国会联邦金融 2023年度报告

DEAR STOCKHOLDERS, Chairman, President & CEO Dear Fellow Stockholder: On behalf of the Board of Directors and management of Capitol Federal Financial, Inc.®, we cordiallyinvite you to attend our annual meeting of stockholders. The meeting will be held at 10:00 a.m. local time onTuesday, January 28, 2025, at the Bradbury Thompson Alumni Center on the Washburn University campus, 1701S.W. Jewell Avenue, Topeka, Kansas. Regardless of whether you plan to attend the annual meeting,please read the enclosed proxy statementand then vote by the Internet, telephone or mail as promptly as possible.Your prompt response will save usadditional expense in soliciting proxies and will ensure that your shares are represented at the meeting. This year we are using a Securities and Exchange Commission rule to furnish our proxy statement, AnnualReport and proxy card over the Internet to stockholders. This means that stockholders will not receive paper copiesof these documents. Instead, stockholders will receive only a notice containing instructions on how to access theproxy materials over the Internet. This rule enables us to lower the costs of delivering the annual meeting materialsand reduce the environmental impact of the meeting. If you would like to receive a copy of the printed materials,the notice contains instructions on how you can request copies of these documents. Your Board of Directors and management are committed to the success of Capitol Federal Financial, Inc.and the enhancement of your investment. As Chairman of the Board, I want to express my appreciation for yourconfidence and support. Very truly yours, JOHN B. DICUSChairman of the Board, President and Chief ExecutiveOfficer (This page has been left blank intentionally) NOTICE OF ANNUAL MEETING OF STOCKHOLDERSTO BE HELD JANUARY 28, 2025 NOTICE IS HEREBY GIVEN that the annual meeting of stockholders of Capitol Federal Financial, Inc.®will be held as follows: 10:00 a.m. local timeTuesday, January 28, 2025 TIME ...................................... PLACE.................................... Bradbury Thompson Alumni CenterWashburn University Campus1701 S.W. Jewell AvenueTopeka, Kansas (1)The election of three directors.(2)An advisory (non-binding) vote on executive compensation asdisclosed in the accompanying proxy statement.(3)The ratification of the appointment of KPMG LLP as Capitolindependent registered publicaccounting firm for the fiscal year ending September 30, 2025.(4)The approval of an amendment to the charter of Capitol FederalFinancial, Inc.to declassify the Board of Directors. ITEMS OF BUSINESS............ Holders of record of Capitol Federal Financial, Inc. common stock atthe close of business on December 6, 2024 are entitled to vote at theannual meeting or any adjournment or postponement thereof. RECORD DATE..................... PROXY VOTING................... It is important that your shares be represented and voted at the annualmeeting.Regardless of whether you plan to attend the annualmeeting, please read the accompanying proxy statement and thenvote by the Internet, telephone or mail as promptly as possible. BY ORDER OF THE BOARD OF DIRECTORS JOHN B. DICUSChairman ofthe Board, President and Chief ExecutiveOfficer (This page has been left blank intentionally) CAPITOL FEDERAL FINANCIAL, INC.®700 S. Kansas AvenueTopeka, Kansas 66603(785) 235-1341_______________________________PROXY STATEMENT_______________________________ INTRODUCTION The Capitol Federal Financial, Inc. Board of Directors is using this proxy statement to solicit proxies fromThe annual meeting of stockholders will be held at 10:00 a.m. local time on Tuesday, January 28, 2025 at theBradbury Thompson Alumni Centeron the Washburn University campus, 1701 S.W. Jewell Avenue, Topeka,Kansas. At the meeting, stockholders will be asked to vote on four proposals. The proposals are set forth in theaccompanying Notice of Annual Meeting of Stockholders and are described in more detail below. Stockholders alsowill consider any other matters that may properly come before the meeting, although the Board of Directors knowsof no other business to be presented. Capitol Federal Financial, Inc. is referred to in this proxy statement from timehe information in this proxy statement relates to Capitol holding company structure and related public stock offering and became a stock form holding company that is 100%owned by public stockholders. As a result of the Conversion, the Company, a newly formed Maryland corporation,became the holding company for Capitol Federal Savings, and Capitol Federal Financial (formerly the mid-tierholding company of Capitol Federal Savings) and Capitol Federal Savings Bank MHC (a mutual holding companythat owned a majority of the stock of Capitol Federal Financial) have ceased to exist. All outstanding shares ofCapitol Federal Financial common stock (other than those owned by Capitol Federal Savings Bank MHC, whichhave been cancelled) were converted