天域特种保险 2025年度报告

FORM 10-K__________________________________________ (Mark One) ☒ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934For the fiscal year ended December31, 2025 OR TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934For the transition period from_________to_________ Commission file number 001-41591SKYWARD SPECIALTY INSURANCE GROUP, INC.(Exact name of registrant as specified in its charter) 14-1957288 (I.R.S. EmployerIdentification No.) (713) 935-4800Registrant's telephone number, including area code Securities registered pursuant to Section 12(b) of the Act: Securities registered pursuant to section 12(g) of the Act: None Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. YesNo☒ Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act. YesNo☒ Indicate by check mark whether the registrant: (1) has filed all reports required to be filed by Section 13 or 15(d) of the SecuritiesExchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports);and (2) has been subject to such filing requirements for the past 90 days.YesNo☒ Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submittedpursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that theregistrant was required to submit such files). Yes☒No Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smallerreporting company, or an emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer”, “smallerreporting company” and “emerging growth company” in Rule 12b-2 of the Exchange Act. Large accelerated filer Non-accelerated filer If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period forcomplying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. Indicate by check mark whether the registrant has filed a report on and attestation to its management’s assessment of the effectivenessof its internal control over financial reporting under Section 404(b) of the Sarbanes-Oxley Act (15 U.S.C. 7262(b)) by the registeredpublic accounting firm that prepared or issued its audit report.☒ If securities are registered pursuant to Section 12(b) of the Act, indicate by check mark whether the financial statements of theregistrant included in the filing reflect the correction of an error to previously issued financial statements. Indicate by check mark whether any of those error corrections are restatements that required a recovery analysis of incentive-basedcompensation received by any of the registrant’s executive officers during the relevant recovery period pursuant to §240.10D-1(b). Number of shares of the registrant’s common stock outstanding at February26, 2026 was 44,467,084. DOCUMENTS INCORPORATED BY REFERENCE Portions of the Registrant’s Proxy Statement relating to the 2026 annual meeting of stockholders (the “2026 Proxy Statement”), whichwill be filed within 120 days of December31, 2025, are incorporated by reference into Part III of this Form 10-K. TABLE OF CONTENTS Where You Can Find More Information In this Annual Report on Form 10-K for the fiscal year ended December31, 2025 (this “Form 10-K”), “we,” “our,” “us,”“Skyward Group,” “Skyward Specialty,” or “SKWD” refer to Skyward Specialty Insurance Group, Inc. and its subsidiaries. We fileannual, quarterly, and current reports, proxy statements and other information with the United States Securities and ExchangeCommission (the “SEC”). General information about us can be found at https://investors.skywardinsurance.com/. Our Form 10-K,Quarterly Reports on Form 10-Q and Current Reports on Form 8-K, as well as any amendments to those reports, are available free ofcharge through our website at https://investors.skywardinsurance.com/ as soon as reasonably practicable after we file them with, orfurnish them to, the SEC. The SEC also maintains a website at www.sec.gov that contains reports, proxy statements, and otherinformation regarding SEC registrants, including Skyward Specialty. We use our investor relations website, https://investors.skywardinsurance.com/, as a means of disclosing information which maybe of interest or material to our investors and for complying with disclosure obligations under Regulation FD. Accordingly, investorsshould monitor our investor relations website, in addition to following our press releases, SEC filings, public conference calls,webcasts, and social media channels. Information contained on or accessible through, including any repo