WSFS金融 2026年季度报告

Washington, D.C. 20549 FORM 10-Q ☒QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGEACT OF 1934 For the quarterly period ended March 31, 2026OR ☐TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGEACT OF 1934 For the transition period fromto Commission File Number 001-35638WSFS FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) (State or other jurisdiction of Incorporation or organization)(I.R.S. Employer Identification Number) 500 Delaware Ave,Wilmington, Delaware, 19801(Address of principal executive offices) (Zip Code)Registrant’s telephone number, including area code: (302) 792-6000Not Applicable(Former name or former address, if changed since last report) Securities registered pursuant to Section 12(b) of the Act: Title of each classTrading Symbol(s)Name of each exchange on which registeredCommon Stock, par value $0.01 per shareWSFSNasdaq Global Select Market Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to suchfiling requirements for the past 90 days.YesNo☐ Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or such shorter period that the registrant was required to submit suchfiles).YesNo☐ Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company oran emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company” and “emerging growthcompany” in Rule 12b-2 of the Exchange Act. Large accelerated filerNon-accelerated filer☐Emerging growth company☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with anynew or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.☐ Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act).Yes☐No Number of shares outstanding of the issuer's common stock, as of the latest practicable date: 52,044,046 shares as of April30, 2026. WSFS FINANCIAL CORPORATIONFORM 10-QTABLE OF CONTENTS FORWARD-LOOKING STATEMENTS This Quarterly Report on Form 10-Q, and exhibits hereto, contains estimates, predictions, opinions, projections and other “forward-looking statements” as that phrase is defined in the Private Securities Litigation Reform Act of 1995. Such statements include, withoutlimitation, references to the Company’s predictions or expectations of future business or financial performance as well as its goals andobjectives for future operations, financial and business trends, business prospects and management’s outlook or expectations forearnings, revenues, expenses, capital levels, liquidity levels, asset quality or other future financial or business performance, strategiesor expectations. The words “believe,” “expect,” “anticipate,” “plan,” “estimate,” “target,” “project” and similar expressions, amongothers, generally identify forward-looking statements. Such forward-looking statements are based on various assumptions (some ofwhich may be beyond the Company’s control) and are subject to risks and uncertainties (which change over time) and other factorswhich could cause actual results to differ materially from those currently anticipated. Such risks and uncertainties include, but are notlimited to: •difficult market conditions and unfavorable economic trends in the United States generally and in financial markets,particularly in the markets in which the Company operates and in which its loans are concentrated, including difficult andunfavorable conditions and trends related to housing markets, costs of living, unemployment levels, interest rates, supplychain issues, inflation, and economic growth;•possible additional loan losses and impairment of the collectability of loans;•the Company’s level of nonperforming assets and the costs associated with resolving problem loans including litigation andother costs and complying with government-imposed foreclosure moratoriums;•the credit risk associated with the substantial amount of commercial real estate, commercial and industrial, and constructionand land development loans in the Company's loan portfolio;•changes in market interest rates, which may increase funding costs and reduce earning asset yields and thus reduce margin;•the impact of changes in interest rates and the credit quality and strength of underlying collateral and the effect of suchchanges on the market value of the Company’s in