量子技术：金融服务领导者的关键战略和机遇

DisclaimerThis document is published by theWorld Economic Forum as a contributionto a project, insight area or interaction.The findings, interpretations andconclusions expressed herein are a resultof a collaborative process facilitated andendorsed by the World Economic Forumbut whose results do not necessarilyrepresent the views of the World EconomicForum, nor the entirety of its Members,Partners or other stakeholders.©2025 World Economic Forum. All rightsreserved. No part of this publication maybe reproduced or transmitted in any formor by any means, including photocopyingand recording, or by any informationstorage and retrieval system.ContentsForewordExecutive summaryIntroduction1Benefits across financial services2Quantum computing3Quantum sensing4Quantum security and quantum communications5Strategic pillars for stakeholdersConclusionAppendicesContributorsEndnotesQuantum Technologies:Key Strategies and Opportunities for Financial Services Leaders 3456811151823242629 Adam BurdenGlobal Innovation Leadand Chief Software Engineer,AccentureDavid ParkerGlobal Financial ServicesIndustry Practices Chair,AccentureAs quantum technologies rapidly advance, they areattracting increasing attention across industries giventheir potential to solve highly complex problemsand their deep interconnection with cybersecurity.The financial services industry, known for its earlyadoption of emerging technologies, is particularlywell-positioned to be a leader in quantum integration.While the evolution of quantum is still in its nascentstages, it is essential that stakeholders throughoutfinancial services share insights and lessons learnedfrom experimentation. Such collaboration will benecessary to accelerate innovation and safeguardthe integrity of the global financial system,benefitting all participants.Case studies play a critical role in grounding thisdialogue, offering real-world perspectives that caninform the strategy decisions of financial servicesexecutives. The identification of core pillars, orshared areas of focus, is equally important and canguide institutions in collectively building a resilient,future-ready quantum ecosystem.ForewordQuantum Technologies:Key Strategies and Opportunities for Financial Services Leaders Drew PropsonHead, Technologyand Innovation inFinancial Services,World Economic ForumJeremy JurgensManaging Director,World Economic ForumIn response to this need, the World EconomicForum and Accenture have been collaborating toassess the current state of quantum applications infinancial services and explore representative casestudies across key domains. Over the past sevenmonths, we have conducted over 30 interviews andhosted four community meetings with quantum andfinancial-sector leaders to gather perspectives onwhere quantum technologies are being tested andwhere they are most likely to be deployed over thelong term. This publication distils those insights andoutlines strategic priorities that financial institutionsshould consider in the years ahead. The QuantumEconomy Network’s Quantum Applications Huband Industry Track present additional use casesand insights on quantum technology applications.We are deeply grateful to all who contributed tothis paper. We hope it proves valuable for decision-makers in both the public and private sectors andthat it helps cultivate continued exchange andcollaboration in the fast-evolving field of quantumtechnologies in financial services. 3 Executive summaryThis white paper examines emerging applicationsof quantum technologies in financial services andhighlights prominent case studies. Building onprevious World Economic Forum reports focusedon the quantum economy,1quantum security2and technology and innovation in financial services,this publication aims to support public- and private-sector leaders with insights that can help themnavigate and prepare for quantum’s rapid evolution.While quantum technologies are still evolving,they are beginning to show potential as strategicdifferentiators. Financial services decision-makersthat take thoughtful, measured steps today maybe well-positioned to lead future innovation,strengthen security and build resilience in anincreasingly complex digital landscape.As quantum technologies advance,emerging applications in financial servicesare offering valuable insights to public-and private-sector leaders.Strategic imperatives for financial servicesFor quantum to reach its full potential, engagement from policy-makers, industry leaders and academics is needed in six core pillars:Quantum computing offers the abilityto solve highly complex optimization,simulation and data analysis challenges.Use cases include risk modelling, frauddetection and portfolio optimization,Case studies from Yapı Kredi, IntesaSanpaolo and Santander (among others)show early success in quantum andquantum-inspired applications.QuantumsensingQuantum sensing excels in highlyprecise measurements of physicalquantities such as time, magneticfields or acceleration.Use ca