1895 Bancorp of Wisconsin Inc 2025年第三季度报告

(9) Noninterest income excludes gains and losses on sales of securities.(10) Noninterest income excludes gains and losses on gains and losses on sales of securities and unrealized gains and losses on marketable equity securities. Unrealizedgains and losses on marketable equity securities is the result of increases and decreases in the market value of mutual funds held in our deferred compensation plan. AVERAGE BALANCES AND YIELDS The following tables set forth average balance sheets, average yields and costs, and certain other information at and for the periodsindicated. No tax-equivalent yield adjustments were made, as the effect thereof was not material. All average balances are dailyaverage balances. Non-accrual loans were included in the computation of average balances but are reflected in the table as loans AVAILABLE-FOR-SALE SECURITIES LOANS (continued) An analysis of past due loans, excluding amortized costs, is presented below: DEPOSITS The composition of deposits is summarized below: EARNINGS (LOSS) PER SHARE Basic earnings (loss) per share is computed by dividing net income (loss) by the weighted average number of common sharesoutstanding, adjusted for weighted average unallocated ESOP shares, during the applicable period. Diluted earnings per share iscomputed using the weighted-average number of shares determined for the basic earnings per common share computation plus thedilutive effect of stock compensation using the treasury stock method. Antidilutive options are disregarded in earnings per share