美国银行美股招股说明书(2025-10-27版)

Pricing Supplement(To Prospectus dated December 30, 2022,Prospectus Supplement dated December 30, 2022 andProduct Supplement EQUITY-1 dated December 30, 2022)October24, 2025 BofA Finance LLC$6,772,530 TriggerAutocallable NotesLinked totheRussell 2000® IndexDueOctober 29, 2030Fully and Unconditionally Guaranteed by Bank of America CorporationInvestment Description The Trigger Autocallable Notes linked to the Russell 2000® Index (the“Underlying”)due October 29, 2030 (the “Notes”) are senior unsecured obligationsissued by BofA Finance LLC (“BofA Finance”), a consolidated finance subsidiary of Bank of America Corporation (“BAC” or the “Guarantor”), which are fullyand unconditionally guaranteed by the Guarantor. If the Current Underlying Level is greater than or equal to the Initial Value on any quarterly Observation Date,we will automatically call the Notes and pay you a Call Price equal to the Stated Principal Amount plus a Call Return based on the Call Return Rate, and no furtheramounts will be owed to you. The Call Return increases the longer the Notes are outstanding, based on a fixed Call Return Rate per annum, as indicated on pagePS-6.If by maturity the Notes have not been automatically called and the Current Underlying Level on the Final Observation Date is less than the Initial Value butgreater than or equal to the Downside Threshold, you will receive the Stated Principal Amount. However, if by maturity the Notes have not been automaticallycalled and the Current Underlying Level on the Final Observation Date is less than the Downside Threshold, you will receive less than the Stated Principal Amountat maturity, resulting in a loss that is proportionate to the decline in the closing level of the Underlying from the Trade Date to the Final Observation Date, up toa 100% loss of your investment. Investing in the Notes involves significant risks. You may lose a substantial portion or all of your initial investment. You will not receive dividends orother distributions paid on any stocks included in theUnderlyingorparticipate in anyappreciationoftheUnderlying.The contingent repayment of theStated Principal Amountapplies only if you hold the Notes toautomatic callor maturity, as applicable. Any payment on the Notes, including anyrepayment of theStated Principal Amount, is subjectto the creditworthiness ofBofA Finance and the Guarantor and is not, either directly or indirectly,an obligation of any third party. Features ❑Automatic Call Feature— We will automatically call the Notes for a Call Price equal to the StatedPrincipal Amount plus a Call Return based on the Call Return Rate if the Current Underlying Level isgreater than or equal to the Initial Value on any quarterly Observation Date (beginning approximatelytwelve months after issuance). The Call Return increases the longer the Notes are outstanding, based ona fixed Call Return Rate per annum, as indicated on page PS-6. If the Notes are not automatically called,investors will have full downside market exposure to the Underlyingat maturity. —If you hold the Notes to maturity and the Notes have not been automatically called on anyObservation Date, including the Final Observation Date, and the Current Underlying Level on the FinalObservation Date is equal to or greater than the Downside Threshold, you will receive the StatedPrincipal Amount of your Notes at maturity. If, however,you hold the Notes to maturity and the Noteshave not been automatically called on any Observation Date, including the Final Observation Date, andthe Current Underlying Level on the Final Observation Date is less than the Downside Threshold, youwill receive less than the Stated Principal Amount of your Notes at maturity, resulting in a loss that isproportionate to the decline in the closing level of the Underlying from the Trade Date to the FinalObservation Date, up to a 100% loss of your investment. Any payment on theNotesis subjectto the creditworthiness ofBofA Financeandthe Guarantor. NOTICE TO INVESTORS:THE NOTES ARE SIGNIFICANTLY RISKIER THAN CONVENTIONAL DEBT INSTRUMENTS. BOFA FINANCE IS NOT NECESSARILYOBLIGATED TO REPAY THE STATED PRINCIPAL AMOUNT AT MATURITY, AND THE NOTES CAN HAVE DOWNSIDE MARKET RISK SIMILAR TO THEUNDERLYING.THIS MARKET RISK IS IN ADDITION TO THE CREDIT RISK INHERENT IN PURCHASING A DEBT OBLIGATION OF BOFA FINANCE THAT ISGUARANTEED BY BAC.YOU SHOULD NOT PURCHASE THE NOTES IF YOU DO NOT UNDERSTAND OR ARE NOT COMFORTABLE WITH THE SIGNIFICANTRISKS INVOLVED IN INVESTING IN THE NOTES. YOU SHOULD CAREFULLY CONSIDER THE RISKS DESCRIBED UNDER “RISK FACTORS’’ BEGINNING ON PAGE PS-7 OF THIS PRICING SUPPLEMENT,PAGE PS-5 OF THE ACCOMPANYING PRODUCT SUPPLEMENT, PAGE S-6OF THE ACCOMPANYING PROSPECTUS SUPPLEMENT AND PAGE 7 OF THEACCOMPANYING PROSPECTUS BEFORE PURCHASING ANY NOTES. EVENTS RELATING TO ANY OF THOSE RISKS, OR OTHER RISKS AND UNCERTAINTIES,COULD ADVERSELY AFFECT THE MARKET VALUE OF, AND THE RETURN ON, YOUR NOTES. YOU MAY LOSE SOME OR ALL OF YOUR INITIAL