西联汇款 2024年度报告

2024ImpactOverview Guided by our Evolve 2025 strategy, we aresteadily transforming to meet evolvingcustomer needs, reinforcing our mission toexpand financial services for aspiringpopulations worldwide. Branded DigitalTransaction YoY Growth Retail Transaction YoY Growth *]HQZIJX7ZXXNF'JQFWZXFSI.WFV *]HQZIJX7ZXXNFFSI'JQFWZX $4.2Bin revenue $1.74in adjusted EPS* 19%adjustedoperating margin* $496Mreturned toshareholdersthrough dividends &share repurchases 15%Consumer Servicesadjusted revenuegrowth* 99%3 year averageadjusted free cashflow conversion* FinancialHighlights 7JKJWYT&SSJ]&TKYMJ5WT]^8YFYJRJSYFYYFHMJIMJWJNSKTWFWJHTSHNQNFYNTSGJY\JJS,&&5FSISTS,&&5RJYWNHX 70kactive locationswhere WUPOS 2.1is available +240Conceptstores +670Ownedstores Customers 380KActive retaillocations +4.6BBank accountsfor payout ExpandingReach A messagefrom the CEOA messagefrom the CEO )JFW+JQQT\8MFWJMTQIJWX Stabilizing and growing our Retail business .FRUQJFXJIYTWJUTWYYMFYRFWPJIFYZWSNSLUTNSYNSWJYZWSNSLTZWHTRUFS^YTUWTKNYFGQJWJ[JSZJLWT\YM