美国银行美股招股说明书(2025-09-23版)

Pricing Supplement Dated September19, 2025(To Prospectus datedDecember 30, 2022,Series A Prospectus Supplement dated December 30, 2022andProduct Supplement No. WF-1 datedMarch 8, 2023)BofA Finance LLC Medium-Term Notes, Series AFully and Unconditionally Guaranteed by Bank of America Corporation Market Linked Securities—Auto-Callable withContingent Downside $1,507,000Principal at Risk Securities Linked to the Lowest Performing of the Nasdaq-100®Index,the SPDR®S&P®Biotech ETFand theSPDR®S&P®Oil & Gas Exploration & Production ETFdueSeptember 24, 2029 Linked to the Lowest Performing of the Nasdaq-100®Index,theSPDR®S&P®Biotech ETF and the SPDR®S&P®Oil & Gas Exploration & ProductionETF(each referred to as an “Underlying”) ■Unlike ordinary debt securities, the Securities do not pay interest, do not repay a fixed amount of principal at maturity and are subject to potentialautomatic call upon the terms described below. Whether the Securities are automatically called for a fixed call premium or, if not automatically called, thematurity payment amount, will depend, in each case, on the closing value of the Lowest Performing Underlying on the relevant Call Date. The LowestPerforming Underlying on any Call Date is the Underlying that has the lowest closing value on that Call Dateas a percentage of its Starting Value ■Automatic Call.If the closing value of the Lowest Performing Underlying on any Call Dateis greater than or equal toits Call Value, the Securities will beautomatically called for the principal amount plus the Call Premium applicable to that Call Date. The Call Premium applicable to each Call Date is apercentage of the principal amount that increases for each Call Date based on a simple (non-compounding) return of approximately 12.00% per annum.The Call Value for each Underlying is 86% of its Starting Value. Please see "Terms of the Securities –Call Dates and Call Premiums" below for the CallDates and Call Premiums ■Maturity Payment Amount.If the Securities are not automatically called, you will receive a Maturity Payment Amount that could be equal to or less thanthe principal amount per Security depending on the closing value of the Lowest Performing Underlying on the Final Calculation Dayas follows: ■If the closing value of the Lowest Performing Underlying on the Final Calculation Day is less than its Call Value, but greater than or equal to itsThreshold Value, you will receive the principal amount of yourSecurities ■If the closing value of the Lowest Performing Underlying on the Final Calculation Day is less than its Threshold Value, you will have full downsideexposure to the decrease in the value of the Lowest Performing Underlying from its Starting Value, and you will lose more than 40%, and possibly all,of the principal amount of yourSecurities. ■The Threshold Value for each Underlying is 60%of its Starting Value ■Investors may lose a significant portion, or all, ofthe principal amount ■Your return on the Securities will dependsolelyon the performance of the Underlying that is the Lowest Performing Underlying on each Call Date. You willnot benefit in any way from the performance of the better performing Underlyings. Therefore, you will be adversely affected ifanyUnderlyingperformspoorly, even if the other Underlyingsperform favorably■Any positive return on the Securities will be limited to the applicable Call Premium, even if the closing value of the Lowest Performing Underlying on the applicable Call Date significantly exceeds its Starting Value. You will not participate in any appreciation of anyUnderlying beyond the applicable fixed CallPremium ■All payments on the Securities are subject to the credit risk of BofA Finance LLC (“BofA Finance”), as issuer of the Securities, and Bank of AmericaCorporation (“BAC” or the “Guarantor”), as guarantor of the Securities The initial estimated value of the Securities as of the Pricing Date is$970.00per Security, which is less than the public offering price listed below.The actualvalue of your Securities at any time will reflect many factors and cannot be predicted with accuracy. See “Selected Risk Considerations” beginning on page PS-9 of this pricingsupplement and “Structuring the Securities” on page PS-29of this pricing supplement for additional information.The Securities have complex features and investing in the Securities involves risks not associated with an investment in conventional debt securities. Potential purchasers of the Securities should consider the information in “Selected Risk Considerations” beginning on page PS-9herein and “Risk Factors” beginning onpage PS-5 of the accompanying product supplement, page S-6of the accompanying prospectus supplement, and page 7 of the accompanying prospectus.None of the Securities and Exchange Commission (the “SEC”), any state securities commission, or any other regulatory body has approved or disapproved ofthese Securities or determined if this pricing supplement and the accompanying product s