合同中隐藏的未知成本

2The Hidden Cost of Not Knowing What’s in Your ContractsTable of ContentsWhat You Don’t Know Can Cost You MillionsUncovering the Blind SpotsAI-Native Contract Intelligence Built for Financial ServicesHow Modern Financial Teams Use Contract Intelligence TodayTurn Compliance Pressure into Competitive Advantage 34567 3The Hidden Cost of Not Knowing What’s in Your ContractsWhat You Don’t KnowCan Cost You Millions.In the financial services industry, contracts are more than legal documents—they’re regulatory anchors, revenue protectors, and operational safeguards.From ISDAs and CSAs to custody and supplier agreements, everything begins(and ends) with what’s written in your contracts.But most firms don’t have visibility into them.That creates risk when:A regulatorchanges reportingexpectationsA key agreementauto-renews underoutdated termsA market disruptionnecessitates a fastcontract reviewWhen that happens, teams scramble to respond—piecing togetheranswers from inboxes, file shares, and outdated CLMs—while risk growsand opportunities slip away.It’s not just inconvenient. It’s risky.Missed deadlines. Conflicting terms. Outdated clauses. In high-stakesmoments, these small oversights can trigger regulatory action, stall deals,or damage your reputation.It doesn’t have to be that way. 4The Hidden Cost of Not Knowing What’s in Your ContractsUncovering theBlind Spots.In financial services, contract data isn’t just legal—it’s operational, strategic,and time-sensitive. But too often, that data is buried. When key terms andobligations are hard to access, organizations face silent risks that grow morecostly over time.Here’s where contract blind spots do the most damage:Missed Changes of Policy or Regulation.When expectations shift—whether from financial regulators, auditors,or internal policies—you need fast answers to questions like:•Are there indemnities or compliance guarantees tied toAI model outputs?•Are there clauses that ensure our data remains local or incompliance with cross-border data transfer rules?Without visibility into their contracts, teams risk missing deadlines,triggering audit findings, or violating internal controls. Overpaying Through MissedRebates and Renewals.Supplier and vendor agreements often contain:•Pricing locks•Tiered discounts•Auto-renewal penaltiesBut many of these terms go unused simply because no one knows theyexist. Untapped savings remain buried in PDFs, scattered folders, oroutdated systems.Manual Review Bottlenecks.Whether it’s M&A due diligence, regulatory reporting, or risk analysis,most firms still rely on slow, manual contract review—costing time,money, and focus.It doesn’t have to be that way.AI-native Contract Intelligence replaces guesswork with clarity—helpingteams move faster, surface entitlements, and respond to changewith confidence. 5The Hidden Cost of Not Knowing What’s in Your ContractsThe Solution.AI-Native Contract Intelligence Builtfor Financial Services.Modern financial institutions don’t have time to wait for answers. Whenregulations change, markets shift, or audits arrive, they need immediateclarity on what’s in their agreements—and what needs action.That’s why more teams are turning to AI-native Contract Intelligence—asmarter, faster way to extract insights from contracts at scale.ChallengeNew regulatory scheme (e.g. DORA)Operational review underwayFund formation auditQFC compliance report dueAnd it’s not just hypothetical—leading institutions are already making this shift.One global bank used Contract Intelligence to analyze 800,000 contracts on a time crunch—giving them the answers theyneeded to avoid sanctions under newly-issued government restrictions. Old WayEmail legal to “pull contracts”Manually read legacySearch folders and spreadsheetsLegal + Ops scramble 6The Hidden Cost of Not Knowing What’s in Your ContractsHow Modern FinancialTeams Use ContractIntelligence Today.Workday Contract Intelligence empowersevery team—not just Legal.Across the enterprise, financial institutions are using contract intelligenceto uncover risk, protect revenue, and reduce cost—without manual review.Each team sees what matters most to them, thanks to customizabledashboards, role-specific filters, and targeted reporting.Legal & CompliancePrepare for enforcement actions, audits, or litigation by tracking:•Arbitration clauses•Termination rights•Regulatory compliance terms across ISDAs, supplieragreements, and moreFinanceAnticipate financial exposure by surfacing:•Rate resets•Credit event triggers•Collateral thresholds across lending portfolios ProcurementCapture missed savings and avoid auto-renewal penalties by identifying:•Rebatex and discounts•Payment terms•Expiration and renewal clauses across supplier agreementsIT & RiskEnsure operational resilience and compliance with:•SLA enforcement•Breach notification timelines•Consistent terms for regulatory compliance across SaaSContract Intelligence equips every team with a real-time view into theircontract universe—so they can act