Grupo Supervielle SA ADR 2025年年度报告和过渡报告

FORM20-F ANNUAL REPORT Commission file number001-37777 GRUPO SUPERVIELLE S.A. (Exact name of Registrant as specified in its charter) SUPERVIELLE GROUP S.A.(Translation of Registrant’s name into English) REPUBLIC OF ARGENTINA(Jurisdiction of incorporation or organization) Reconquista 330C1003ABGBuenos AiresRepublic ofArgentina(Address of principal executive offices) Mariano BigliaReconquista 330C1003ABGBuenos AiresRepublic ofArgentinaTel:54-11-4340-3181Email:mariano.biglia@supervielle.com.ar(Name, Telephone,E-mailand/or Facsimile number and Address of Company Contact Person) Securities registered or to be registered pursuant to Section 12(b) of the Act. *Not for trading, but only in connection with the registration of American Depositary Shares pursuant to therequirements of the New York Stock Exchange. Securities registered or to be registered pursuant to Section12(g) of the Act: None Securities for which there is a reporting obligation pursuant to Section15(d) of the Act: None The number of outstanding shares of each of the issuer’s classes of capital or common stock as of December31,2024 (excluding shares held by the Company’s treasury as of December31, 2024) was: Title of class ClassB ordinary shares, nominal value Ps.1.00per shareClassA ordinary shares, nominal value Ps.1.00per share Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule405 of theSecurities Act.Yes☒No☐ If this report is an annual or transition report, indicate by check mark if the registrant is not required tofile reports pursuant to Section13 or 15(d) of the Securities Exchange Act of 1934.Yes☐No☒ Indicate by check mark whether the registrant: (1)has filed all reports required to be filed by Section13or 15(d) of the Securities Exchange Act of 1934 during the preceding 12months (or for such shorter period thatthe registrant was required to file such reports) and (2)has been subject to such filing requirements for the past90days.Yes☒No☐ Indicate by check mark whether the registrant has submitted electronically, every Interactive Data Filerequired to be submitted pursuant to Rule405 ofRegulationS-Tduring the preceding 12months (or for suchshorter period that the registrant was required to submit such files).Yes☒No☐ Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, or anon-acceleratedfiler, or an emerging growth company. See the definitions of “large accelerated filer,” “acceleratedfiler,” and “emerging growth company” inRule12b-2of the Exchange Act. LargeacceleratedFiler☐Non-accelerated Filer☐ If an emerging growth company that prepares its financial statements in accordance with U.S. GAAP,indicate by check mark if the registrant has elected not to use the extended transition period for complying withany new or revised financial accounting standards† provided pursuant to Section13(a) of the Exchange Act.☐ Indicate by check mark whether the registrant has filed a report on and attestation to its management’sassessment of the effectiveness of its internal control over financial reporting under Section 404(b) of theSarbanes-Oxley Act (15 U.S.C. 7262(b)) by the registered public accounting firm that prepared or issued its auditreport.☒ Ifsecurities are registered pursuant to Section 12(b) of the Act, indicate by check mark whether thefinancial statements of the registrant included in the filing reflect the correction of an error to previously issuedfinancial statements.☐ Indicate by checkmark whether any of those error corrections are restatements that required a recoveryanalysis of incentive-based compensation received by any of the registrant’s executive officers during the relevantperiod pursuant to §240.10D-1(b).☐ Indicate by check mark which basis of accounting the registrant has used to prepare the financialstatements included in this filing: U.S. GAAP☐International Financial Reporting Standardsasissuedby the International Accounting StandardsBoard☒Other☐ If “Other” has been checked in response to the previous question, indicate by check mark which financialstatement item the registrant has elected to follow.Item17☐Item18☐ If this is an annual report, indicate by check mark whether the registrant is a shell company (as definedinRule12b-2of the Exchange Act).Yes☐No☒ TABLE OF CONTENTS Page iCertain Defined Terms and ConventionsiiiPresentation of Financial and Other InformationivForward-Looking StatementsviPARTI1Item1.Identity of Directors, Senior Management and Advisors1Item2.Offer Statistics and Expected Timetable1Item3.Key Information1Item3.A[Reserved]1Item3.BCapitalization and indebtedness1Item3.CReasons for the offer and use of proceeds1Item3.DRisk Factors1Item4.Information of the Company25Item4.AHistory and development of the Company25Item4.BBusiness Overview29Item 4.COrganizational structure121Item 4.DProperty, plants and equipment124Item 4.ESelected Statistical Information124Item5.Operating and Financial Review and