国富创新年报2024

Incorporated in the Cayman Islands with limited liabilityStock Code 2024年報ANNUAL REPORT CONTENTS 2CORPORATE INFORMATION6CHAIRMAN’S STATEMENT12MANAGEMENT DISCUSSION AND ANALYSIS43BIOGRAPHICAL DETAILS OF DIRECTORS ANDSENIOR MANAGEMENT52DIRECTORS’ REPORT81CORPORATE GOVERNANCE REPORT110ENVIRONMENTAL, SOCIAL AND GOVERNANCE REPORT157INDEPENDENT AUDITOR’S REPORT162CONSOLIDATED STATEMENT OF PROFIT OR LOSS AND OTHERCOMPREHENSIVE INCOME163CONSOLIDATED STATEMENT OF FINANCIAL POSITION165CONSOLIDATED STATEMENT OF CHANGES IN EQUITY166CONSOLIDATED STATEMENT OF CASH FLOWS168NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS268FIVE YEARS FINANCIAL SUMMARY CORPORATE INFORMATION BOARD OF DIRECTORS EXECUTIVE DIRECTORS Mr. LIU Zhiwei(Chairman)(resigned on 28 February 2024)Ms. SUN QingMr. LIU Haoyuan(resigned on 19 September 2023) NON-EXECUTIVE DIRECTORS Mr. HAN HantingMr. NIE Riming(appointed on 30 October 2023)Mr. LI Chunguang(appointed on 8 February 2024)Mr. HUA Yang(re-designated on 28 February 2024) INDEPENDENT NON-EXECUTIVE DIRECTORS Mr. CHAN Kin Sang(Chairman)(appointed on 28 February 2024 as Chairman)Mr. CHIU Kung ChikMr. LI GaofengMs. LUI Mei Ka(appointed on 19 September 2023) COMPANY SECRETARY Ms. LAM Wing Chi(resigned on 15 January 2024)Ms. YAN Xin(appointed on 15 January 2024) AUTHORISED REPRESENTATIVES Dr. LIU Zhiwei(resigned on 28 February 2024)Mr. CHAN Kin Sang(appointed on 28 February 2024)Ms. LAM Wing Chi(resigned on 15 January 2024)Ms. YAN Xin(appointed on 15 January 2024) AUDIT COMMITTEE Mr. CHIU Kung Chik(Chairman)Mr. CHAN Kin SangMr. LI GaofengMs. LUI Mei Ka(appointed on 19 September 2023) REMUNERATION COMMITTEE Mr. CHIU Kung Chik(Chairman)Mr. LIU Zhiwei(resigned on 28 February 2024)Mr. HUA Yang(resigned on 28 February 2024)Mr. CHAN Kin SangMr. LI GaofengMs. LUI Mei Ka(appointed on 19 September 2023)Ms. SUN Qing(appointed on 28 February 2024) NOMINATION COMMITTEE Mr. CHAN Kin Sang(Chairman)Mr. LIU Zhiwei(Chairman)(resigned on 28 February 2024)Mr. HUA Yang(resigned on 28 February 2024)Mr. CHIU Kung ChikMr. LI GaofengMs. LUI Mei Ka(appointed on 19 September 2023)Ms. SUN Qing(appointed on 28 February 2024) CORPORATE INFORMATION (Continued) AUDITOR BDO LimitedCertified Public Accountants andRegistered Public Interest Entity Auditor(resigned on 30 October 2023) ZHONGHUI ANDA CPA LimitedCertified Public Accountants(appointed on 30 October 2023) REGISTERED OFFICE P.O. Box 309, Ugland HouseGrand Cayman, KY1-1104Cayman Islands P.O. Box 309, Ugland HouseGrand Cayman, KY1-1104Cayman Islands HEAD OFFICE AND PRINCIPAL PLACEOF BUSINESS IN HONG KONG 183414102-06(852) 3103 2007/(852) 3105 1863(852) 3103 2010/(852) 3105 1862 Units No. 4102-06, 41/FCOSCO Tower183 Queen’s Road CentralHong KongTel: (852) 3103 2007/(852) 3105 1863Fax: (852) 3103 2010/(852) 3105 1862 PRINCIPAL BANKERS Chong Hing Bank LimitedChina Construction Bank (Asia) Corporation LimitedShanghai Pudong Development Bank Co., Ltd.,Hong Kong BranchChina Guangfa Bank Co., Ltd., Hong Kong BranchChina Zheshang Bank Co., Ltd. (Hong Kong Branch) CAYMAN ISLANDS PRINCIPAL SHAREREGISTRAR AND TRANSFER OFFICE SUNTERA (CAYMAN) LIMITEDSuite 3204, Unit 2A, Block 3Building D, P.O. Box 1586Gardenia Court, Camana BayGrand Cayman, KY1-1100Cayman Islands SUNTERA (CAYMAN) LIMITEDSuite 3204, Unit 2A, Block 3Building D, P.O. Box 1586Gardenia Court, Camana BayGrand Cayman, KY1-1100Cayman Islands HONG KONG BRANCH SHAREREGISTRAR AND TRANSFER OFFICE 3382333301-04(852) 2849 3399(852) 2849 3319 Union Registrars LimitedSuites 3301-04, 33/F.Two Chinachem Exchange Square338 King’s RoadNorth Point Hong KongTel: (852) 2849 3399Fax: (852) 2849 3319 STOCK CODE 290 290 www.290.com.hk WEBSITE www.290.com.hk CHAIRMAN’S STATEMENT Dear Shareholders, Onbehalf of the board(the“Board”)ofdirectors(each a“Director”) of GoFintech Innovation Limited (“GoFintech” or the“Company”, together with its subsidiaries collectively referred toas the “Group”), I am pleased to present the annual report of theGroup for the year ended 31 March 2024 (the “Reporting Year”). In the past year, we worked together to actively respond to thegrimmarket environment and the complicated changes in theindustryand strived to achieve new breakthroughs and resultsinour pursuit of sustainable and high-quality development.Asa result, all our business segments advanced steadily, with ourmiddle-andback-office support systems further improved andteamcohesion and creativity further enhanced,thereby furtherconsolidating the foundation for the long-term development of theGroup’s businesses. Web3.0Web3.0Web 3.0Web3.0 During the past year, we continued to make steady progress infully-licensed financial services, with sustained focus on productimprovementand service enhancement.We innovated ourbusinessprocesses and optimised our business models,andachieved a sustained and steady increase in revenue. During theReportingYear,we further advanced our business deploymentin the field of Web 3.0 by investing