银盛数惠中期报告2023

Incorporated in the Cayman Islands with limited liability於開曼群島註冊成立的有限公司Stock Code股份代號：3773 2023中期報告INTERIM REPORT Corporate Information BOARD OF DIRECTORS Executive DirectorsMr. HUANG Junmou(Chairman)Dr. ZHOU JinhuangMr. GUAN Heng(Chief Executive Officer) Non-executive DirectorsMr. FAN WeiguoMr. YU Zida Mr. LIN Zhangxi (resigned on 5 May 2023)Mr. QIAN Haomin (resigned on 19 June 2023)Ms. ZHAO Jinlin (resigned on 5 May 2023)Mr. ZHANG Mingqun (appointed on 24 May 2023)Ms. ZOU Guoying (appointed on 5 May 2023)Dr. LI Yao (appointed on 30 June 2023) JOINT COMPANY SECRETARIESMr. HUNG Hing HungMs. WONG Wai Ling AUTHORISED REPRESENTATIVESDr. ZHOU JinhuangMs. WONG Wai Ling Corporate Information AUDIT COMMITTEE Ms. ZHAO Jinlin(Chairlady) (resigned on 5 May 2023)Mr. QIAN Haomin (resigned on 19 June 2023)Mr. LIN Zhangxi (resigned on 5 May 2023)Ms. ZOU Guoying(Chairlady) (appointed on 5 May 2023)Mr. ZHANG Mingqun (appointed on 24 May 2023)Dr. LI Yao (appointed on 30 June 2023) REMUNERATION COMMITTEE Mr. LIN Zhangxi(Chairman) (resigned on 5 May 2023)Mr. ZHANG Mingqun(Chairman) (appointed on 24 May 2023)Mr. HUANG JunmouMs. ZHAO Jinlin (resigned on 5 May 2023)Ms. ZOU Guoying (appointed on 5 May 2023) NOMINATION COMMITTEE Mr. HUANG Junmou(Chairman)Ms. ZHAO Jinlin (resigned on 5 May 2023)Mr. QIAN Haomin (resigned on 19 June 2023)Ms. ZOU Guoying (appointed on 5 May 2023)Dr. LI Yao (appointed on 30 June 2023) PO Box 309, Ugland HouseGrand Cayman, KY1-1104Cayman Islands REGISTERED OFFICE IN THE CAYMAN ISLANDSPO Box 309, Ugland HouseGrand Cayman, KY1-1104Cayman Islands HEADQUARTERS AND PRINCIPAL PLACE OF BUSINESS IN THE PEOPLE’SREPUBLIC OF CHINA (THE “PRC”) 1001C213 13/F, Building C2Nanshan iParkNo. 1001, Xueyuan BoulevardNanshan District, Shenzhen, PRC 24840 PRINCIPAL PLACE OF BUSINESS IN HONG KONG 40th Floor, Dah Sing Financial CentreNo. 248 Queen’s Road EastWanchai, Hong Kong PRINCIPAL SHARE REGISTRAR Maples Fund Services (Cayman) LimitedPO Box 1093, Boundary HallCricket SquareGrand Cayman, KY1-1102Cayman Islands Maples Fund Services (Cayman) LimitedPO Box 1093, Boundary HallCricket SquareGrand Cayman, KY1-1102Cayman Islands HONG KONG SHARE REGISTRAR 183171712-1716 Computershare Hong Kong Investor Services LimitedShops 1712-171617th Floor Hopewell Centre183 Queen’s Road EastWanchaiHong Kong LEGAL ADVISORS 183401 As to Hong Kong law:Eric Chow & Co. in Association with Commerce & Finance Law Offices3401, Alexandra House18 Charter RoadCentralHong Kong Corporate Information As to Cayman Islands law:Maples and Calder (Hong Kong) LLP26th Floor, Central Plaza18 Harbour Road, WanchaiHong Kong ()1826 AUDITOR 301801-806 Moore Stephens CPA LimitedRegistered Public Interest Entity Auditors801-806, Silvercord, Tower 130 Canton Road, Tsim Sha TsuiKowloon, Hong Kong PRINCIPAL BANKERS 304 Shenzhen Tairan Sub-branch,China Construction Bank Co., Limited1st Floor, No. 304 Building, Third AreaChe Gongmiao Tairan Industrial AreaFutian District, Shenzhen, PRC 103610-16 Shenzhen Wanxiang Sub-branch,Bank of China LimitedNo. 10-16, 1st Floor, Dingfeng BuildingNo. 1036 Baoan Road SouthLuohu District, Shenzhen, PRC 1004A98-A106 Shenzhen Baozhong Sub-branch,China Everbright Bank Co., LimitedNo. A98-A106, 1st Floor, Hongfa Lingyu Block 4No. 1004 Chuangye Yi RoadBaoan District, Shenzhen, PRC STOCK CODE3773 3773 www.ysdf.com.cn COMPANY’S WEBSITEwww.ysdf.com.cn Management Discussion and Analysis The board (the “Board”) of directors (the “Directors”) of Yinsheng Digifavor CompanyLimited (the “Company”) hereby announces the unaudited consolidated interim results ofthe Company and its subsidiaries (collectively, the “Group”) for the six months ended 30June 2023, together with the comparative figures for the corresponding period in 2022. BUSINESS REVIEW The Group is principally engaged in providing mobile top-up services to mobile usersthrough electronic banking systems of the PRC banks and other channels including third-party online platforms, its own websites and WeChat public account. 94.4%0.5%0.4%7,772.315.5%6,570.07,833.110.5%7,013.7 As expected by the Board in the 2022 Annual Report, the performance of the Group inthe first half of 2023 was impacted by the increasing cost and competition of the mobiletop-up business, leading to an significant decrease of approximately 94.4% in the profitattributable to shareholders of the Company as compared to the same period in 2022.The discount rates offered by the PRC telecommunication operators and their distributorshave continued to decline in the first half of the year of 2023. As a result, the averagediscount rate that the Group received from the PRC telecommunication operators, theirdistributors and other channels decreased to 0.4% for the first half of 2023 from 0.5% forthe first half of 2022. The gross transaction value via electronic banking systems decreasedby approximately 15.5% to approximately RMB6,570.0 million for the six months ended30 June 2023 fro