美国汽车行美股招股说明书(2026-06-05版)

AMERICA’S CAR-MART, INC. 937,487 Shares of Common Stock Underlying Warrants This prospectus supplement updates and supplements the prospectus, dated January 16, 2026 (the “Prospectus”), which forms apart of our registration statement on Form S-1 (No. 333-292641). This prospectus supplement is being filed to update and supplement theinformation in the Prospectus with the information contained in our current report on Form 8-K, filed with the Securities and ExchangeCommission on May 29, 2026 (the “Current Report”). Accordingly, we have attached the Current Report to this prospectus supplement. The Prospectus and this prospectus supplement relate to the resale from time to time by the selling stockholders named in the“Selling Stockholders” section of the Prospectus (the “Selling Stockholders”) of up to 937,487 shares of Common Stock, par value $0.01per share, of America’s Car-Mart, Inc. issuable upon the exercise of the warrants (the “Warrant Shares”). The Selling Stockholders mayresell the Warrant Shares in the manner and on the terms described under “Plan of Distribution” in the Prospectus, including at fixedprices, market prices prevailing at the time of sale, at varying prices determined at the time of sale or at negotiated prices. We cannotdetermine the price or prices at which the Warrant Shares may be resold. There can be no assurances that the Selling Stockholders will sell,nor are the Selling Stockholders required to sell, any or all of the securities offered under the Prospectus, as supplemented by thisprospectus supplement. We will not receive any proceeds from the sale or other disposition of the Warrant Shares by the Selling Stockholders. See thesections of the Prospectus titled “Use of Proceeds” and “Plan of Distribution” for additional information. This prospectus supplement updates and supplements the information in the Prospectus and is not complete without, and may notbe delivered or utilized except in combination with, the Prospectus. This prospectus supplement is qualified by reference to the Prospectusexcept to the extent that the information in this prospectus supplement updates and supersedes the information contained therein. Our Common Stock is listed on The Nasdaq Global Select Market (“Nasdaq”) under the symbol “CRMT.” On June 4, 2026, thelast reported sale price of our Common Stock was $7.85 per share. Investing in our Common Stock involves risks. You should review carefully the risks and uncertainties described in thesection titled “Risk Factors” beginning on page 5 of the Prospectus. Neither the Securities and Exchange Commission nor any state or other securities commission has approved ordisapproved of these securities or passed upon the adequacy or accuracy of the Prospectus or this prospectus supplement. Anyrepresentation to the contrary is a criminal offense. The date of this prospectus supplement isJune 5, 2026. UNITED STATESSECURITIES AND EXCHANGE COMMISSIONWashington, D.C. 20549 FORM8-K CURRENT REPORT Pursuant to Section13 or 15(d)of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 22, 2026 America’s Car-Mart, Inc. Check the appropriate box below if the Form8-K filing is intended to simultaneously satisfy the filing obligation of the registrant underany of the following provisions: Written communications pursuant to Rule425 under the Securities Act (17 CFR 230.425) Soliciting material pursuant to Rule14a-12 under the Exchange Act (17 CFR 240.14a-12) Pre-commencement communications pursuant to Rule14d-2(b)under the Exchange Act (17 CFR 240.14d-2(b)) Pre-commencement communications pursuant to Rule13e-4(c)under the Exchange Act (17 CFR 240.13e-4(c)) Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 or Rule12b-2 of the Securities Exchange Act of 1934. Emerging growth company If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period forcomplying with any new or revised financial accounting standards provided pursuant to Section13(a)of the Exchange Act. Securities registered pursuant to Section12(b)of the Act: Introductory Note America’s Car-Mart, Inc. (“Car-Mart” or the “Company”) today announced that its Board of Directors (the “Board”) has retained HoulihanLokey Capital, Inc. (“Houlihan Lokey”), a leading global investment bank with significant experience in the consumer finance andfinancial services sectors, to serve as its financial advisor as the Company continues to evaluate and pursue strategic alternatives, includingpotential financing, recapitalization, mergers and acquisitions and other transactions. The Board also established a Special Committee to oversee the Company’s review of strategic alternatives and appointed Adam Paul as anindependent director and Chair of the Special Committee. The Board and management continue to evaluate the full range of