Primerica Inc 2026年季度报告

(Mark One) ☒QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF1934 For the quarterly period ended March 31, 2026OR ☐TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF1934 For the transition period fromto Commission File Number: 001-34680 Primerica, Inc. (Exact name of registrant as specified in its charter) Securities registered pursuant to Section 12(b) of the Act: Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during thepreceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past90 days.☒Yes☐No Indicate by check mark whether the registrant has submitted electronically, if any, every Interactive Data File required to be submitted pursuant to Rule 405 ofRegulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files).☒Yes☐No Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or an emerginggrowth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company,” and “emerging growth company” in Rule 12b-2of the Exchange Act. Large accelerated filer☒Accelerated filer☐Non-accelerated filer☐Smaller reporting company☐Emerging growth company☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revisedfinancial accounting standards provided pursuant to Section 13(a) of the Exchange Act.☐ Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act).☐Yes☒NoAs of April 30, 2026, the registrant had 31,184,008 shares of common stock, $0.01 par value per share, outstanding. TABLE OF CONTENTS PagePART I – FINANCIAL INFORMATION2Item 1. Financial Statements (unaudited).2Condensed Consolidated Balance Sheets as of March 31, 2026 and December 31, 20252Condensed Consolidated Statements of Income for the three months ended March 31, 2026 and 20253Condensed Consolidated Statements of Comprehensive Income (Loss) for the threemonths ended March 31, 2026and 20254Condensed Consolidated Statements of Stockholders’ Equity for the threemonths ended March 31, 2026 and 20255Condensed Consolidated Statements of Cash Flows for the threemonths ended March 31, 2026 and 20256Notes to Condensed Consolidated Financial Statements7Item 2. Management’s Discussion and Analysis of Financial Condition and Results of Operations.25Item 3. Quantitative and Qualitative Disclosures About Market Risk.42Item 4. Controls and Procedures.42 PART II – OTHER INFORMATION42Item 1. Legal Proceedings.42Item 1A. Risk Factors.42Item 2. Unregistered Sales of Equity Securities and Use of Proceeds.42Item 5. Other Information43Item 6. Exhibits.43Signatures44 (Unaudited)March 31, 2026December 31, 2025(In thousands, except per-share amounts) PRIMERICA, INC. AND SUBSIDIARIESCondensed Consolidated Statements of Income – Unaudited PRIMERICA, INC. AND SUBSIDIARIESCondensed Consolidated Statements of Comprehensive Income (Loss) – Unaudited PRIMERICA, INC. AND SUBSIDIARIESCondensed Consolidated Statements of Stockholders’ Equity – Unaudited PRIMERICA, INC. AND SUBSIDIARIESCondensed Consolidated Statements of Cash Flows – Unaudited PRIMERICA, INC. AND SUBSIDIARIESNotes to Condensed Consolidated Financial Statements — Unaudited (1) Description of Business, Basis of Presentation, and Summary of Significant Accounting Policies Description of Business.Primerica, Inc. (the “Parent Company”), together with its subsidiaries (collectively, “we”, “us” or the“Company”), is a leading diversified financial services distribution company serving middle-income households in the UnitedStates and Canada. Our licensed representatives (“independent sales representatives” or “independent sales force”) educate familieson how to prepare for a more secure financial future and help them achieve their financial goals with our term life insurance andthird-party mutual funds, managed accounts, annuities, loans and other financial products. Our primary subsidiaries include thefollowing entities: Primerica Financial Services, LLC, a general agency and marketing company; Primerica Life InsuranceCompany (“Primerica Life”), our principal life insurance company; Primerica Financial Services (Canada) Ltd., a holding companyfor our Canadian operations, which includes Primerica Life Insurance Company of Canada (“Primerica Life Canada”) and PFSLInvestments Canada Ltd.; and PFS Investments Inc., an investment products company and broker-dealer. Primerica Life, domiciledin Tennessee, owns National Benefit Life Insurance Company,