甘肃银行年度报告2024

2510131667879396118158173181183185187189314 20247521 6%4,0004.27%9.46% 20%19 19015.8662010.8519 20252025 •••• . . 201153025252011824201192720111118 H2018118 .2024 (1)(2)(3)(4)(5)(6)(7)=(8)=(9)=(10)=(11)=(12)2.5%(13)2015101 2024 1,349,0845.0%5.3%4.7%4.6%5.4%91,4143.5%492,0875.3%765,5835.0%5.8%7.7%8.9%1.93.15.0%10%487,8953.5%130,8166.5%26.8%514,3743 . 2 %8 . 0 %7 . 0 %10.2%438,4685.0%6.4%50.3%8.7%59.4%41,3145.1%4.4%6.3% 202412(LPR)0.35,0003,0002024M28.0%7.3%255.713.0%14.6% 1.30.8103.1353 2025 20245,953.920236,665.110.7%2023646.69.6%2024584.72024 20241231414,707.66.7%231,414.33.8%1.93%20230.07%321,379.38.7% (a) 2023202481.5%77.9%2024 (1)(2)(3)(4)(5)(6)(7) (1)(2)(3) (1) 202314,023.17.2%202413,016.52023375,349.15.5%2024396,149.220233.74%20243.29% (A) 2023202475.6%71.2% (B) 20232,834.710.2%20243,124.42023121,106.99.8%2024132,930.120232.34% (C) 202315.652.6%202423.820230.83%20241.27%20231,883.80.4%20241,875.5 (D) 2023323.64.2%2024337.2202316,704.57.7%202417,989.520231.94%20241.87% (E) 2023243.07.0%2024259.9202316,981.27.1%202418,178.9 20238,466.11.5%20248,341.820232.48%20242.27%2023341,543.97.6%2024367,594.8 (A) 20236,910.20.8%20246,854.920232.47%20242.25%2023279,754.98.8%2024304,466.4 (B) 2023169.727.9%2024122.320236,668.417.8%20245,479.920232.54%20242.23% (C) 2023590.713.3%2024669.1202323,556.720.4%202428,354.620232.51%20242.36% (D) 2023648.514.5%2024554.6202323,781.79.1%202421,625.72.73%2.56% (E) 2023144.09.9%2024129.81.90%1.75%20237,598.92.2%20247,432.3 (iii) 20231.26%20241.02%3.74%3.29%(i)(ii)2.48%2.27%0.24 20231.48%20241.18% 2023379.95.3%2024400.0 (B) 2023629.02024828.9 (C) 2023116.6202441.2 (D) 202347.5202438.4 (E) 202357.620249.0 20232,388.80.5%20242,376.6 (1) (B) 2023432.61.4%2024426.7 2023590.82.2%2024578.0 (D) 2023103.61.5%2024102.0 20233,707.016.3%20243,101.6 20232,086.33.2%20242,019.5 20231,475.534.4%2024967.9 (vii) 202377.12024109.0 (b) 202420231231414,707.6388,588.7(i)(ii)(iii)(iv)(v) (1) (2) (A) 20241231231,414.320233.8%55.8%20231.6 20242023123154.4%55.9% 20231231142,825.37.9%20241231154,092.7 2023123151,972.03.5%2024123153,815.9(i)(ii) 202312312024123182.2%78.6% 2023123133,870.826.9%2024123142,975.7 1231 202312315,781.80.6%202412315,818.7(i)(ii) (B) 202420231231141,293.5130,134.334.1%33.5% 20231231130,134.38.6%20241231141,293.5 202420231231380,869.7355,408.6(i)(ii)(iii)(iv)(v)(vi) 202312312024123183.2%84.4% 2024112024123137,200.0311.99%2.55% 202412314,340.7 202312311.93%2.00%0.07 (A) 20232024123166.1%67.4% (B) 20241231 (C) (2) 202312311.64%202412311.42%0.22 202312313.82%202412314.01%0.19 (D) (ii) (e) (1)(2) 20242023123122,120.824,393.4 (f) 192024134.91107.4016,5192,16214,3574.98%2.8020.699.11e3.6%e11,23826.542021-2024820.21202443.2258.159221 (g) 20241231154,092.781,716.52024202332.5%40.2% (1)(2) 2 0 2 42 0 2 31 23 1154,092.7142,825.366.6%64.1% 120242023123116,950.922,320.17.3%10.0% 20242023123181,716.575,979.625.4%25.7% (iv) 2024202395327.9 202420232.43.7 202320249,563.979,849.06 20141 20232024674415 (D) (h) 2024123153,815.9223,846.52024202333.3%41.9% 50,00050,000200,000200,0003.03.0 2024123136.963,065 (1)(2) 20242023123153,815.951,972.023.3%23.3% (ii) 202420231231223,846.5201,544.769.7%68.2% (iii) •••IC•IC•IC•IC 202412318.9520242023123156,830.764,070.8 (B) 20191111 20241231962,359919,40242,957131.25123.357.90306,220.27302,720.363,499.91313,580308,9274,65320,529.307,946.7012,582.60 (C) 2024123120.62024202312311,150894.77 (iv) (A) 2024202332,819.7433,074.0520241231153,91120243.15%4.92% 202412315 2024123168,518.89 201582024202398.7585.25 (C) 2024123113,752202420235,028.175,118.46 (D) (i) 2024202332.7%15.8% (1)(2) (i)(ii)(iii) 20242023123115,708.620,120.31,028.72,866.1 (B) 202412315,001.7202312312,407.2975.21,823.0 (C) 2024202312318,989.210,664.04,946.86,920.3 (ii) (A) (B) 2024123132,139.420241231 (D) 2024123148,32520241231 202412311121813195% (ii) (A) 2024123189.408.1581.2520241231506.25,627.490.51173.29 20241231411.1918.042,716.34 (C) 20241231764,237 (D) 2024123119842520372 (E) 20241231104 (F) 20176B2BB2C202412311,09128955.03 (k) 20089472024123162.73% 20241231417247,540116,6122024123112110 202412311,991.61,743.11,287.92023202445.346.60.68%0.78% (l) 20232024198.3206.7 202421 2024e20242214563.64%4391.369.565,956.9423.4121415569.860%2024XGBoost 2024 IT (m) (i) (i)(ii) (ii) (A) ••10012•••• (B) (iii) GRC 201871 (v) (vi) •••• •••••• (vii) (viii) ••• ••• 202420231231 (1)(2) 20241231 . 20241231 . . 50,00050,000200,000200,0003.03.02024123136.963,065 . ••10%50%•• 1.5%20241231410.5 2024123111.16%11.16%11.16% 2023 20243272023 20246272023 2024 20241231 20253282024 . 20241231202412314,910.7 . 2024123120241231 . 202412311,733,995.00 . 2024123127 . (i) 2024123116.320241231 (ii) 202412311.120241231 37 . 20241231. . . . 2024123110%10% 5% . . . 20241231XV352XV78 (1)L 20241231