9 — 15—9 3. 3. 12 3. 3. 3. 15 3. (a) (b) 3. 7 3. (a) (b) 32 (a)(b)(c) 3. 9 9 121212 12 3. 9 •••••• 30 iii)iii 3. 9 • • 90 ••••• 3. 9 16 12 3. 3. ——— 4. 3 4. 981,337,000421,380,00012,963,0001,034,875,000441,722,00022,504,000 4. 14,213,00014,213,00017 1,296,439,0001,242,955,000220,440,000267,072,000 240,510,000271,315,000223,587,00059,947,000 4. 57,896,00077,299,00048,629,00019,844,000111,455,00011,758,000 5. 8 1.—2.— 5. 3 5. • • 5. 5. 10% A1 1#10% 6. 6. (a) (b) 7. 7. 5,001,000494,000414,000 8. 11. 11. (a) 25% 4 10% (b) 16.5% (c) (d) 12. 13. 13. 14. (a) 14. (i)(ii)(iii)(iv)(v) 14. (a) (b) 204051535382224 91,257,000 16. 50 (i) 5,224,000 (ii) 5,224,000 16. (iv) 10,444,00011,443,000 17. (a) 14.58%17.58%3.00%3.00% (b) 17. (c) 18. 18. (i) 3925 (ii) 18. 18. (iii) 12 (a)30309012 (b)90 18. (iv) (v) (vi) (i) (ii)5.5%24%15%24%53,800,000 9 19. 67,826,00065,008,00067,826,00059,947,000299,370,000155,375,00012386,000 20. 20. 542,404,000378,141,000 21. 24. 2.65% a)b)c)d)e)f)70% 26. 27. 28. i. 20,938,0003.60% ii. (a)10,461,0005.00% (b)61,912,00071,837,0002.90%2.90% (c)26,918,00044,718,0003.05%3.36% 28. iii. 29. 30. 31. 28 32. 32. 5%5%5%5%5%5%5%5%5%5% 5% 182428 32. 5050 32. ••••••• 32. •••• 30 30 32. 121212 312 32. 18 (a) (b) 9 32. 100% •••• 32. 32. 32. 33. (i)Union Capital (iii) 33. (i)(ii)(iii)(iv)(v)4.65%4.65%(vi)(vii)14A14A 33. 5,300,00027,540,00031,067,0005,300,0005,300,000 34. 5% 34. 41,131,00041,620,000 35. 35.1 35. 35.1 i)ii)iii)iv)17,468,000 35.2 35.