九江银行2024年度报告

（於中華人民共和國註冊成立的股份有限公司）股份代號：6190 271012667695138151153155163165167169172286 1. 2. 820001120081020187106190 5,77330.345,02487.03%74312.87%1326320 3.2024 2024120232023 202412023202320232023 202412023RFID 2024120222022 2024120232023100 2024120232023 202412023 20244 20245102023 20245 20246•20232023 20246Q/BOJJ006-20232023 202472024 202472024 20247 2024920246 202410202450 2024102024 20241020232023 2024112024&2024 202411•2024 2024122024 202412 2024122024 2024122 202412202499 202512024202410020187 202512024202420196 20252202420187 202522024 (1)(2)(3)(4)92010(5)(6)(7)(8)(9)(10)(11)(12)(13)(14)30(15) 2024 20235,0003,000 188.0115.27%406.24530%AI30 2,707.458.1%84.4%126988.2% 2025 1. 2024752024134.915.0% 202475 2024 2024 2. 2024103.887.62 3. 202412317.62 3.1 2024123191.718.8210.6% 20241231 (3)(4)(5)(6)(7)(8) (1)(2)(3)(4)(5)(6)(7) 3.2 202420241231192.123.621.8% 3.2.1 1231143.292.6% 20243.68 3.2.2 2024123140.687.1114.9% 3.2.3 202412313.810.236.4% 3.2.4 202412313.900.439.9% 3.2.5 202412310.45 3.3 20241231100.4112.4411.0% 3.3.1 2024123178.0413.5914.8% 3.3.2 202412313.102.9949.1% 3.3.3 202412313.66 3.3.4 202412319.933.2749.2% 3.3.5 202412315.600.9420.1% 3.4 3.4.1 202412318.471.2512.9% 202412312.580.145.1% 202412311.98 202412311.760.6225.9% 3.4.2 202412313.415.6962.5% 3.5 2024123136.342.276.7% 202412318.350.384.8% 202412314.670.276.2% 202412311.36 3.6 2024123160.40 (1) 3.7 4. 4.1 202412315,164.59126.092.5%(i)(ii) 4.1.1 202412313,208.35192.106.4%(i)(ii) (1) 202412311,992.44169.619.3% (1)(2) 20241231893.91 (3) 20241231321.99105.7848.9% 4.1.2 202412311,563.6357.373.8% 4.1.3 (i)(ii)(iii)(iv) 20241231265.8067.2220.2% 2024123111.9210.3246.4% 2024123110.459.74 2024123194.5648.9034.1% 4.2 202412314,739.26110.332.4% 4.2.1 202412313,869.6460.2%29.1% 4.2.2 2024123189.7341.1631.4% 4.2.3 20241231224.4456.6320.1% 4.2.4 2024123117.3432.3665.1% 4.2.5 20241231473.37101.5427.3% 4.3 20241231425.3315.763.8%20241231417.4715.914.0% 5. 202412311,183.46139.9113.4%41 6. 202412313,208.35192.106.4% 6.1 (1) 3,138.2397.81%70.122.19% 6.2 202412311,992.4443.48893.9126.64 6.3 2024123181.5518.7%57.9820.7%34.5514.5% 6.4 2024123133.6%29.3%2024123138.2212.2213.226.46 6.5 (1) 202412312,707.45203.178.1%84.4%1,038.9582.268.6% 6.6 2024123110% 2024123128.480.89%6.05%132.644.14%28.18% 6.7 6.8 2024123193.962.9% 6.9 12 7. 7.1 7.2 (1) 8. 8.1 2024123113.17%11.97%9.44% 4%202412317.06% 9. 9.1 (FTP)517.9381.5518.7%2024342.4225.6%8,2861,830 11.011.101.462,14615.24%24.28%2.01,00020245397.17 86%80% FIP 2022733 9.2 ++ 2024 "" 9.3 2024 710064 2024 2024 2024•20246 9.4 2024568.4579.5816.28% N2+4+N27 202430 12024422.8 202420242024ICCChina2024 9.5 2024406.24530% 5114.058.22 2024 13.44%24.96%34 ++1,1001.322+13 RPA 2024 202442.9042.8255.38% 49.26%1+N1,600 3.74%20242,7775434382,339 2024 20241,500 75 9.6 2024 2023AI2.3FAQ1,3006,50030 20245 9.7 20189.462024 170.2098.83144.2350.6435.8142.80 10. 2025""2025 11. 11.1 11.2 2024902 1. 2. 3. 11.3 VARPVBP 1. 2.3.4. 11.4 11.5 1. 2.(KRI)(RCSA)(LDC) 3.(RWA) 11.6 67.57%132.47%394.39%600.2030152.18 11.7 1. 2.3.4.35. 11.8 1.202420246112023 2.2024 3.20242691993371,940 4.260 11.9 1.2.3.20244.5. 11.10 365×24 11.11 2024 1. 202412312,847,367,2002,365,000,000482,367,200H 2. 2.1 202412316994454601 2.2 20241231 (1)(2)56,392,5001.98% 2.3 20241231https://di.hkex.com.hkXV23336 (1)L(2)36,60212.85%4,00020198202016114,345.483115.78%(3)36,60212.85%1958500(4)29,44010.34%19888200725601166)20(5)HopesonHoldings LimitedHopsonDevelopment International LimitedHopsonDevelopment International LimitedHopsonDevelopmentHoldings LimitedSoundaPropertiesLimited53.75%Sounda Properties LimitedChuMangYeeChu Mang YeeHopeson Holdings LimitedHopson Development International Limited6,603.76H4,603.76HHopesonHoldings Limited2,000HHopson Development International Limited(6)TaiFung Bank LimitedBankof China Limited50.31%Bank ofChina LimitedCentral Huijin Investment Ltd.64.02%(7)R&F Properties (HK) Company LimitedGuangzhou R&F Properties Co., Ltd.2777 (8)Harbor Sure (HK) Investments LimitedABCI Investment Management LimitedABCIInvestment Management LimitedABCInternationalHoldings LimitedABC International Holdings LimitedAgricultural BankofChina LimitedAgricultural Bank of China LimitedMinistryofFinance of the People’s Republic of China35.29%Central Huijin Investment Ltd.40.03% (9)Success Cypress LimitedTan HuichuanTan Mei Tan HaochengTanYuehua43%7%25%25%Guangzhou Jinxiu DadiPropertyDevelopment Company LimitedGuangzhouJinxiu DadiTanHuichuan90%GuangdongNimble Real Estate(Group)Co.,Ltd.GuangzhouNimbleGuangzhouJinxiu DadiGuangzhouNimbleGuangzhouJinxiu Investment Company LimitedGuangzhouJinxiuInvestment90%Tan HuichuanGuangzhouJinxiu Investment 10%Guangzhou JinxiuInvestmentZhaoqingTiancheng Property Co.,Ltd.ZhaoqingTiancheng50%Faithful EdgeLimitedZhao