Banco BBVA Argentina SA ADR 2025年年度报告和过渡报告

SECURITIES AND EXCHANGE COMMISSIONWASHINGTON, D.C. 20549 FORM20-F oREGISTRATION STATEMENT PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIESEXCHANGE ACT OF 1934 OR xANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACTOF 1934 For the fiscal year endedDecember 31, 2024 OR oTRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGEACT OF 1934 OR oSHELL COMPANY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIESEXCHANGE ACT OF 1934 Commission file number:001-12568 BANCO BBVA ARGENTINA S.A. (Exact name of Registrant as specified in its charter) BBVA ARGENTINE BANK(Translation of Registrant’s name into English) Republic ofArgentina(Jurisdiction of incorporation or organization) Av. Córdoba 111,C1054AAACiudad Autónoma de Buenos Aires,Argentina(Address of principal executive offices) Eduardo González Correas–011-54-11-4348-0000(ext.14483) –egonzalezcorreas@bbva.com–Av. Córdoba 111 31°(C1054AAA)Ciudad Autónoma de Buenos Aires, Republic ofArgentina(Name, Telephone, E-mail and/or Facsimile number and Address of Company Contact Person) Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.oYesx If this report is an annual or transition report, indicate by check mark if the registrant is not required to file reports pursuant to Section13 or 15(d) of the Securities Exchange Act of 1934.oYesxNo Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the SecuritiesExchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and(2) has been subject to such filing requirements for the past 90 days:xYes o No Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submittedpursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that theregistrant was required to submit such files).xYes oNo Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non -accelerated filer or an emerginggrowth company. See definition of “large accelerated filer”, “accelerated filer” and “emerging growth company” in Rule 12b -2 of theExchange Act. (Check one): Large accelerated fileroAccelerated filerxNon-accelerated fileroEmerging growth companyo If an emerging growth company that prepares its financial statements in accordance with U.S. GAAP, indicate by check mark if theregistrant has elected not to use the extended transition period for complying with any new or revised financial accounting standardsprovided pursuant to Section 13(a) of the Exchange Act.o The term “new or revised financial accounting standard” refers to any update issued by the Financial Accounting Standards Board toits Accounting Standards Codification after April 5, 2012. Indicate by check mark whether the registrant has filed a report on and attestation to its management’s assessment of the effectivenessof its internal control over financial reporting under Section 404(b) of the Sarbanes-Oxley Act (15 U.S.C. 7262(b)) by the registered publicaccounting firm that prepared or issued its audit report.x If securities are registered pursuant to Section 12(b) of the Act, indicate by check mark whether the financial statements of theregistrant included in the filing reflect the correction of an error to previously issued financial statements.o Indicate by check mark whether any of those error corrections are restatements that required a recovery analysis of incentive-basedcompensation received by any of the registrant’s executive officers during the relevant recovery period pursuant to §240.10D-1(b)o Indicate by check mark which basis of accounting the registrant has used to prepare the financial statements included in this filing: U.S. GAAPoInternational Financial Reporting Standardsas issued by theInternational Accounting Standards BoardxOthero If “Other” has been checked in response to the previous question, indicate by check mark which financial statement item the registranthas elected to follow.oItem 17 o Item 18 If this is an annual report, indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the ExchangeAct).oYes xNo TABLE OF CONTENTS PageFORWARD-LOOKING STATEMENTS1PRESENTATION OF FINANCIAL INFORMATION2CERTAIN TERMS AND CONVENTIONS3PART IITEM 1.IDENTITY OF DIRECTORS, SENIOR MANAGEMENT AND ADVISERS4ITEM 2.OFFER STATISTICS AND EXPECTED TIMETABLE4ITEM 3.KEY INFORMATION4ITEM 4.INFORMATION ON THE COMPANY29ITEM 4A.UNRESOLVED STAFF COMMENTS104ITEM 5.OPERATING AND FINANCIAL REVIEW AND PROSPECTS104ITEM 6.DIRECTORS, SENIOR MANAGEMENT AND EMPLOYEES133ITEM 7.MAJOR SHAREHOLDERS AND RELATED PARTY TRANSACTIONS148ITEM 8.FINANCIAL INFORMATION150ITEM 9.THE OFFER AND LISTING153ITEM 10.ADDITIONAL INFORMATION