美国银行美股招股说明书(2025-04-21版)

Fully and Unconditionally Guaranteed by Bank of America Corporation Market Linked Securities—Auto-Callable withContingent Downside$3,957,000Principal at RiskSecuritiesLinked to the Lowest Performing of the Russell 2000®Indexand theEURO STOXX 50®IndexdueApril 21, 2028 ■Unlike ordinary debt securities, the Securities do not pay interest, do not repay a fixed amount of principal at maturity and are subject topotential automatic call upon the terms described below. Whether the Securities are automatically called for a fixed call premium or, if not If the closing level of the Lowest Performing Underlying on the Final Calculation Day is less than its Starting Value, but greater than or equal to its Threshold Value, you will receive the principal amount of yourSecuritiesIf the closing level of the Lowest Performing Underlying on the Final Calculation Day is less than its Threshold Value, you will have fulldownside exposure to the decrease in the level of the Lowest Performing Underlying from its Starting Value, and you will lose more than ■The Threshold Value for each Underlying is 75%of its Starting Value■Investors may lose a significant portion, or all, ofthe principal amount■Your return on the Securities will dependsolelyon the performance of the Underlying that is the Lowest Performing Underlying on each ■Any positive return on the Securities will be limited to the applicable Call Premium, even if the closing level of the Lowest PerformingUnderlyingon the applicable Call Date significantly exceeds its Starting Value.You will not participate in any appreciation ofanyUnderlying beyond the applicable fixed Call Premium ■Securities will not be listed on any securities exchange The Securities have complex features and investing in the Securities involves risks not associated with an investment in conventional debtsecurities. Potential purchasers of the Securities should consider the information in “Selected Risk Considerations” beginning on page PS-8herein and “Risk Factors” beginning onpage PS-5 of the accompanying product supplement, page S-6of the accompanying prospectus None of the Securities and Exchange Commission (the “SEC”), any state securities commission, or any other regulatory body has approvedordisapproved of these Securities or determined if this pricing supplement and the accompanying product supplement,prospectus supplement and prospectus is truthful or complete. Any representation to the contrary is a criminal offense. Public offering priceUnderwriting Discount(1)(2)Proceeds,beforeexpenses,to BofAFinance$1,000.00$25.75$974.25 Wells Fargo Securities, LLC and BofA Securities, Inc. are the selling agents for the distribution of the Securities and are acting as principal. See “Terms of the Securities—Selling Agents” inthis pricing supplement for further information.In addition, in respect of certain Securities sold in this offering, BofA Securities, Inc. orone ofits affiliates may pay a fee of up to $3.00 per Security to selected securities dealers inconsideration for marketing and other services in connection with the distribution of the Securities to other securities dealers. Wells Fargo Securities Terms ofthe Securities Guarantor:BAC. Denominations If the closing level of the Lowest Performing Underlying on any Call Date is greater than or equal to its StartingValue, the Securities will be automatically called, and on the related Call Settlement Date you will be entitled to Investor ConsiderationsTheSecurities are notappropriatefor all investors. TheSecuritiesmaybe an appropriateinvestment forinvestors participation in any potential appreciation of any or all ofthe Underlyings;■are willing to accept the risk that, if the closing level of the Lowest Performing Underlying is less than its Starting Value on each Call ■are willing to accept the risk that, if the Securities are not automatically called and the Ending Value of the Lowest PerformingUnderlying on the Final Calculation Day is less than its Threshold Value, they will be fully exposed to the decline in the LowestPerforming Underlying from its Starting Value and will lose more than 25%, and possibly all, of the principal amount of theirSecurities at maturity;■understand that the term of the Securities may be as short as approximately one year and that they will not receive a higher Call Premium payable with respect to a later Call Date if the Securities are called on an earlierCall Date; ■understand that the return on the Securities will depend solely on the performance of the Underlying that is the Lowest PerformingUnderlying on each Call Dateand that they will not benefit in any way from the performance of the better performing Underlyings;■understand that the Securities are riskier than alternative investments linked to only one of the Underlyings or linked to a basket ■are willing to forgo interest payments on the Securities and dividends on securities included in the Underlyings;and■are willing to hold the Securities