美国银行美股招股说明书(2026-03-06版)

BofA Finance LLC $Autocallable Buffered S&P 500®Index-Linked Notes dueFully and Unconditionally Guaranteed byBank of America Corporation The notes do not bear interest.The notes will mature on the stated maturity date (expected to be the second scheduledbusiness day after the determination date) unless they are automatically called on the call observation date (expected to bebetween 12 and 14 months after the trade date). If the closing level of the S&P 500®Index (which we refer to as the “underlier”)on such date is greater than or equal to the initial underlier level (set on the trade date and may be higher orlower than the actual closing level of the underlier on the trade date), the notes will be automatically called, resulting in apayment for each $1,000 face amount of your notes on the corresponding call payment date (expected to be the secondscheduled business day after the call observation date) equal to (i) $1,000plus(ii) theproductof $1,000timesthe callpremium amount (expected to be between 8.26% and 9.69%). If your notes are not automatically called, the amount that you will be paid on your notes on the stated maturity date will bebased on the performance of the underlier as measured from the trade date to and including the determination date (expectedto be approximately 24 months after the trade date).If the final underlier level on the determination date is greater than theinitial underlier level, the return on your notes will be positive. If the final underlier level is equal to the initial underlier level ordeclines by up to 10.00% from the initial underlier level, you will receive the face amount of your notes.If the final underlierlevel declines by more than 10.00% from the initial underlier level, you will be exposed on a leveraged basis to anydecrease in the final underlier level beyond 10.00%. In this case, the return on your notes will be negative. You maylose some or all of your investment in the notes. If your notes are not automatically called, to determine your payment at maturity, we will calculate the underlier return, which isthe percentage increase or decrease in the final underlier level from the initial underlier level. On the stated maturity date, foreach $1,000 face amount of your notes, you will receive an amount in cash equal to: ●if the underlier return ispositive(the final underlier level isgreater thanthe initial underlier level), thesumof (i) $1,000plus(ii) theproductof (a) $1,000times(b) 1.5times(c)the underlier return;●if the underlier return iszero or negativebutnot below-10.00% (the final underlier level isequal tothe initial underlier levelor isless thanthe initial underlier level, but not by more than 10.00%), $1,000; or●if the underlier return isnegativeand isbelow-10.00% (the final underlier level isless thanthe initial underlier level bymore than 10.00%), thesumof (i) $1,000plus(ii) theproductof (a) approximately 1.11111times(b) thesumof theunderlier returnplus10.00%times(c) $1,000. You will receive less than the face amount of your notes. The notes will not be listed on any securities exchange. Investment in the notes involves certain risks, including thecredit risk of BofA Finance LLC (“BofA Finance”), as issuer of the notes, and the credit risk of Bank of AmericaCorporation (“BAC” or the “Guarantor”), as guarantor of the notes. Potential purchasers of the notes should considerthe information in “Risk Factors” beginning on page PS-12 of this pricing supplement, page PS-3 of theaccompanying product supplement, page S-7 of the accompanying prospectus supplement, and page 7 of theaccompanying prospectus. As of the date of this pricing supplement, the initial estimated value of the notes at the time of pricing is expected tobe between $946.90 and $976.90 per $1,000 in face amount. See “Summary Information” beginning on page PS-3 ofthis pricing supplement, “Risk Factors” beginning on page PS-12 of this pricing supplement and “Structuring theNotes” on page PS-25 of this pricing supplement for additional information.The actual value of your notes at anytime will reflect many factors and cannot be predicted with accuracy. Original issue date:, 2026Price to public:100.00% of the face amountUnderwriting discount(1):[2.40]% of the face amountNet proceeds to the issuer:[97.60]% of the face amount (1)BofA Securities, Inc. (“BofAS”), an affiliate of BofA Finance, will participate as selling agent in the distribution of the notes.See “Supplemental Plan of Distribution — Conflicts of Interest” beginning on page PS-23of this pricing supplement. Neither the Securities and Exchange Commission nor any other regulatory body has approved or disapproved ofthese securities or passed upon the accuracy or adequacy of this pricing supplement or the accompanyingprospectus, prospectus supplement or product supplement. Any representation to the contrary is a criminal offense.The notes and the related guarantee of the notes by the Guarantor are unsecured and are not savings accou