Eagle Point Income Co Inc Series A Pfd 2025年度报告

FORM N-CSR CERTIFIED SHAREHOLDER REPORT OF REGISTEREDMANAGEMENT INVESTMENT COMPANIES Investment Company Act File Number:811-23384 Eagle Point Income Co Inc. (Exact name of registrant as specified in charter) 600 Steamboat Road, Suite 202Greenwich, CT 06830(Address of principal executive offices) (Zip code) Thomas P. Majewskic/o Eagle Point Income Company Inc.600 Steamboat Road, Suite 202Greenwich, CT 06830(Name and address of agent for service) Copies to Thomas J. FriedmannPhilip HinkleDechert LLPOne International Place, 40thFloor100 Oliver StreetBoston, MA 02110(617) 728-7120 Registrant’s telephone number, including area code:(203) 340-8500 Date of fiscal year end:December 31 Date of reporting period:December 31, 2025 Form N-CSR is to be used by management investment companies to file reports with the Commission not later than 10 days after the transmission to stockholders of any reportthat is required to be transmitted to stockholders under Rule 30e-1 under the Investment Company Act of 1940 (17 CFR 270.30e-1). The Commission may use the informationprovided on Form N-CSR in its regulatory, disclosure review, inspection, and policymaking roles. A registrant is required to disclose the information specified by Form N-CSR, and the Commission will make this information public. A registrant is not required to respond tothe collection of information contained in Form N-CSR unless the Form displays a currently valid Office of Management and Budget (“OMB”) control number. Please directcomments concerning the accuracy of the information collection burden estimate and any suggestions for reducing the burden to Secretary, Securities and ExchangeCommission, 100 F Street, NE, Washington, DC 20549. The OMB has reviewed this collection of information under the clearance requirements of 44 U.S.C. § 3507. The Annual Report to stockholders of Eagle Point Income Company Inc. (the “Company”) for the year ended December 31, 2025 is filed herewith. 2025 StockholderLetter and AnnualReport NYSE: EIC Table of Contents Letter to Stockholders and Management Discussion of Company Performance2Important Information about this Report and Eagle Point Income Company Inc.8Performance Data13Summary of Certain Unaudited Portfolio Characteristics14Additional Company Information17Fees and Expenses (Unaudited)18Consolidated Financial Statements for the Year EndedDecember 31, 2025 (Audited)20Price Range of Common Stock62Dividend Reinvestment Plan63Additional Information65 LETTER TO STOCKHOLDERS AND MANAGEMENT DISCUSSION OF COMPANYPERFORMANCE Dear Fellow Stockholders: We are pleased to provide you with the enclosed report of Eagle Point Income Company Inc. (“we,” “us,” “our” or the “Company”) for thefiscal year ended December 31, 2025. The Company is a closed-end management investment company registered under the Investment Company Act of 1940, as amended, andis advised by Eagle Point Income Management LLC (the “Adviser”). The Company’s primary investment objective is to generate high currentincome, with a secondary objective to generate capital appreciation. We seek to achieve these objectives by investing primarily in the juniordebt tranches of collateralized loan obligations (“CLOs”). In addition, the Company may invest up to 35% of its total assets in CLO equitysecurities, as well as other securities and instruments that are consistent with our investment objectives. Full Year 2025 Results During 2025, the CLO market experienced challenging conditions, and the Company was not immune to these broader market dynamics.Although default rates remained below long-term historical averages, the Company’s financial performance and the total return delivered toour shareholders last year were adversely impacted by the reinvestment of realized CLO debt securities into investments with tighterspreads, underlying loan spread compression affecting our CLO equity portfolio and a general negative sentiment towards credit. For the year ended December 31, 2025, the Company recorded a decrease in net assets resulting from operations of $1.2 million, or $0.05per weighted average common share.1This represents a GAAP return on our common equity of -0.7%.2The Company’s net asset value(“NAV”) per share decreased from $14.99 to $13.31, and we paid $1.98 per share in regular monthly distributions to our commonstockholders for the same period. Our common stock trades on the NYSE under the symbol “EIC” and may trade, and often does, at prices that differ from NAV per commonshare. As of December 31, 2025, the closing price per share of our common stock was $11.41, representing a 14.27% discount to NAV percommon share.3From our IPO on July 23, 2019 through December 31, 2025, our common stock has traded on average at a 0.02% discountto NAV. An investor who purchased our common stock as part of our IPO at $20.00 per share and held that position through January 31,2026 has received total cash distributions of $11.40. A certain portion of these distr