投资者不动产 2025年度报告

☒ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934for the fiscal year ended December31, 2025 ☐TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934for the transition period from __to __ 121 North Columbia StreetChapel Hill, North Carolina27514(919) 968-2200(Address and telephone number of principal executive office) Securities registered pursuant to Section12(b) of the Act: Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Exchange Act. Yes☐No Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days.Yes☒No☐ Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T(Section 232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files).Yes☒No☐ Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or an emerging growthcompany. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company,” and “emerging growth company” in Rule 12b-2 of the Exchange Act. Large accelerated filer☐Accelerated filer☒Non-accelerated filer☐Smaller reporting company☐Emerging growth company If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financialaccounting standards provided pursuant to Section 13(a) of the Exchange Act.☐ Indicate by check mark whether the registrant has filed a report on and attestation to its management’s assessment of the effectiveness of its internal control over financialreporting under Section 404(b) of the Sarbanes-Oxley Act (15 U.S.C. 7262(b)) by the registered public accounting firm that prepared or issued its audit report.☒ If securities are registered pursuant to Section 12(b) of the Act, indicate by check mark whether the financial statements of the registrant included in the filing reflect thecorrection of an error to previously issued financial statements.☐ Indicate by check mark whether any of those error corrections are restatements that required a recovery analysis of incentive-based compensation received by any of theregistrant’s executive officers during the relevant recovery period pursuant to§240.10D-1(b).☐ Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act).Yes☐No☒ The aggregate market value of the shares held by non-affiliates of the registrant as of June30, 2025 was $297,745,366 based on the closing price on the Nasdaq Stock MarketLLC. As of February18, 2026, there were 1,887,574 common shares of the registrant outstanding. Documents incorporated by reference: Portions of Investors Title Company’s definitive proxy statement for the Annual Meeting of Shareholders to be held May20, 2026 areincorporated by reference in Part III hereof. Safe Harbor and Forward-Looking Statements This Annual Report on Form 10-K, as well as information included in future filings by Investors Title Company (the “Company”) with theSecurities and Exchange Commission (the “SEC”) and information contained in written material, press releases and oral statements issued byor on behalf of the Company, contains, or may contain, “forward-looking statements” within the meaning of Section27A of the Securities Actof 1933 (the “Securities Act”) and Section21E of the Securities Exchange Act of 1934 (the “Exchange Act”), that reflect management’s currentoutlook for future periods. These statements may be identified by the use of words such as “plan,” “expect,” “aim,” “believe,” “project,”“anticipate,” “intend,” “estimate,” “should,” “could,” “would” and other expressions that indicate future events and trends. All statements thataddress expectations or projections about the future, including statements about the Company’s strategy for growth, product and servicedevelopment, market share position, claims, expenditures, financial results and cash requirements, are forward-looking statements. Withoutlimitation, projected developments in mortgage interest rates and the overall economic environment set forth in “Management’s Discussion andAnalysis of Financial Condition and Results of Operations – Business Trends and Recent Conditions” constitute forward-looking statements.Forward-looking statements are based on certain assumptions and expectations of future events that are subject to a number of risks anduncertainties. For a