克劳福德-A 2025年度报告

Form 10-K/A(Amendment 1) Registrant's telephone number, including area code(404) 300-1000Securities registered pursuant to Section 12(b) of the Act: Indicate by check mark if the Registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Yes☐No☒ Indicate by check mark whether the Registrant: (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 duringthe preceding 12 months (or for such shorter period that the Registrant was required to file such reports), and (2) has been subject to such filing requirements for thepast 90 days. Yes☒No☐ Indicate by check mark whether the Registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 ofRegulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the Registrant was required to submit such files). Yes☒No☐ Indicate by check mark whether the Registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or anemerging growth company. See the definitions of "large accelerated filer", "accelerated filer," "smaller reporting company," and "emerging growth company" inRule 12b-2 of the Exchange Act. Large accelerated filer☐Accelerated filer☒Non-accelerated filer☐Smaller reporting company☐Emerging growth company☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new orrevised financial accounting standards pursuant to Section 13(a) of the Exchange Act.☐ Indicate by check mark whether the registrant has filed a report on attestation to its management’s assessment of the effectiveness of its internal control overfinancial reporting under Section 404(b) of the Sarbanes-Oxley Act (15 U.S.C. 7262(b)) by the registered public accounting firm that prepared or issued its auditreport.☒ If securities are registered pursuant to Section 12(b) of the Act, indicate by check mark whether the financial statements of the registrant included in the filingreflect the correction of an error to previously issued financial statements. Yes☐No☒ Indicate by check mark whether any of those error corrections are restatements that required a recovery analysis of incentive-based compensation received by anyof the registrant’s executive officers during the relevant recovery period pursuant to §240.10D-1(b).☐ Indicate by check mark whether the Registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act).☐ The aggregate market value of the Registrant's voting and non-voting common stock held by non-affiliates of the Registrant was $239,809,090 as of June 30,2025, based upon the closing prices of such stock as reported on the NYSE on such date. For purposes hereof, beneficial ownership is determined under rulesadopted pursuant to Section 13 of the Securities Exchange Act of 1934, and excludes voting and non-voting common stock beneficially owned by the directors andexecutive officers of the Registrant, some of whom may not be deemed to be affiliates upon judicial determination. The number of shares outstanding of each class of the Registrant's common stock, as of February 26, 2026, was:Class A Common Stock — $1.00 Par Value — 29,688,043 SharesClass B Common Stock — $1.00 Par Value — 18,985,060 Shares Documents incorporated by reference:Portions of the Registrant's proxy statement for its 2026annual shareholders' meeting, which proxy statement will be filed within 120 days of the Registrant's year end, are incorporated by reference into Part III hereof. CRAWFORD & COMPANY EXPLANATORY NOTE This Amendment No. 1 on Form 10‑K/A (this “Amendment”) amends the Annual Report on Form 10‑K for the fiscal yearended December 31, 2025, originally filed with the Securities and Exchange Commission (the “SEC”) on March 2, 2026 (the“Original Filing”). The Original Filing included the report of Ernst & Young LLP on the Company’s consolidated financial statements as of andfor the fiscal year ended December 31, 2024. The report included an incorrect report date. The Original Filing also included theConsent of Ernst & Young LLP, which included the incorrect report date and should have excluded the following verbiage “and theeffectiveness of internal control over financial reporting of Crawford & Company.” This Amendment includes (i) Item 8 of Part II,“Financial Statements and Supplementary Data” in its entirety and without change from the Original Filing other than to include acorrected, reissued report of Ernst & Young LLP that reflects the appropriate report date and (ii) Item 15 of Part IV, in its entiretyand without change from the Original Filing other than including an updated consent of Ernst & Young as Exhibit 23.2, whichincludes the appropriate report date and the updated verbiage, and new certifications as described below. Except as described above,