联合货币中心银行 2024年度报告

COLUMBUS GROVE, Ohio, July 17, 2025 (GLOBE NEWSWIRE) – United Bancshares, Inc.(OTCQX: UBOH) •Quarterly cash dividend declared of $0.23 per share for shareholders of record on August 29, 2025, payableon September 15, 2025. Based on the average closing price for the second quarter, this is a 3.44% dividend •Net income of $3.1 million or $1.05 per share for the 2025 second quarter. This is a $0.44 per share increasefrom $1.8 million or $0.61 per share in the comparable period in 2024. YTD 2025 net income of $5.9 millionor $1.99 per share, a $0.77 per share increase from $3.7 million net income, or $1.22 per share YTD 2024. •Return on average assets of 1.04% for the 2025 second quarter, an increase from 0.68% in the comparableperiod in 2024. YTD 2025 return on average assets of 0.99%, an increase from 0.68% YTD 2024. •Return on average tangible equity of 17.33% for the 2025 second quarter, up from 12.27% in the comparableperiod in 2024. YTD 2025 return on average tangible equity of 16.56%, up from 11.78% YTD 2024. •Net interest margin of 3.71% for the 2025 second quarter, an increase from 3.12% in the comparable periodin 2024. YTD 2025 net interest margin of 3.65%, up from 3.07% YTD 2024. •Loan growth of $22.3 million, up 5.82% annualized from December 31, 2024. •Deposit growth of $2.9 million, up 0.54% annualized from December 31, 2024. •Asset quality metrics remain strong with stable non-performing and classified loans. Charge-offs remain at ### About The Union Bank Company:Since 1904, The Union Bank Company has been here to provide full-service banking to the people and businesses throughout the communities we serve. Today, the bank has 14 full-service branch locations across Northwest andCentral Ohio, including Bowling Green, Columbus Grove, Delphos, Findlay, Gibsonburg, Kalida, Leipsic, Lewis Center,Lima, Marion, Ottawa, Paulding and Pemberville. We have Interactive Teller Machines (ITMs) located at all of ourbranch locations with additional ITM only locations in Lima, Marion, Paulding and Westerville. The Union Bank