1Annual Report 2022二零二二年年報CONTENTS目錄 Corporate Information公司資料2Chairman’s Statement主席報告4Management Discussion and Analysis管理層討論及分析7Environmental, Social and Governance Report環境、社會及管治報告34Corporate Governance Report企業管治報告60Directors’ Profiles董事簡介75Directors’ Report 董事會報告79Independent Auditor’s Report獨立核數師報告88Consolidated Statement of Profit or Loss綜合損益表100Consolidated Statement of Profit or Loss and Other Comprehensive Income綜合損益及其他全面收益表101Consolidated Statement of Financial Position綜合財務狀況表102Consolidated Statement of Changes in Equity綜合權益變動表104Consolidated Statement of Cash Flows綜合現金流量表105Notes to the Consolidated Financial Statements綜合財務報表附註107Financial Summary財務摘要236CONTENTS目錄 2CHINA EVER GRAND FINANCIAL LEASING GROUP CO., LTD.中國恒嘉融資租賃集團有限公司CORPORATE INFORMATION公司資料 執行董事王力平先生（主席）黎嘉輝先生陶可先生喬衛兵先生吳天墅先生非執行董事葉敏怡女士獨立非執行董事盧俊宇先生何衍業先生余擎天先生梁耀鳴先生行政總裁黎嘉輝先生公司秘書林冠輝先生授權代表王力平先生黎嘉輝先生審核委員會何衍業先生（主席）盧俊宇先生余擎天先生薪酬委員會何衍業先生（主席）王力平先生盧俊宇先生提名委員會王力平先生（主席）盧俊宇先生何衍業先生核數師天健國際會計師事務所有限公司EXECUTIVE DIRECTORSMr. Wong Lik Ping (Chairman)Mr. Lai Ka FaiMr. Tao KeMr. Qiao WeibingMr. Ng Tin ShuiNON-EXECUTIVE DIRECTORMs. Yip Man YiINDEPENDENT NON-EXECUTIVE DIRECTORSMr. Lo Tsun YuMr. Ho Hin YipMr. U Keng TinMr. Leung Yiu Ming, DavidCHIEF EXECUTIVE OFFICERMr. Lai Ka FaiCOMPANY SECRETARYMr. Lam Koon FaiAUTHORISED REPRESENTATIVESMr. Wong Lik PingMr. Lai Ka FaiAUDIT COMMITTEEMr. Ho Hin Yip (Chairman)Mr. Lo Tsun YuMr. U Keng TinREMUNERATION COMMITTEEMr. Ho Hin Yip (Chairman)Mr. Wong Lik PingMr. Lo Tsun YuNOMINATION COMMITTEEMr. Wong Lik Ping (Chairman)Mr. Lo Tsun YuMr. Ho Hin YipAUDITORConfucius International CPA LimitedCORPORATE INFORMATION公司資料 3Annual Report 2022二零二二年年報CORPORATE INFORMATION公司資料 法律顧問勞劉律師事務所主要往來銀行香港：香港上海滙豐銀行有限公司富邦銀行（香港）有限公司集友銀行有限公司中國銀行（香港）有限公司星展銀行（香港）有限公司渣打銀行（香港）有限公司中國：中信銀行中國廣發銀行中國銀行中國工商銀行註冊辦事處Cricket SquareHutchins DriveP.O. Box 2681Grand Cayman KY1-1111Cayman Islands總辦事處及主要營業地點 香港灣仔杜老誌道6號群策大廈22樓2203室股份過戶登記總處 Conyers Trust Company (Cayman) LimitedCricket SquareHutchins DriveP.O. Box 2681Grand Cayman KY1-1111Cayman Islands香港股份過戶登記分處 卓佳秘書商務有限公司香港夏慤道16號遠東金融中心17樓股份代號379公司網址http://www.egichk.comLEGAL ADVISERLo Lau LawyersPRINCIPAL BANKERSIn Hong Kong:The Hongkong and Shanghai Banking Corporation LimitedFubon Bank (Hong Kong) LimitedChiyu Banking Corporation LimitedBank of China (Hong Kong) LimitedDBS Bank (Hong Kong) LimitedStandard Chartered Bank (Hong Kong) LimitedIn the PRC:China Citic BankChina Guangfa BankBank of ChinaIndustrial and Commercial Bank of ChinaREGISTERED OFFICECricket SquareHutchins DriveP.O. Box 2681Grand Cayman KY1-1111Cayman IslandsHEAD OFFICE AND PRINCIPAL PLACE OF BUSINESSRoom 2203, 22/F.Kwan Chart TowerNo. 6 Tonnochy RoadWanchai, Hong KongPRINCIPAL SHARE REGISTRAR AND TRANSFER OFFICEConyers Trust Company (Cayman) LimitedCricket SquareHutchins DriveP.O. Box 2681Grand Cayman KY1-1111Cayman IslandsHONG KONG BRANCH SHARE REGISTRAR AND TRANSFER OFFICETricor Secretaries Limited17/F., Far East Finance Centre,16 Harcourt Road,Hong KongSTOCK CODE379WEBSITEhttp://www.egichk.com 4CHINA EVER GRAND FINANCIAL LEASING GROUP CO., LTD.中國恒嘉融資租賃集團有限公司CHAIRMAN’S STATEMENT主席報告 致各位股東：本人謹代表中國恒嘉融資租賃集團有限公司（「本公司」）董事（「董事」）會（「董事會」）提呈本公司及其附屬公司（統稱「本集團」）截至二零二二年十二月三十一日止年度之年度報告。回望二零二二年，COVID-19的新型變種Omicron持續爆發，導致香港及中國的經濟活動受到嚴重干擾，使整體經濟及本集團的營運仍充滿挑戰。然而，這鞏固了我們的信念，即通過收入來源多元化及業務創新應對不斷變化的外部環境帶來的業務風險。一方面，面對中國融資租賃行業的嚴格監管要求，我們的融資租賃分部表現仍然疲弱。在探索新業務模式的過程中，本集團已將注意轉向處理兩項違約融資租賃項目，而其中一項融資租賃項目已製定退出計劃以使該分部擺脫困境。一家銀行提起的指稱違反人民幣200,000,000元貸款合約的未決訴訟，我們已與中國法律顧問及核數師最終確定該判決所造成的財務影響。本集團於未確定的按攤銷成本計量的金融資產及金融負債錄得淨收益。此外，我們正透過梳理製造流程及透過適時設立新生產線提高生產率，積極應對遼寧食品添加劑製造及銷售業務的若干經營問題（如高成本）。我們樂見生產線已於二零二三年初開工。我們將堅持保守有效的投資策略，從投資分部的閒置資金中獲得穩定收入，且不增加流動資金風險及不錯過投資良機。Dear Shareholders,On behalf of the board (the “Board”) of directors (the “Directors”) of China Ever Grand Financial Leasing Group Co., Ltd (the “Company”), I hereby present the annual report of the Company and its subsidiaries (collectively, the “Group”) for the year ended 31 December 2022.Looking back into 2022, the general economies and the Group’s operations are still challenging as the continuous outbreak of the new COVID-19 variant, Omicron, has led to serious disruptions in economic activities in Hong Kong and China. However, we still reinforces our beliefs to diversify the source of income and innovate our business to address business risks brought by the constantly changing external environment.On the other hand, our financial leasing segment performance has remained weak under stringent regulatory requirements in the finance lease industry in the PRC. In the course of exploring a new business model, attention has been diverted to coping with the two defaulted finance lease projects and one of the finance lease projects had been devised the exit plans to get the segment off the hook. The litigation of an alleged breach of a RMB200 million loan contract brought by a bank, we had finalised the determination