202 1INTERIM REPORT中期報告 CONTENTS目錄Corporate Information公司資料Report on Review of Interim Financial Information中期財務資料審閱報告Condensed Consolidated Interim Statement of Comprehensive Income簡明合併中期綜合收益表Condensed Consolidated Interim Statement of Financial Position簡明合併中期財務狀況表Condensed Consolidated Interim Statement of Changes in Equity簡明合併中期權益變動表Condensed Consolidated Interim Statement of Cash Flows簡明合併中期現金流量表Notes to the Condensed Consolidated Interim Financial Information簡明合併中期財務資料附註Management Discussion and Analysis管理層討論及分析Other Information其他資料2467911123341 Corporate Information公司資料2Global International Credit Group Limited | Interim Report 2021DIRECTORS AND BOARD COMMITTEESDIRECTORSExecutive DirectorsMs. Wang Yao (Chairman and Chief Executive)Ms. Jin XiaoqinMs. Yip Lee YingIndependent Non-executive DirectorsDr. Ng Lai Man, CarmenMr. Man Yiu Kwong, NickMr. Tang, Warren LouisBOARD COMMITTEESAudit CommitteeDr. Ng Lai Man, Carmen (Chairman)Mr. Man Yiu Kwong, NickMr. Tang, Warren LouisRemuneration CommitteeMr. Man Yiu Kwong, Nick (Chairman)Dr. Ng Lai Man, CarmenMr. Tang, Warren LouisMs. Wang YaoNomination CommitteeMs. Wang Yao (Chairman)Dr. Ng Lai Man, CarmenMr. Man Yiu Kwong, NickMr. Tang, Warren LouisCOMPANY SECRETARYMs. Yip Lee YingREGISTERED OFFICEPO Box 309Ugland HouseGrand CaymanKY1-1104Cayman IslandsHEADQUARTERS AND PRINCIPAL PLACE OF BUSINESSUnit 01, 23/FWorld-Wide House19 Des Voeux Road CentralHong Kong董事及董事委員會董事執行董事王瑤女士（主席及總裁）金曉琴女士葉莉盈女士獨立非執行董事吳麗文博士文耀光先生唐偉倫先生（別名：唐俊懿）董事委員會審核委員會吳麗文博士（主席）文耀光先生唐偉倫先生薪酬委員會文耀光先生（主席）吳麗文博士唐偉倫先生王瑤女士提名委員會王瑤女士（主席）吳麗文博士文耀光先生唐偉倫先生公司秘書葉莉盈女士註冊辦事處PO Box 309Ugland HouseGrand CaymanKY1-1104Cayman Islands總部及主要營業地點香港德輔道中19號環球大廈23樓01室 32021中期報告 | 環球信貸集團有限公司Corporate Information (Continued)公司資料（續）AUTHORISED REPRESENTATIVESMs. Wang YaoMs. Yip Lee YingPRINCIPAL BANKERBank of China (Hong Kong) LimitedLEGAL ADVISERP. C. Woo & Co.AUDITORBDO LimitedPRINCIPAL SHARE REGISTRAR AND TRANSFER OFFICE IN CAYMAN ISLANDSMaples Fund Services (Cayman) LimitedP.O. Box 1093Boundary HallCricket SquareGrand CaymanKY1-1102Cayman IslandsBRANCH SHARE REGISTRAR AND TRANSFER OFFICE IN HONG KONGBoardroom Share Registrars (HK) LimitedRoom 2103B, 21/F148 Electric RoadNorth PointHong KongSTOCK CODE1669COMPANY’S WEBSITEwww.gicl.com.hk授權代表王瑤女士葉莉盈女士主要往來銀行中國銀行（香港）有限公司法律顧問胡百全律師事務所核數師香港立信德豪會計師事務所有限公司開曼群島股份登記及過戶總處Maples Fund Services (Cayman) LimitedP.O. Box 1093Boundary HallCricket SquareGrand CaymanKY1-1102Cayman Islands香港股份過戶登記分處寶德隆證券登記有限公司香港北角電氣道148號21樓2103B室股份代號1669公司網址www.gicl.com.hk 4Global International Credit Group Limited | Interim Report 2021Report on Review of Interim Financial Information中期財務資料審閱報告TO THE BOARD OF DIRECTORS OF GLOBAL INTERNATIONAL CREDIT GROUP LIMITED(Incorporated in Cayman Islands with limited liability)INTRODUCTIONWe have reviewed the interim financial information of Global International Credit Group Limited (the “Company”) and its subsidiaries (collectively referred to as the “Group”) set out on pages 6 to 32, which comprises the condensed consolidated interim statement of financial position of the Group as of 30 June 2021 and the related condensed consolidated interim statement of comprehensive income, condensed consolidated interim statement of changes in equity and condensed consolidated interim statement of cash flows for the six-month period then ended, and a summary of significant accounting policies and other explanatory notes. The Rules Governing the Listing of Securities on The Stock Exchange of Hong Kong Limited require the preparation of a report on interim financial information to be in compliance with the relevant provisions thereof and Hong Kong Accounting Standard 34 “Interim Financial Reporting” (“HKAS 34”) issued by the Hong Kong Institute of Certified Public Accountants (“HKICPA”). The directors of the Company are responsible for the preparation and presentation of this interim financial information in accordance with HKAS 34. Our responsibility is to express a conclusion on this interim financial information based on our review and to report our conclusion solely to you, as a body, in accordance with our agreed terms of engagement and, for no other purpose. We do not assume responsibility towards or accept liability to any other person for the contents of this report.致環球信貸集團有限公司董事會（於開曼群島註冊成立的有限公司）引言本核數師（以下簡稱「我們」）已審閱列載於第6至32頁所載環球信貸集團有限公司（以下簡稱「貴公司」）及其附屬公司（以下統稱「貴集團」）的中期財務資料，其中包括於二零二一年六月三十日的簡明合併中期財務狀況表與截至該日止六個月期間的簡明合併中期綜合收益表、簡明合併中期權益變動表和簡明合併中期現金流量表，以及主要會計政策和其他附註解釋。香港聯合交易所有限公司證券上市規則規定，就中期財務資料擬備的報告必須符合以上規則的有關條文以及香港會計師公會（「香港會計師公會」）頒佈的香港會計準則第34號「中期財務報告」（「香港會計準則第34號」）。貴公司董事須負責根據香港會計準則第34號擬備及列報該中期財務資料。我們的責任是根據我們的審閱對該中期財務資料作出結論，並僅按照我們協定的業務條款向閣下（作為整體）報告我們的結論，除此之外本報告別無其他目的。我們不會就本報告的內容向任何其他人士負上或承擔任何責任。 52021中期報告 | 環球信貸集團有限公司Report on Review of Interim Financial Information (Continued)中期財務資料審閱報告（續）SCOPE OF REVIEWWe conducted our review in accordan