经济犯罪-身份、欺诈、安全：2024年5月15日在伦敦举行的城市论坛峰会总结

By Charlotte Dawber-Ashley, Z/Yen June 2024 Principal Sponsors: ©Cityforum Limited Introduction Palantir Technologies is proud to be part of the Cityforum 2024 Economic Crime Summit, highlightingthe critical need to strengthen our financial systems against increasingly complex economic crimes. In a fast-paced digital world, the threat from cybercriminals grows not just in sophistication but inscale, impacting millions and significantly burdening economies. Our advanced data integration andanalysis capability places us at the forefront of efforts to arm organisations with the necessary toolsto predict, understand, and combat these evolving threats. This report’s key findings point to an urgent need for enhanced data sharing and cooperation acrossagencies, the creation of specialised teams, and the deployment of cutting-edge technology tobolster fraud detection and prevention. It also calls for strategic public investment and proposesinnovative funding solutions, including a fraud levy on technology companies, to support thesecritical initiatives. To counter effectively the ever-expanding reach of economic crime, it is vital tocultivate an ecosystem that prioritises innovation, smart resource allocation, and accountability. Establishing a robust digital infrastructure is paramount in our fight against economic crime,facilitating the streamlined exchange of information and enhanced case processing capabilities.Through our partnership with the City of London Police, Palantir’s software will revolutionisethe National Fraud Investigation Bureau's operational efficiency, dramatically accelerating theassessment of cases which, in turn, expedites the protection and care of victims, removes potentialvictims from harm's way and increases the likelihood of successful interventions and prosecutions. Palantir Technologies Economic Crime Summit—Identity, Fraud, SecurityThreats, Perpetrators, and Vehicles—What do we now face? Fraud destroys businesses, harms the public sector, undermines confidence in the economy, andfuels organised crime and bloodshed on the streets Fraud is at an all time high across the UK and indeed most of the world. As well as being the singlebiggest growth area in criminal activity, fraud is also becoming increasingly sophisticated andimpactful. The scale of the problem is reflected in the fact that £100 billion is laundered in the UKannually, with 12% of this being cash and fraud now constitutes 38% of all crime and if cyber-relatedoffences are included, this totals 50%. The diversity of the threat is also constantly changing, with bad actors targeting the consumer,customer, and the state. Victims of human trafficking are also being co-opted into working forindustrial-scale fraud networks. The emergence of new technologies, such as artificial intelligenceand new social media applications, are also providing more avenues and significantly advanced waysof targeting people. Face-swapping and voice cloning are particularly worrying as it becomes harderfor even experienced technology users to detect fraud. It is estimated that 80 percent of the UK population have fallen victim to of some level of fraud. Bankreimbursement schemes are important in addressing the very real harm to victims, but they don’tsolve the problem. The ease of generating and disseminating fraudulent content and the low chanceof facing any repercussions contribute to the perpetrator’s high gain low risk mindset. Fraud is seenas a criminal enterprise that can be carried out from one’s bedroom across international borders.Defining the perpetrator and where liability sits is also complicated, especially given that 70% offraud is coming from outside the UK or has international affiliations. Negative consequences aside from significant economic loss include the risk of public disorderespecially in an election year, reputational damage, and increased insurance premiums. On apersonal level, victims suffer ruined lives, mental anguish, and an erosion of trust in society. The hardreality is economic crime will always be a feature of our lives, but we must build a robust defenceand ask ourselves how much we as a society are willing to tolerate. Securing The Citizen, Business, and Government Through a Digital IdentityInfrastructure Sustainable Development Goal 16.9: By 2023, provide legal identity for all, includingbirth registration The concept of aDigital Identityas seen in China, Switzerland, and Norway, relies on substantial trustin the Government and its institutions, and previous failed attempts in the UK do not instal publicconfidence. However, the Centre For Finance, Innovation, and Technology (CFIT) estimate the directeconomic benefits to be worth at least £800 million per year as digital identification will removeunnecessary trading processes, while diminishing criminality and fraud. Working towards the goal ofan effective and safe Digital Identity for all, the Department For Science, Innovation, and Technology(DSIT)