建设银行二零二三年半年度报告
建設銀行 與 您 共 建 美 好 生 活 2023823202314 202220237 1420237 13A20220.38937.322023842023713H20220.389935.222023 20232023 • 3 6 8 10 10 101928 29333537404145 4853565658585858585959 60 6061 62 63 63 636364 64 65 66 68 70 707071717172 +++ (FITS®, Financial Total Solutions) e+ (Risk Scan & Detect System)(Risk Model Decision System)(Risk Alert & Detect System) 2018119 2006215 CHINA CONSTRUCTION BANK CORPORATIONCCB 86-10-6621553386-10-66218888ir@ccb.com www.cs.com.cnwww.cnstock.comwww.stcn.comwww.zqrb.cn A601939 H939 1360030 11797927 1212-14 127 A 188 H 183171712-1716 AA-1A1P-1AF1+ESGA 20235.5%0.7% 6406.210.4%1.62%206.1%14.66% 38.2510.56%22.369.11%35.3011.27%27.6310.42%1,672.953.12%3,121.851.79%0.92%11.95%17.40%1.37%244.48% 綜合收益表分析 1,972.642.27%1,672.953.12%54.841.73%3.540.50%2.07%23.72%953.687.75% 3,121.8554.841.73%80.43% LPR1.60%1.79%30 54.84361.43416.27 6,167.53514.369.10%70.63%22.01%3.66%2.03%1.67% 4,355.77225.905.47%13.94%29 1,357.69134.8711.03%12.91% 225.5442.8723.47%1710.25% 125.2875.42151.26%81.24%83 103.2535.3051.95%52.39% 3,045.68569.2022.98%75.02%12.37%8.56%3.59%0.46% 2,284.96353.0318.27%14.62%5 376.81140.1259.20%26.23%49 260.5858.0428.66%20.82%19 109.2810.2610.36%14.70%11 14.057.75123.02%88.32%47 759.7037.625.21%19.57% 706.013.540.50%18.19%0.17 206.856.673.33%135.495.954.59%118.725.985.30%102.8517.7320.83%86.757.9910.14%58.3733.2936.32%65.717.6810.46% 53.6934.08173.79%37.6614.9235.680.595.420.4424.63 23.72%0.54959.8719.512.07%562.2524.464.55%152.5116.919.98%39.332.566.96%205.789.404.79% 953.6880.077.75%65.3667.241.8812.002.71 299.696.8115.19%25% 財務狀況表分析 638.253.6510.56%1.879.11%7,132.168.35%2,724.868.62%1,974.323,704.1128.40%35.59%0.7858.45%0.4924.20%0.168.97%0.322.33%0.683.69% 623.131.949.13%13.788.537,760.1659.70%36.94%3.36% 12.981.9617.82%3.709.29 8.431,943.592.36%6.41729.041.13%9,395.96147.231.59%3,688.02733.5924.83%6,088.651,935.2146.59% 7,760.162,726.35 8,869.44443.785.27% 67,717.1224.08244.48%3.35% 12(PD)(LGD)(EAD) 1. 69.267,132.168.35%7,175.288.64%97.50%0.2643.122.50%0.26 67.105,767.668.84%463.0810.622.24%1.471,605.5512.22%8,387.576,358.432.26%28.76% 615.029.08 635.303.5711.27%27.632.6110.42%3.757,961.9826.99%1.801,520.299.23%8,920.6215.14%78.27%0.6010.61%1.315.10%0.092.53%0.09 612.231.1310.22%0.2245.70%14.541.4611.19%0.2254.30%4,625.87153.991.67%12.514,581.313.80%3.1246.72%14.262.1417.64%3.1253.28% 62.96799.842.78%697.710.587.73% 63.892,078.855.64% 其他財務信息 20236302023630 201717202311202311 20231,584.624.96%678.309.83%537.490.74%0.8227.25%2,026.368.74%1,302.157.35%3.1266.01%186.644.64127.0983.935.91 新金融行動 CCBESGIT 62.865,123.6921.79%29441.693.81% 62087.5448.881.458295197.52 6APP2.53,1001,053 3,00063,064.951,600600 CCB4,70016.5CCB272APPAPP2341581,300 263.352561.41.92,509 REITsREITsREITs 1211 375,800APPAPP1,024522 1,60063,138.311,101.7754.10%89.9636.26%63.626,133.5320.41%35841.5113.10%3.60%5,463.971,418.0735.05% 63.487,257.7226.39%16102.92231.9115021530 3,167 140ICDAR 20236073 6291413++2.594437STM9,4009,0003,5003115+17,0002,5001,038111,3694,300 ITIT7,97030,19754IT 61,7771,0265212022 公司金融業務 +e+● 1061,01631718390%T+180API1,4691.8162962 612.231.1310.22%4.83%18.24%1,016.3881.431,418.1096.84 612.981.9617.82%1.88%6.518,062.9714.13%50.16%1.26%2.734,804.7121.40%1.363,610.9836.23%5.227,708.3917.33%1.995,194.4135.26%1.502,654.6421.57%8,333.52626.778.13%4,6899.855,519.93 2022660%54%71% 20222022 6231,9422,519e+3.12170.78%e7.334.0e+e852023 50% 291,4008124.71,103HIS+745152,0008,0006232,249 +REITs23.5044.934.1931.881.8716.300.955.60 43.683.789.47%3.301.182,234.981,817.54 1.097,534.8311.76%27024362501.8648.27%81 個人金融業務 2.0++2023 636.702.8969132● 614.541.4611.19%1.76%0.107.4718.14 68.431,943.592.36% 1+N++654240.392.058.86% 4.28% 613.912.2112.8413.10290.2611.93%19.06% E 20bilibili6661.4361.371.06 50% 7.51%21.3310.12%950.746.82% 615.51% 61.332.97 資金資管業務 6.8720 62.41 57362,027.18 65.221.471.341.33 AI80 1 61.571.47983.941.4793.74%1.491.9364,018.121.072,419.5116.41%1.2383.59%1,784.381,834.766684.3469.55%299.6030.45% 13% 20236372432.1525 6651,8596.871462.924,645.055,738.671,563.63 ETF2023620.379,754.05 2009215638.5038.500.36 201342642.046.350.26 境外商業銀行業務 620830(RCEP)45.30 20135.56274.9740.310.55 65.11176RCEP3064,239.47693.4117.17 20141.996102.9413.180.54 綜合化經營子公司 2014Banco Industrial eComercial S.A.201529.5786349.9114.560.13 68,188.2144.36 20168.226687.8514.610.26 2007110 72201660%20173.796118.1730.670.56 61,552.75238.926.69 9,792.064,264.1061,319.20374.3920.05 20161090.2%4.9%4.9% 20191100%80.1%19.9% 615.034.580.003 6147.242.080.500.05 201620180.51100%100% 20046.01 +614.444.151.11 IPO6809.04131.047.58 2017270 6 CCB6137.288.680.45 20042075.10%24.90% 20237283.33%11.11%5.56% 249.286357.0230.180.41 2023630673.8371.980.02 201171.2051%19.9%16.14%4.9%4.85%3.21% 2005265%25%10% 62,863.6082.3610.93 61.34107.5189.565.90 201811.9675.25%24.75%100% 65,103.07
