美国银行美股招股说明书(2025-11-18版)

Pricing Supplement(To Prospectus dated December 30, 2022and Series A Prospectus Supplement dated December 30, 2022) BofA Finance LLC$50,000,000 Fixed to Floating Rate Notes Linked to Compounded SOFR, due December 18, 2026 Fully and Unconditionally Guaranteed by Bank of America Corporation ·The notes are unsecured senior notes issued by BofA Finance LLC (“BofA Finance”), a consolidated finance subsidiary of Bank of America Corporation(“BAC” or the “Guarantor”). The notes are fully and unconditionally guaranteed by the Guarantor. All payments and the return of the principal amounton the notes are subject to our credit risk, as issuer of the notes, and the credit risk of BAC, as guarantor.·The CUSIP number for the notes is09711CAK0.·The notes priced on November 14, 2025.·The notes will mature on December 18, 2026. At maturity, you will receive a cash payment equal to 100% of the principal amount of your notes, plus anyaccrued and unpaid interest.·Interest will be paid monthly on the 18th of each month, beginning on December 18, 2025, and with the final interest payment occurring on the maturity (1) Certain dealers who purchase the notes for sale to certain fee-based advisory accounts may forgo some or all of their selling concessions, fees or commissions.The price to public for investors purchasing the notes in these accounts may be as low as $999.50 (99.95%) per $1,000 in principal amount of the notes. See“Supplemental Plan of Distribution—Conflicts of Interest” in this pricing supplement. (2) We or one of our affiliates may pay varying selling concessions of up to 0.05% in connection with the distribution of the notes to other registered broker dealers.The notes and the related guarantee of the notes by the Guarantor are unsecured and are not savings accounts, deposits, or other obligations of a bank. The notes are not guaranteed by Bank of America, N.A. or any other bank, are not insured by the Federal Deposit Insurance Corporation (the “FDIC”) or anyother governmental agency, and involve investment risks. Potential purchasers of the notes should consider the information discussed in “Risk Factors”beginning on page PS-6 of this pricing supplement, page S-6 of the accompanying prospectus supplement, and page 7 of the accompanying prospectus. None of the Securities and Exchange Commission, any state securities commission, or any other regulatory body has approved or disapproved of thesenotes or the guarantee, or passed upon the adequacy or accuracy of this pricing supplement, the accompanying prospectus supplement, or prospectus. Anyrepresentation to the contrary is a criminal offense. We will deliver the notes in book-entry form only through The Depository Trust Company on November 18, 2025 against payment in immediatelyavailable funds. BofA Securities EXPLANATORY NOTES Capitalized or other defined terms used, but not defined, in this pricing supplement have the respective meanings as are givento them in the accompanying prospectus supplement or the accompanying prospectus, as applicable. Capitalized or other defined termsused and defined in this pricing supplement are sometimes defined after their first use without a reference such as “as defined in thispricing supplement.” Unless otherwise indicated or unless the context requires otherwise, all references in this pricing supplement to The above referenced prospectus and prospectus supplement may be accessed at the link set forth at the bottom of the coverpage of this pricing supplement. SUMMARY OF TERMS The Fixed to Floating Rate Notes Linked to Compounded SOFR, due December 18, 2026 (the “notes”) are senior debtsecurities issued by BofA Finance, and the payment obligations of BofA Finance under the notes are fully and unconditionallyguaranteed by BAC. The notes and the related guarantee are not guaranteed or insured by the FDIC or secured by collateral.The noteswill rank equally in right of payment with all of our other unsecured and unsubordinated obligations, except obligations thatare subject to any priorities or preferences by law. The related guarantee will rank equally in right of payment with all of You should read carefully this entire pricing supplement, and the applicable information in, and incorporated by referenceinto, the accompanying prospectus supplement and prospectus, as applicable, to understand fully the terms of the notes, as well as thetax and other considerations important to you in making a decision about whether to invest in the notes. In particular, you shouldreview carefully the section in this pricing supplement entitled “Risk Factors,” which highlights a number of risks of an investment inthe notes, to determine whether an investment in the notes is appropriate for you. Information in this pricing supplement that is The information in this “Summary” section is qualified in its entirety by the more detailed explanation set forth elsewhere inthis pricing supplement and the accompanying prospectus supplement and