保险在促进社会可持续发展中的作用

Kai-Uwe SchanzHead of Research & Foresight and Director Socio-economic ResilienceThe Geneva AssociationThe Role of Insurance inPromoting Social Sustainability 2www.genevaassociation.orgThe Geneva AssociationThe Geneva Association was created in 1973 and is the only global association of insurance companies; our membersare insurance and reinsurance Chief Executive Officers (CEOs). Based on rigorous research conducted in collaborationwith our members, academic institutions and multilateral organisations, our mission is to identify and investigatekey trends that are likely to shape or impact the insurance industry in the future, highlighting what is at stake forthe industry; develop recommendations for the industry and for policymakers; provide a platform to our membersand other stakeholders to discuss these trends and recommendations; and reach out to global opinion leaders andinfluential organisations to highlight the positive contributions of insurance to better understanding risks and tobuilding resilient and prosperous economies and societies, and thus a more sustainable world.Photo credits:Cover page – Shutterstock, Narit JindajamornGeneva Association publications:Pamela Corn, Director CommunicationsHannah Dean, Editor and Content ManagerPetr Neugebauer, Digital Media ManagerSuggested citation:The Geneva Association. 2022.The Role of Insurance in PromotingSocial Sustainability.Author: Kai-Uwe Schanz. November.© The Geneva Association, 2022 All rights reservedwww.genevaassociation.org ContentsForeword1.Executive summary2.Introduction3.Understanding the social dimension of sustainability4.Drivers of the growing importance of social sustainability4.1Most recent tail events: COVID-19 and the Russia-Ukraine war4.2Public policymakers4.3Institutional investors5.Measuring social sustainability5.1The people dimension5.2The prosperity dimension6.Conceptualising social sustainability: A risk and insurance perspective6.1A social impact assessment framework for the insurance industry6.2Social impacts of insurers’ core business activities7.Promoting social sustainability: Recommendations for insurers8.ConclusionsReferences 3The Role of Insurance in Promoting Social Sustainability691214141519202123262628363940 4www.genevaassociation.orgAcknowledgementsThis publication is a product of the Socio-economic Resilience work stream of The Geneva Association, co-sponsored byChristian Mumenthaler, CEO of Swiss Re and Chairman of The Geneva Association, and Markus Riess, CEO of ERGO.We express our gratitude to Christian Mumenthaler and Geneva Association Board members Tsuyoshi Nagano, Chairmanof the Board of Tokio Marine, and Hiroshi Shimizu, President & CEO of Nippon Life, for contributing their insuranceexecutive perspectives to this research report.We are also grateful to the following experts and executives who made themselves available for interviews or providededitorial contributions:•Nico Ahn, Senior Manager, Global Sustainability, Allianz•Butch Bacani, Programme Leader, UN Environment Programme's Principles for Sustainable Insurance Initiative•Alex Bernhardt, Global Head of Sustainability Research, BNP Paribas Asset Management•Timothy Bishop, Head of the Insurance Unit, OECD•Amita Chaudhury, Group Head of Sustainability, AIA•Craig Churchill, Chief, Social Finance Enterprises Department, International Labour Organization•Bryan Coughlan, Sustainable Finance Officer, BEUC – The European Consumer Organisation•Sanjay Datta, Chief Underwriting, Reinsurance, Claims & Actuarial Officer, ICICI Lombard•Nathan Fabian, Chief Responsible Investment Officer, PRI and Chairperson of the European Platform on Sustainable Finance•Diane Flanagan, Vice President, Corporate Affairs & Communications, Intact Financial Corporation•Taos Fudji, Director, Lead analyst France & South Europe Insurance Ratings, Standard & Poor’s (S&P)•Maryam Golnaraghi, Director Climate Change and Environment, The Geneva Association•Constance Hunter, Global Head of Strategy and ESG, AIG•Silke Jolowicz, Head of Sustainability, Munich Re•Yunlong LIU, Assistant General Manager, Strategy Department, People’s Insurance Company of China (PICC)•Benjamin Michel, Policy Analyst, OECD Centre for Responsible Business Conduct•Klaus Mühleder, Head of Strategy, Vienna Insurance Group•Bryan Pickel, Head of External Affairs and Sustainability, Prudential Financial•Shailee Pradhan, Senior Sustainability Manager, Swiss Re•Andrew Rayner, Chief Risk Officer, Discovery•Jon Richter, Chief Sustainability Officer, MetLife•David Schofield, Group Head of Corporate Responsibility, Aviva•Pamela Schuermans, Principal Expert Insurance Policy, EIOPA•Ray-Ann Sedres, Chief Transformation Officer, Sanlam•Nonkululeko Shabalala, Sustainability Coordinator, Sanlam•Lucia Silva, Group Head of Sustainability and Social Responsibility, Generali•Karl Socikwa, Group Executive, Market Development & Sustainability, Sanlam•Céline Soubranne, Group Chief Corporate Responsibility Officer, AXA•Federico Spagnoli,