中盈盛达融资担保2023年度报告

CONTENTS 172Report of the Board of Directors204Report of the Board of Supervisors205Independent Auditor’s Report215Consolidated Statement of Profit or Loss andOther Comprehensive Income218Consolidated Statement of Financial Position220Consolidated Statement of Changes in Equity222Consolidated Cash Flow Statement224Notes to the Consolidated Financial Statements 3Corporate Information 6Financial Highlights 7Chairman’s Statement 11Management Discussion and Analysis 43Directors, Supervisors and Senior Management 62Corporate Governance Report 90Environmental, Social and Governance Report 2003 We, Guangdong Join-Share Financing Guarantee Investment Co.,Ltd.*(“Guangdong Join-Share” or the“Company”,togetherwith our subsidiaries, the “Group”, “we”, “our” or “us”) is aleadingfinancing guarantee services provider in Guangdongprovince, the People’s Republic of China (the “PRC” or “China”)focusing on providing credit-based financing solutions to small andmedium-sized enterprises (the “SMEs”) to satisfy their financingandbusiness needs.Since our establishment in Foshan,Guangdongprovince in 2003,our business network has beensignificantly expanded to cover all the major cities in Guangdongprovince and certain cities in Anhui province. We primarily provide guarantees on behalf of, or entrusted loansto,SMEs and individual business proprietors.We also providemicro-lendingto SMEs,individual business proprietors andindividuals in Foshan since July 2011 through Foshan Join-ShareMicroCredit Co.,Ltd.*()(“Foshan Micro Credit”), which was consolidated into our Groupin June 2014. 2011720146 AA We have established strong cooperative relationships with variousbanksand non-bank financial institutions,which allows us todiversify our sources of customer referrals, reduce credit risks, andstrengthenour leading position in our industry in Guangdongprovince. We have a diverse shareholder base and do not have acontrolling shareholder. It is our aim to ensure the management’sindependence in the daily operations, and we endeavour to carryout prudent corporate governance since our establishment withoutbeingaffected by any single shareholder of the Company(the“Shareholder(s)”).The board(the“Board”)of directors(the“Di r e c t o r s”)o f o u r C o m p a n y ,t h e s u p e r v i s o r s( t h e“Supervisors”)of our Company and our experienced andreputable management team are from diverse backgrounds andwith substantial expertise in the finance, banking, accounting andlegal industries. At present, having stable outlook, we are givenan “AA” corporate rating from CSCI Pengyuan Credit Rating Co.Ltd* (). HHH20151223 Sharecapital of our Company comprises domestic shares(the“Domestic Share(s)”)and H Shares(the“H Share(s)”)(collectively referred to as the “Share(s)”). Our H Shares werelisted (the “Listing”) on the Main Board of The Stock Exchangeof Hong Kong Limited (the “Stock Exchange”) on 23 December2015,laying a solid foundation for our Group’s futuredevelopment. * Unlessotherwise defined,capitalised terms used in this annualreportshall have the same meanings as those defined in thisCorporateProfile.English translations of company names andother terms from the Chinese language which are marked with *are provided for identification purposes only. EXECUTIVE DIRECTOR Mr. Wu Liejin(Chairman of the board of directors and president) NON-EXECUTIVE DIRECTORS Mr. Zhang MinmingMr. Li ShenhuaMr. Luo ZhenqingMr. Zhao WeiMr. Ou Weiming INDEPENDENT NON-EXECUTIVE DIRECTORS Mr. Wu XiangnengMr. Leung Hon ManMr. Wang Bo SUPERVISORS Mr. Li Qi(Chairman)Ms. Li WanminMr. Chen XinMr. Zhong JianMr. Huang ShaoxiongMs. Huang Yuzhen AUDIT COMMITTEE Mr. Wu Xiangneng(Chairman)Mr. Leung Hon ManMr. Wang BoMr. Li ShenhuaMr. Luo Zhenqing REMUNERATION AND APPRAISAL COMMITTEE Mr. Leung Hon Man(Chairman)Mr. Luo ZhenqingMr. Ou WeimingMr. Wu XiangnengMr. Wang Bo NOMINATION COMMITTEE Mr. Wu Liejin(Chairman)Mr. Zhao WeiMr. Wu XiangnengMr. Leung Hon ManMr. Wang Bo RISK MANAGEMENT COMMITTEE Mr. Zhang Minming(Chairman)Mr. Wu LiejinMr. Li ShenhuaMr. Wu XiangnengMr. Wang Bo STRATEGY COMMITTEE Mr. Wu Liejin(Chairman)Mr. Zhang MinmingMr. Zhao WeiMr. Ou WeimingMr. Wang Bo JOINT COMPANY SECRETARIES Mr. Lau Kwok YinMr. Ou Weiming AUTHORISED REPRESENTATIVES Mr. Wu LiejinMr. Lau Kwok Yin REGISTERED OFFICE 3114101–4110 Room 4101–4110, Block 1Join-Share International Financing CenterNo. 31 Fuhua RoadDongping Community, Lecong Town, Shunde DistrictFoshan, Guangdong Provincethe PRC PRINCIPAL PLACE OF BUSINESS IN HONG KONGPRC 24840 40th Floor, Dah Sing Financial CentreNo. 248 Queen’s Road EastWanchaiHong Kong PRC PRINCIPAL PLACE OF BUSINESS IN PRC 3114101–4110 Room 4101–4110, Block 1Join-Share International Financing CenterNo. 31 Fuhua RoadDongping Community, Lecong Town, Shunde DistrictFoshan, Guangdong Provincethe PRC H H SHARE REGISTRAR 183171712–1716 Computershare Hong Kong Investor Services LimitedShops 1712–1716, 17th FloorHopewell Centre183 Queen’s Roa