信恳智能2023 年报

2023年報ANNUAL REPORT CONTENTS目錄 Corporate Information2公司資料Chairman’s Statement5主席報告Management Discussion and Analysis8管理層討論及分析Biographical Details of Directors and Senior Management17董事及高級管理層的履歷詳情Corporate Governance Report25企業管治報告Environmental, Social and Governance Report45環境、社會及管治報告Report of Directors89董事會報告Independent Auditor’s Report104獨立核數師報告Consolidated Statement of Profit or Loss118綜合損益表Consolidated Statement of Profit or Loss andOther Comprehensive Income120綜合損益及其他全面收益表Consolidated Statement of Financial Position122綜合財務狀況表Consolidated Statement of Changes in Equity124綜合權益變動表Consolidated Statement of Cash Flows126綜合現金流量表Notes to the Consolidated Financial Statements128綜合財務報表附註Financial Summary252財務概要 CORPORATE INFORMATION公司資料 Executive Directors 李浩先生（主席兼行政總裁）張必鍾先生許世真先生李碧琼女士郝相君先生 Mr. Li Hao(Chairman and Chief Executive Officer)Mr. Zhang BizhongMr. Xu ShizhenMs. Li BiqiongMr. Hao Xiangjun Non-executive Director 袁順唐先生（於二零二三年九月一日辭任） Mr. Yuan Shuntang (resigned on 1 September 2023) Independent Non-executive Directors 黃俊碩先生慕凌霞女士黃劍非先生 Mr. Wong Chun Sek EdmundMs. Mu LingxiaMr. Huang Jianfei Audit Committee Mr. Wong Chun Sek Edmund(Chairman)Ms. Mu LingxiaMr. Huang Jianfei 黃俊碩先生（主席）慕凌霞女士黃劍非先生 Nomination Committee 黃劍非先生（主席）黃俊碩先生慕凌霞女士 Mr. Huang Jianfei(Chairman)Mr. Wong Chun Sek EdmundMs. Mu Lingxia Remuneration Committee 慕凌霞女士（主席）黃俊碩先生黃劍非先生 Ms. Mu Lingxia(Chairman)Mr. Wong Chun Sek EdmundMr. Huang Jianfei Authorised Representatives 李浩先生簡雪艮女士 Mr. Li HaoMs. Jian Xuegen Company Secretary 簡雪艮女士 Ms. Jian Xuegen CORPORATE INFORMATION (Continued)公司資料（續） Registered Office in the Cayman Islands Windward 3Regatta Office ParkPO Box 1350Grand Cayman KY1-1108Cayman Islands Windward 3Regatta Office ParkPO Box 1350Grand Cayman KY1-1108Cayman Islands Headquarters and Principal Place ofBusiness in the People’s Republic of China(the “PRC”) 深圳寶安區福永街道白石廈新開發區第七棟 No. 7 BuildingNew Development ZoneBaishixiaFuyong StreetBao’an DistrictShenzhen Principal Place of Business in Hong Kong 香港九龍尖沙咀東科學館道1號康宏廣場南座7樓702室 Unit 702, 7th FloorGreenfield TowerConcordia Plaza1 Science Museum RoadTsim Sha Tsui EastKowloon, Hong Kong Principal Banks 中國銀行股份有限公司星展銀行有限公司中國銀行（香港）有限公司 Bank of China LimitedDBS Bank LimitedBank of China (Hong Kong) Limited Cayman Islands Principal Share Registrarand Transfer Office Ocorian Trust (Cayman) LimitedWindward 3Regatta Office ParkPO Box 1350Grand Cayman KY1-1108Cayman Islands Ocorian Trust (Cayman) LimitedWindward 3Regatta Office ParkPO Box 1350Grand Cayman KY1-1108Cayman Islands CORPORATE INFORMATION(Continued)公司資料（續） Hong Kong Branch Share Registrar andTransfer Office 卓佳證券登記有限公司香港夏愨道16號遠東金融中心17樓 Tricor Investor Services Limited17/F, Far East Finance Centre16 Harcourt RoadHong Kong 信懇智能 Stock NameCONFIDENCE IN Auditor 中審眾環（香港）會計師事務所有限公司執業會計師註冊公眾利益實體核數師香港灣仔港灣道18號中環廣場42樓 Mazars CPA LimitedCertified Public AccountantsRegistered Public Interest Entity Auditor42nd Floor, Central Plaza18 Harbour RoadWanchaiHong Kong 1967 Stock Code 1967 www.szxinken.com Corporate Website Addresswww.szxinken.com CHAIRMAN’S STATEMENT主席報告 On behalf of the board (the “Board”) of directors (the “Directors”)of Confidence Intelligence Holdings Limited (the “Company”and together with its subsidiaries, the “Group”), I am pleased topresent to the shareholders of the Company the annual reportand audited consolidated financial statements of the Group forthe year ended 31 December 2023 (the “Reporting Period”). 本人謹代表信懇智能控股有限公司（「本公司」，連同其附屬公司統稱「本集團」）董事（「董事」）會（「董事會」）欣然向本公司股東提呈本集團截至二零二三年十二月三十一日止年度（「報告期間」）的年報及經審核綜合財務報表。 Business Review 本 集 團 為 在 中 國 提 供 全 面 印 製 電 路 板 組 裝（「PCBA」）裝 配 及 生 產 服 務 的 電 子 製 作 服 務（「EMS」）供應商，業務範圍包括研究及設計、挑選及採購原材料、裝配PCBA、質量控制、測試、物流及售後服務。 The Group is an electronic manufacturing services (the “EMS”)provider offering comprehensive assembling and productionservices of printed circuit board assembly (the “PCBAs”) inthe PRC that integrate research and design, selection andprocurement of raw materials, assembling of PCBAs, qualitycontrol, testing, logistics and aftersales services. 本集團自二零二二年下半年起，與第三方業務夥 伴（「雷 根 集 團」）進 駐 金 融 科 技 業 務，此 乃透過收購上海雷根金融信息服務有限公司（「雷根 金 融 信 息」）60%的 註 冊 股 本（「收 購 事 項」）達 致，雷 根 金 融 主 要 從 事 提 供 金 融 相 關 應 用平台（「金融應用平台」）以及相關維護服務（「平台維護服務」）。然而，作為金融科技及保險有關 市 場 的 新 進 營 辦 商，本 集 團 面 對 大 型 保 險集 團 的 激 烈 競 爭，彼 等 擁 有 中 國 自 家 網 上 平台，令本集團難以擴大客戶規模，且金融科技業務的發展較預展為慢。於報告期間，雷根金融信息已為其無形資產減值虧損計提撥備約人民幣14.7百萬元。 The Group tapped into the financial technology business with thecooperation of a third-party business partner (the “Regan Group”)since the second half year of 2022 by acquisition of the 60%registered capital of Shanghai Regan Financial InformationService Co., Ltd.* (the “Regan Financial Information”) (the“Acquisition”), which is principally engaged in provision of thefinancial-related application platform (the “Financial ApplicationPlatform”) and related maintenance services (the “PlatformMaintenance Services”). However, being a new entrant to thefintech and insurance related