富银融资股份2023中期报告

INTERIM REPORT CHARACTERISTICS OF GEM OF THE STOCK EXCHANGE OF HONG KONGLIMITED (THE “STOCK EXCHANGE”) GEM has been positioned as a market designed to accommodate small and mid-sizedcompanies to which a higher investment risk may be attached than other companieslisted on the Stock Exchange. Prospective investors should be aware of the potentialrisks of investing in such companies and should make the decision to invest only after dueand careful consideration. Given that the companies listed on GEM are generally smalland mid-sized companies, there is a risk that securities traded on GEM may be moresusceptible to high market volatility than securities traded on the Main Board and noassurance is given that there will be a liquid market in the securities traded on GEM. Hong Kong Exchanges and Clearing Limited and the Stock Exchange take no responsibilityfor the contents of this report, make no representation as to its accuracy or completenessand expressly disclaim any liability whatsoever for any loss howsoever arising from or inreliance upon the whole or any part of the contents of this report. This report, for which the directors (the “Directors”, each a “Director”) of FY Financial(Shenzhen) Co., Ltd. (the “Company”, together with its subsidiaries, the “Group”), collectivelyand individually, accept full responsibility, includes particulars given in compliance with theRules Governing the Listing of Securities on GEM of the Stock Exchange (the “GEM ListingRules”) for the purpose of giving information with regard to the Company. The Directors,having made all reasonable enquiries, confirm that, to the best of their knowledge and belief,the information contained in this report is accurate and complete in all material aspects andnot misleading or deceptive; and there are no other matters the omission of which wouldmake any statement herein or this report misleading. 香港聯合交易所有限公司（「聯交所」）GEM的特色 GEM的定位，乃為中小型公司提供一個上市的市場，此等公司相比起其他在聯交所上市的公司可能帶有較高投資風險。有意投資的人士應了解投資於該等公司的潛在風險，並應經過審慎周詳的考慮後方作出投資決定。由於GEM上市公司普遍為中小型公司，在GEM買賣的證券可能會較於主板買賣之證券承受較大的市場波動風險，同時無法保證在GEM買賣的證券會有高流通量的市場。 香港交易及結算所有限公司及聯交所對本報告的內容概不負責，對其準確性或完整性亦不發表任何聲明，並明確表示概不會就因本報告全部或任何部分內容而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 本報告的資料乃遵照聯交所GEM證券上市規則（「GEM上市規則」）而刊載，旨在提供有關富銀融資租賃（深圳）股份有限公司（「本公司」，連同其附屬公司，「本集團」）的資料，本公司的董事（「董事」，各為一名「董事」）願就本報告的資料共同及個別承擔全部責任。各董事在作出一切合理查詢後，確認就彼等所深知及確信，本報告所載資料在各重要方面均屬準確完備，沒有誤導或欺詐成分，且並無遺漏任何事項，足以令致本報告或其所載任何陳述產生誤導。 CONTENTS目錄 2Corporate Information公司資料5Management Discussion and Analysis管理層討論及分析20Other Information其他資料Condensed Consolidated Interim Financial Statements簡明綜合中期財務報表28–Condensed Consolidated Statement of Profit or Loss andOther Comprehensive Income簡明綜合損益及其他全面收益表29–Condensed Consolidated Statement of Financial Position簡明綜合財務狀況表31–Condensed Consolidated Statement of Changes in Equity簡明綜合權益變動表32–Condensed Consolidated Statement of Cash Flows簡明綜合現金流量表34–Notes to the Condensed ConsolidatedInterim Financial Statements簡明綜合中期財務報表附註 CORPORATE INFORMATION公司資料 NAME OF COMPANYFY Financial (Shenzhen) Co., Ltd. 公司名稱 富銀融資租賃（深圳）股份有限公司 STOCK CODE08452 股份代號 08452 BOARD OF DIRECTORS 董事會 Executive DirectorsMr. Li Peng (Chairman)Mr. Weng JianxingMs. Gong Xiaoting 執行董事李鵬先生（主席）翁建興先生貢曉婷女士 Non-executive DirectorsMr. Peng QileiMs. Liu JingMs. Tong Fangyan (Resigned on 30 March 2023) 非執行董事彭期磊先生劉敬女士仝芳妍女士（於2023年3月30日辭任） Independent Non-executive DirectorsMr. Fung Che Wai AnthonyMr. Hon LeungMr. Liu Shengwen 獨立非執行董事馮志偉先生韓亮先生劉升文先生 SUPERVISORY COMMITTEE 監事會 Mr. Zhu Xiaodong (Chairman)Mr. Liu BingMr. Sun Luran 朱曉東先生（主席）劉兵先生孫路然先生 AUDIT COMMITTEE 審核委員會 Mr. Fung Che Wai Anthony (Chairman)Mr. Hon LeungMr. Liu Shengwen 馮志偉先生（主席）韓亮先生劉升文先生 NOMINATION COMMITTEE 提名委員會 Mr. Li Peng (Chairman)Mr. Hon LeungMr. Fung Che Wai Anthony 李鵬先生（主席）韓亮先生馮志偉先生 CORPORATE INFORMATION公司資料 薪酬委員會 REMUNERATION COMMITTEE 劉升文先生（主席）韓亮先生彭期磊先生 Mr. Liu Shengwen (Chairman)Mr. Hon LeungMr. Peng Qilei COMPLIANCE OFFICERMr. Li Peng 合規主任 李鵬先生 聯席公司秘書 JOINT COMPANY SECRETARIES Ms. Gong XiaotingMr. Wong Wai Chiu 貢曉婷女士黃偉超先生 AUTHORIZED REPRESENTATIVES 授權代表 Mr. Weng JianxingMr. Wong Wai Chiu 翁建興先生黃偉超先生 REGISTERED OFFICE 註冊辦事處 Room 201, Block ANo. 1 Qianwan First RoadQianhai Shenzhen-Hong Kong Cooperation ZoneShenzhen, GuangdongThe People’s Republic of China (the“PRC”） 中華人民共和國（「中國」）廣東省深圳市前海深港合作區前灣一路1號A棟201室 HEAD OFFICE IN THE PRC 中國總辦事處 Room 1603, Cheung Kei BuildingNo. 128 Xinzhou 11th StreetFutian DistrictShenzhen, GuangdongThe PRC 中國廣東省深圳市福田區新洲十一街128號祥祺大廈1603室 香港主要營業地點 PRINCIPAL PLACE OF BUSINESS IN HONG KONG 40/F, Dah Sing Financial CentreNo. 248 Queen’s Road EastWanchaiHong Kong 香港灣仔皇后大道東248號大新金融中心40樓 CORPORATE INFORMATION公司資料 COMPANY WEBSITEwww.fyleasing.com 公司網站www.fyleasing.com 核數師 AUDITOR SHINEWING (HK) CPA Limited(Appointed on 20 June 2023) 信永中和（香港）會計師事務所有限公司（於2023年6月20日獲委任） 法律顧問 LEGAL ADVISERS As to Hong Kong lawSidley AustinAs to PRC lawBeijing Tian Yuan Law Firm 有關香港法律盛德律師事務所 有關中國法律北京市天元律師事務所 主要往來銀行 PRINCIPAL BANKERS China Everbright BankAgricultural