新确科技2024年报

Annual Report年 報2024 Contents目錄Director’s Statement2Management Discussion and Analysis4Corporate Information16Details of Directors and Chief Executives18Corporate Governance Report20Directors’ Report42Independent Auditor’s Report50Consolidated Statement of Profit or Loss and OtherComprehensive Income59Consolidated Statement of Financial Position61Consolidated Statement of Changes in Equity63Consolidated Statement of Cash Flows64Notes to the Consolidated Financial Statements66Financial Summary176 Director’s Statement董事報告 董事報告 DIRECTOR’S STATEMENT 本公 司董 事董 事會本 集 團 On behalf of the board (the “Board”) of directors (the“Directors”)ofSunCorp Technologies Limited(the“Company”), I present to you the audited consolidatedresults of the Company and its subsidiaries (collectivelythe “Group”) for the year ended 31 December 2024. 業務回顧 BUSINESS REVIEW (i)(ii)(iii) During the year ended 31 December 2024, the Groupmainlyengaged in(i)the processing and trading ofused computer-related components, clothes and beautyproducts business; (ii) the money lending business; and(iii)the securities brokerage,placing and underwritingbusiness. 38,900,00066,300,00041.4% Forthe year ended 31 December 2024,the Group’srevenueamounted to approximately HK$38.9 million,representinga decrease of approximately 41.4%ascomparedwith the revenue of approximately HK$66.3million in 2023. 11,200,0001 5 , 2 0 0 , 0 0 02 6 . 0 %4 5 , 5 0 0 , 0 0 0預 期 信 貸 虧 損27,000,000 Grossprofit from operation for the year ended 31December2024 was approximately HK$11.2 million,representinga decrease of approximately 26.0%ascompared with the gross profit of approximately HK$15.2million in 2023. The Group’s net loss for the year wasapproximately HK$45.5 million, which was mainly due tothe provision for expected credit loss (“ECL”) on trade,otherand loan receivables of approximately HK$27.0million recognised during 2024. 11,800,000 For the year ended 31 December 2024, interest incomeearned from money lending business was approximatelyHK$11.8 million. Director’s Statement董事報告 展望及前景 OUTLOOK AND PROSPECT In view of the highly unpredictable business environment,we are evaluating different business segments within theGroup and reposition our strategy and business operationin more optimistic business segments. TheGroup will continue to seek potential investmentandbusiness opportunities for broadening its incomestream and further development of the existing businesssegments. 致謝 ACKNOWLEDGEMENT Onbehalf of the Board,I would like to take thisopportunityto extend our sincere thanks to ourcustomers, suppliers and staff for their continued supportand contribution to the Group during the year ended 31December 2024. 朱宇奇 ZHU Yuqi Executive Director Hong Kong, 26 March 2025 Management Discussion and Analysis管理層討論及分析 概覽 OVERVIEW 38,900,00041.4% Forthe year ended 31 December 2024,the Grouprecordeda revenue of approximately HK$38.9 millionwhich represented a decrease of approximately 41.4% ascompared to the corresponding figure for the year ended31 December 2023. (i)(ii) The decrease of revenue was mainly attributable to thedecreasein clothes and beauty business.The decreasewas mainly attributable to the following reasons: (i) theunfavorablemacroeconomic environment;(ii)the on-goinggeopolitical tensions around the world whichhavebeen affecting consumer purchasing power.TheCompany is of the view that the decline is temporary innature and will rebound in the year of 2025. 11,200,00015,200,000 The gross profit for the year ended 31 December 2024wasapproximately HK$11.2 million as compared toapproximatelyHK$15.2 million for the year ended 31December 2023. We continue to be optimistic at our business segmentand will capture more market opportunities as and whenappropriate. The sales of computer-related componentsandrelated products was still an important source ofincome of the Group. In addition, the financial arm oftheGroup comprising of securities brokerage,placingand underwriting business and money lending businessalso contributed to the revenue of the Group during theyear ended 31 December 2024. The revenue and net lossor profit for each business segment for the year ended31 December 2024 are set out as below: Management Discussion and Analysis管理層討論及分析 LIQUIDITY AND FINANCIAL RESOURCES Current ratioGearing ratio (defined as the totalborrowings divided by total equity) 2 9 , 9 0 0 , 0 0 0199,200,0002 3 1 , 5 0 0 , 0 0 0197,900,000 As at 31 December 2024, the Group had cash and bankbalances of approximately HK$29.9 million, net currentassets of approximately HK$199.2 million, total assets ofapproximately HK$231.5 million and shareholders’ equityof approximately HK$197.9 million. TheGroup generally financed its operations throughinternally-generated cash flows and Shareholders’ equity. 放債業務 MONEY LENDING BUSINESS 91,700,0008-10% For the year ended 31 December 2024, the amount ofthetotal outstanding loan receivables is approximatelyHK$91.7 million wi