保诚二零二四年上半年度财务报告

241123325166 68 70104Prudential plc105 106108Prudential plc127 41123325166 2,4745 12 –PRUServices12PRUServices –PRUForcePRUForce– 1 –15%20%– 2214 2 45%47% 8.719.8775% 6%31.118%1%14.68 1431063,000420010 20%4.6527% 20批7 (7)%276%(3)%68% 175%200%232%242% 17%17% 6.846.269% 2,3714%2,474 1. 93%93% 13.5114.05102 15.449%1.829.249.47 – PRUServicesPRUServices7129PRUServices 152161282%295% (8)%19% 95%75%75% (12)%(5)%75%1%(4)%2,6009%8.2%7.3% – 12 59% –5%12,300(PRUVenture)10%840%PRUVenturePRUVenturePRUVenture – 219% –PRUForce110,000890%PRUForce200PRULeadsPRUForce49%4PRUForcePRUForcePRULeads 7 2. –50,0006,000––PRULeads Builder1,900 2.53 63,0009,00030% 200101.5228%20%12(2)% 3. –—–—–—–—–— 27%13.38CIMB6% 15%50%8.5%6.9% 200,00055,000 (14)% – – – (StandardChartered Academy) PRUForce PRUForce 12 1.58% 2.56%60% 3.100GoogleCloudGoogle Cloud #1 3,500 PRUServices #2 #3 ––– 33 6 (Wealth Academy)Prudential Financial Advisers (PFA)8001,000PFA PruSuccess PruWayPruPerform (Leadership Excellence At Prudential)(Ready toLeap) 6 1 The PruWay (1)(2)A1(3)(4)(5)Morningstar(Lipper)(6)(7)(8) 8%52% 14.681%8% 9%22.9611%12%124524551,6441,6504331,5754531,643 20 3.9%4.4%50014%MSCI9%4% 49% 13.51(4)%(3.68)(4.04)9.8310.01 Detik RiaPrudential Assurance Malaysia Berhad (PAMB)49%Detik RiaPAMB49%100%9.3817.57PAMB 15.449%1.829.249.47 1798.9% 2%31853473731,2621,356PAMB 1714%AA 152161282%295% *** 207 415%20%4417 175%200%232%242% ––– 6.846.26 36220%25%23342112%13%14%49%328 15.449%6%8% 43.844.1246.1 179.9%10.6% 1.281.04 (3,000)(8,500) 17 (5,000)(8,200)17 6.415.90 (4,200)(4,400)17 12.138.1820.31(10.97) (10.81)(2.72)(6,900) (4.93)(2)%4% 18%15%3% 1711%8,5008,500(1.19)(1.15)2,900 54%19% (9,800)(9,100)17 6 162178(5)2(9)(4)2 347373C3.1 9%22.968%9%8%111%11% 243345339441510551 24.8622%10.1812.0710.91(1.89)(2.56) (11.96)1.98 *II(vi)† 25% –150%––10–––175%200% (4)%13.519%(3.68)9.83(2)% 21161257984232%251% 17(6)%6.51 7%9% I(i) 6.846.26 152161282%295%187190192%197% 7(4)(7)(3)2(2) I(i) 20%30% 1750%14%714%20% 3939403320 shelfprogramme Prudential plc6.606.99 7.50C5.1 16 13.1010.24(4.15)(3.55)(3.90)(3.61) (6,000)720 1,600(4,000) (2.33)(1.55) (1)II(ix)(2)D2(3)C3.1(4)(5)C3.2(600)100B1.3(6)II(7)50%50% 50% 15%30% (2)%(30)% 44% 25%1.9717(5.73)(3.42) 5%15% 34%17%15%17%74 9.5510.2980%17% 6.519%1176%3% (9)%5.04 13% 3.265.37 20%19% 25%1.07(43)% (19)%344% PRUPriority 28%1.327,1009,600 PRUWellPRUWell 33%101 14%23% 10%1 (2)%(4)%12% 2%1.521.55 1.411.35 PRUMillion Med Active 15% 28%3.4317 18%5% 7,6003.04 5,2506% 15% 33% 21%3.6030%10.84 3.623.55 (22)%9,000 (59)% 3.343.85 23% CIMB6%1 14%1 75% 21%828%95% 16% 17% 1 2,474476ICICIPrudential Asset Management Company (IPAMC)49%10849%1,420 42%35%45%59%74%1369%1 313 3 41198Best ofthe Best IPAMC503601,0703.03100% Prudential LifeIPAMC 0–310100% 2,4742,2772,371 M&G plc29M&G plc(1)(6)17146%10% 9%1.551,7006%3 (1) 2 1 a. b. i. The PruWayThe PruWay 28 (GIECA) 3 ii. 1. iii. 2. 3. 1.2.3.4.5.6.7. 3 ––––––– –––––––––––––––– (a)(b) 1.11.2 ––––––––– 1.6 1216 ––––––– 1.41.5 74583183%83%1217%17% –57%73355%78C1 –––– –6514792%585494% – –92%456%A-4–510% (a)(b) 行 2.14.1 –––––– 3 (Bug Bounty) 20 ––––– ––––––– 4 ––– ––– 3.7 3.6 (1)(2)10%(3)(4)(5)Bloomberg SectorBloomberg Group Merrill Lynch(6) 1.1 – – – – – 3.7 –– 1.2 4.14.3 ––––––––– 1.3 1.4 1.5 1.6 2.1 (i)(ii) b. a. 3.43.5 4.1 c. 3.1 4.1 3.2 3.3 3.4 3.5 –– ––– 3.6 2.1 3.1 3.7 1.1 4.1 a. b. – – –(Office of InsuranceCommission) – c. – – – – – d. e. 4.2 4.1 4.4 15% 2.015% 130 Prudential plcPrudential plc B1.1B1.2 M&G plc 13 C3.1(b)II(ii) II(v) II(viii) II(vi) II(viii) 0109107806 0109107806 II(iv) 50%50% I(iv) II(vii) II(ix) 17 100% 70104Prudential plc105 12 A A1 3434 A2 (i)(ii)(iii)498(2)(3) A2 –11–16–77 B B1 (i)A1 (iii)1717(iv) (v)171717(1,800)(3,600)(8,100) (vi)C1.2(2,200) B1.2 8 B1.1 (a) –10%––– B1.3(ii) (b) 2.8%8.8%2.8%7.8%2.8%8.4% 8.6%15.7% (c) B1.3 –B1.2–––B1.2–B1.2–17– B2 (i) (ii) 15% B3 2,7402,7402,741362,7432,7402,747 6.84The CentralDepository (Pte) Limited (CDP) CDP C C1 C1.1 BBB-12.2011.2711.81 AAAAAABBB-BBB- 10% (i)(ii) (iii) (iv)1,537.561,470.261,561.20838.81724.67800.22 (v)(Fitch Solutions) C1.2 3.903.963.741.133,7001.018,6001,9005,700 34.0020.5221.6433.1119.1820.48 33.9522.7740.3532.0820.8738.45 (6,900)(2,500) C2 C2.1 C2.1 C2.2 (a) C1.2 13 (i)(c)(ii)170.23200.49190.205001,000 (iv) (v)29.9612.6629.042%1%2% –29.5212.2428.631001000.1% –4,3004,1004,00029.9612.6629.04–29.5712.3328.66 –3,9003,3003,80010%400(300)(400) (b) 34.6926.22 6,0001,7002,7003,4002,900 (c) C3 C3.1 (a) (c) A3.1 C3.2 C4 C4.1 C5 (ii) (i)2,000(ii) C6 –C3.11%0.5%–10%20% C1 B1.2 0.5%1%(1,800)1,300(3,000)3,300 20%10%(1.18)5,200(1.86)8,300 Prudential pl