中盈盛达融资担保2025 中期报告

(A joint stock limited liability company incorporated in the People’s Republic of China)Stock Code1543 CONTENTS 2Corporate Information5Management Discussion and Analysis43Other Information50Review Report52Consolidated Statement of Profit or Loss 54Consolidated Statement of Profit or Loss andOther Comprehensive Income55Consolidated Statement of Financial Position57Consolidated Statement of Changes in Equity60Condensed Consolidated Cash Flow Statement62Notes to the Unaudited Interim Financial Report CORPORATE INFORMATION EXECUTIVE DIRECTOR Mr. Wu Liejin(Chairman of the board of directors and president) NON-EXECUTIVE DIRECTORS Mr. Huang WeiboMr. Zhao WeiMr. Pan MingjianMs. Feng QunyingMr. Ou Weiming INDEPENDENT NON-EXECUTIVE DIRECTORS Mr. Wu XiangnengMr. Leung Hon ManMs. Li Xia SUPERVISORS Mr. Li Qi(Chairman)Ms. Li WanminMr. Huang ShaoxiongMs. Huang Yuzhen AUDIT COMMITTEE Mr. Wu Xiangneng(Chairman)Mr. Huang WeiboMs. Feng QunyingMr. Leung Hon ManMs. Li Xia REMUNERATION AND APPRAISAL COMMITTEE Mr. Leung Hon Man(Chairman)Mr. Huang WeiboMr. Ou WeimingMr. Wu XiangnengMs. Li Xia NOMINATION COMMITTEE Mr. Wu Liejin(Chairman)Mr. Zhao WeiMr. Wu XiangnengMr. Leung Hon ManMs. Li Xia RISK MANAGEMENT COMMITTEE Mr. Wu Xiangneng(Chairman)Mr. Wu LiejinMr. Pan MingjianMs. Feng QunyingMs. Li Xia STRATEGY COMMITTEE Mr. Wu Liejin(Chairman)Mr. Zhao WeiMr. Pan MingjianMr. Ou WeimingMs. Li Xia JOINT COMPANY SECRETARIES Mr. Lau Kwok YinMr. Ou Weiming AUTHORISED REPRESENTATIVES Mr. Wu LiejinMr. Lau Kwok Yin REGISTERED OFFICE 3114101–4110 Room 4101–4110, Block 1Join-Share International Financing CenterNo. 31 Fuhua RoadDongping Community, Lecong Town, Shunde DistrictFoshan, Guangdong Provincethe PRC PRINCIPAL PLACE OF BUSINESS IN HONG KONG 24840 40th Floor, Dah Sing Financial CentreNo. 248 Queen’s Road EastWanchaiHong Kong, PRC CORPORATE INFORMATION (CONTINUED) PRINCIPAL PLACE OF BUSINESS IN PRC Room 4101–4110, Block 1Join-Share International Financing CenterNo. 31 Fuhua RoadDongping Community, Lecong Town, Shunde DistrictFoshan, Guangdong ProvinceThe PRC 3114101–4110 H H SHARE REGISTRAR 183171712–1716 Computershare Hong Kong Investor Services LimitedShops 1712–1716, 17th FloorHopewell Centre183 Queen’s Road EastWanchaiHong Kong, PRC PRINCIPAL BANKERS 2 Bank of China LimitedFoshan BranchNo. 2, Renmin West Road, Zhangcha StreetChancheng DistrictFoshan, Guangdong ProvinceThe PRC 11 Bank of Communications Co., Ltd.Guangdong BranchNo. 11 Xiancun RoadZhujiang New TownGuangzhou, Guangdong ProvinceThe PRC LEGAL ADVISERS AS TO HONG KONG LAW King & Wood Mallesons AUDITOR KPMGCertified Public AccountantsPublic Interest Entity Auditor registered in accordance withthe Financial Reporting Council Ordinance COMPANY’S WEBSITE www.join-share.com www.join-share.com STOCK CODE 1543 1543 MANAGEMENT DISCUSSION AND ANALYSIS OVERVIEW 2025(GDP)660,5365.3%GDP52%16.8%31.2%31,1723 . 7 %239,0505.3%390,3145.5%5.4%5.2%1.1% Inthe first half of 2025,unilateralism and protectionismintensified, posing a serious challenge to multilateralism and freetrade, and global economic volatility increased. In the face of acomplexand volatile international environment,the Chineseeconomywithstood pressure and rose to the challenge,maintainingoverall stability with key indicators exceedingexpectations.The demand for“stability”increased in multipledimensions, the momentum for “new” accumulated, and the cycleof “smooth” flow improved, demonstrating strong resilience andvitality,and injecting more momentum and certainty into theglobal economy. Data released by the National Bureau of Statisticsshow that in the first half of the year, Gross Domestic Products(GDP) was RMB66,053.6 billion, representing an increase of 5.3%at constant prices as compared to the same corresponding period.Final consumption expenditure, gross capital formation, and netexports of goods and services “Three Driving Forces” contributed52%, 16.8%, and 31.2% respectively to GDP. By industry, theaddedvalue of the primary industry was RMB3,117.2 billion,representingan increase of 3.7%as compared to the samecorresponding period; the added value of the secondary industrywas RMB23,905 billion, up 5.3%; and the added value of thetertiaryindustry was RMB39,031.4 billion,up 5.5%.On aquarterly basis, GDP grew by 5.4% in the first quarter and 5.2%in the second quarter, as compared to the same correspondingperiod. On a quarter-on-quarter basis, GDP grew by 1.1% in thesecond quarter. 2025(SMEDI)89.10.420232024 Inline with the macroeconomy,China’s SMEs demonstratedstrongresilience and innovative vitality,with core indicatorsgrowingsteadily and development quality and efficiencysignificantly improving. According to data released by the ChinaAssociation of Small and Medium Enterprises, the China Small andMedium Enterprises Development Index (SMEDI) was 89.1 in thesecondquarter of 2025,representing a decrease of 0.4 pointfrom the first quarter of 2025, which was still higher