佐力小贷二零二三年年报

目 錄 2 5 7 8 9 26 32 55 68 70 84 91 92 93 94 95 釋義 釋義 公司資料 (ACG, HKACG(PE)) (ACG, HKACG(PE)) 399 399 公司資料 6–8272703 H www.zlkcxd.cn 183171712–1716 6866 720728 董事長致辭 + 3085.36236.1796.6492.65 6.8125.2%5IPCPRA(ESMS) 2601.71.8 41.043.275.2%76.2%30.733.988.0%83.8% 管理層討論及分析 2,840.82,700.9 (1) 9.0%8.7% 74.1%76.6%11 管理層討論及分析 (1)(2)(3)(4)(5)1306,4943136541,60536576,713 134.3124.5 管理層討論及分析 133.6124.84.7%4.6%7.2 2,840.82,700.99.0%8.7% 52.149.0 120.025.0630.0565.1 198.3187.1 9.912.724.1 22.39.52,863.82,720.8 管理層討論及分析 (i)(ii)(iii)(iv)(v)(vi)(vii) 36.2%33.4%19.317.6 9.513.2 35.934.527.1%26.3% 96.796.6 593.5759.9 管理層討論及分析 284.9(i)131.19.56.248.912.90.1(ii)139.80.70.3(iii)45.4 9612428 284.0(i)44.8(ii)2.5(iii)47.2(iv)8.2(v)518.5337.2 16.617.5 管理層討論及分析 133.6124.84.7%4.6% 97.9% 2.0 43.034.9 (1) 管理層討論及分析 (1) 66.114A 36.5 2.11.114A 14A14A 8694 管理層討論及分析 ESG (i)(ii)(iii) DEGGCPF H338.4 董事、監事及高級管理層之履歷 37 48.35%36.06% 59 300181 0.34%0.25% 49 董事、監事及高級管理層之履歷 20222023 42 5020 1.34%1.00% 44(ACCA)(HKICPA) 000959968 46 300033603429002939 董事、監事及高級管理層之履歷 45 IPO 603557688777002214 36 50 42 MOBILIER EUROPEENABC PortageABCORPEAViab InternationalViaB 34 300181 環境、社會及管治報告 20231120231231 ESG 2023 3000—(HKSAE 3000) (www.zlkcxd.cn) 3993132000572–8219619 202320235 82382 1. 1.1. 2011818201442820151136866 20152016 (1)(2)(3)(4) 1. 1.1. 1.1.1. 1.1.2. 1. 1.2. 1.3. 1. 1.3. 202332022202332022202311A+202312 1.4. 2023 1. 1. 1.5. ESG 2. 2. 20235 2.1. 2.1.1. 20231231267,39320221231281,39113,998 2.1.2. 20231231114,69720221231111,0483,649 2.1.3. 2023123190,5212022123193,3922,871 2.1.4. 202320231231233,3122022243,50310,191 2. 2.1. 2.1.5. 2023123168,071 2.2. 202312313420221231381202327 2.3. 20201029 202131 GCPFDEGTAIPCPRA 3. 3.1. GCPFESES 3. 3.2.2 20231231 20231231137.867.867862,4005,900 環境、社會及管治報告 3. 3.2. 234(SO2)5678 3.3. 202340.53 20231231 4. 4.1. 20231231 4. 4.1. 4.1.1. 4.1.2. KPI 4. 4.1. 2023ESMS 4. 4.1. 4.1.4. 4.1.5. 202322023320236202312 4.1.6. 4.2. 9 4. 4.3. 4.3.1. 4.3.2. 4. 4.3. 4.3.3. 1.2.4003.4.ES 4.4. 4.4.1. 202327 4.4.2. 20231231 4. 4.4. 4.4.2. 5. 2024202430 · 60(SDGs) 5. 5.1. 2024 2024 5.2. 2024 3996–8272703 董事會報告 61211 5% 7 91152 14 20 0.02 H H10% [1994] 20H HH183171712–1716399 董事會報告 8,000 16 10.2 3.13 董事會報告 2631 7 XVXV78352 1,180,000,000880,000,000300,000,000 (2)36.06%36.06% (3)75.50%1.00%1.00% (4)L 董事會報告 XVXV78352 XV23336 (1)1,180,000,000880,000,000300,000,000H (2)36.06%36.06% (3) (5)79.56% XV23336 董事會報告 1(n) (i)(ii) C1 88,000,0007.46% 293,130,00024.84% 293,130,00024.84% 董事會報告 66.114A 36.5 2.11.114A 14A14A 監事會報告 I. II. 1. 2. 3. 4. 企業管治報告 C1 2631 10.2 2631 企業管治報告 3 3.10(1)3.10A3.10(2) 3.13 (i) (ii) 17 企業管治報告 (iii) (iv) 1 A.2.1 3.13 (1)(2)(3)(4) 13.51B(1) C3 B.13 企業管治報告 ESGESGESGESGESGESG 2.102.1050,00050,000 25%25% 50% 企業管治報告 1.2.3.133.4.5. www.zlkcxd.comwww.hkexnews.hk/ (www.hkexnews.hk)(www.zlkcxd.com) 6–8272703yaolf@zlkcxd.com 2.07AHHH (i) 2114 (ii) 6–8272703 (iii) 10%105 (iv) 3% A114 91152 11102104 2,720.8198.5 • 99 • • 11102104 • • • • 12106 • • — — — — — 108 綜合損益及其他全面收益表 綜合財務狀況表 綜合權益變動表 綜合現金流量表 1 (a) 1(c) (b) 1(j) 24 1 (c) 17 8121212— 17 17417 8 12 1 (c) 12 19(b)12 12— (d) 1 (d) 1(m) (e) 1(m) (f) 1(r)(iii) 1 (g) 1(m) (h) 1(m) — 5 1 (i) (i) 12 1(g)1(m) 1 (i) (ii) 1(r)(iii) 1(i)(i) (j) (i) 21(e) —1(r)(i) —— — 1 (j) (ii) —— —121212— 12 1 (j) (ii) 30 ——90 ————— 1 (j) (ii) (iii) 1 (j) (iv) — — (v) (k) 1(t) (l) 1(j)(ii) 1 (m) (n) 1 (o) ———— 1 (p) 6% (q) (r) (i) 1 (r) (ii) (iii) (s) (t) 1 (u) (a)(i)(ii)(iii)(b)(i)(ii)(iii)(iv)(v)(vi)(a)(vii)(a)(i)(viii) 1 (v) 2 10%21(a) 財務報表附註 2 8 3 4 5 (a) (b) 6 (i)25%25% (ii) 7 7 8 7 9 9 (a) 10 10 (c) 10 10 (d) 11 (a) 11 11 11 11 11 11 —132,837—1,505 (209,451) 2,654,305 12 財務報表附註 12 238.596.9298%18.0 130.060%4.5 2.8%1.8%9.36%12.22%9.42%12.97% 0.8134.8 13 13 (i)4.80.33%99.43%99.76%4.80.33%44.7— (ii)1,000,0001 (iii)824.46.00%60.00%66.00%824.46.00%68.7— 14 14 (b) 15 16 (i) (ii)124.04.40%4.90%281.641.1 (iii)6.024.722.24.00%4.25% 140.86.40%6.50%20.1337.2147.06.40%8.03% 19 (b) 20 (a) 20 (b) 0.0447.2 0.0559 12.0 (c) 11,180,000,000 (d) (i) 13 (ii) 10%50% 25% (iii) 1.5% 20 (e) (i)—0.4(ii)—0.710%—1.0 (f) 108.348.6 (g) 財務報表附註 21 (a) 9 1 1212 2 21 (a) 3 1.84%1.45%7.16%6.39% 11 21 (b) 21 21 (c) (i) (ii) 501265,00062,000 21 (d) (i) (ii) 21 (e) (i) 13 112213 (ii) 22 23 (a) (i)785(a) (ii)16(i)(iii)16(ii) (b) 23 (c) (i) (ii)3 (iii)16(i) (iv)16(ii) 24 (a) (b) 1(m) 24 (c) (d) (e) 1(i) 26