天机控股2024年中期报告

VIRTUAL MIND HOLDING COMPANY LIMITED (Incorporated in the Cayman Islands with limited liability) Stock Code1520 Corporate Information公司資料 BOARD OF DIRECTORS EXECUTIVE DIRECTORS 梅唯一（主席）李陽田一妤陳明亮龔曉寒王瑋楷 Mei Weiyi(Chairman)Li YangTin Yat Yu CarolChan Ming Leung TerenceGong XiaohanWong Wai Kai Richard INDEPENDENT NON-EXECUTIVE DIRECTORS 鄧澍焙韓銘生羅詠詩銅紫荊星章，太平紳士 Tang Shu Pui SimonHon Ming SangLo Wing SzeBBS, JP AUTHORISED REPRESENTATIVES 李陽陳婉縈 Li YangChan Yuen Ying Stella 陳婉縈 COMPANY SECRETARYChan Yuen Ying Stella AUDIT COMMITTEE 韓銘生（主席）鄧澍焙羅詠詩銅紫荊星章，太平紳士 Hon Ming Sang(Chairman)Tang Shu Pui SimonLo Wing SzeBBS, JP Corporate Information公司資料 REMUNERATION COMMITTEE 鄧澍焙（主席）李陽韓銘生 Tang Shu Pui Simon(Chairman)Li YangHon Ming Sang NOMINATION COMMITTEE 李陽（主席）鄧澍焙韓銘生 Li Yang(Chairman)Tang Shu Pui SimonHon Ming Sang CORPORATE GOVERNANCE COMMITTEE 李陽（主席）鄧澍焙韓銘生 Li Yang(Chairman)Tang Shu Pui SimonHon Ming Sang AUDITOR 香港立信德豪會計師事務所有限公司 BDO Limited PRINCIPAL BANKERS 中國銀行（香港）有限公司國泰銀行香港分行中國建設銀行（亞洲）有限公司星展銀行（香港）有限公司恒生銀行有限公司東亞銀行有限公司香港上海滙豐銀行有限公司 Bank of China (Hong Kong) LimitedCathay Bank, Hong Kong BranchChina Construction Bank (Asia) Corporation LimitedDBS Bank (Hong Kong) LimitedHang Seng Bank LimitedThe Bank of East Asia, LimitedThe Hongkong and Shanghai Banking Corporation Limited 公司資料 REGISTERED OFFICE Cricket Square, Hutchins DriveP.O. Box 2681, Grand Cayman, KY1-1111Cayman Islands Cricket Square, Hutchins DriveP.O. Box 2681, Grand Cayman, KY1-1111Cayman Islands HEAD OFFICE AND PRINCIPAL PLACE OFBUSINESS IN HONG KONG 香港九龍長沙灣青山道538號半島大廈25樓2511-15室 Room 2511-15, 25/F, Peninsula Tower538 Castle Peak Road, Cheung Sha WanKowloon, Hong Kong PRINCIPAL SHARE REGISTRAR AND TRANSFEROFFICE Conyers Trust Company (Cayman) LimitedCricket Square, Hutchins DriveP.O. Box 2681, Grand Cayman, KY1-1111Cayman Islands Conyers Trust Company (Cayman) LimitedCricket Square, Hutchins DriveP.O. Box 2681, Grand Cayman, KY1-1111Cayman Islands HONG KONG BRANCH SHARE REGISTRAR ANDTRANSFER OFFICE 卓佳證券登記有限公司香港夏慤道16號遠東金融中心17樓 Tricor Investor Services Limited17/F, Far East Finance Centre16 Harcourt RoadHong Kong www.vmh.com.hk WEBSITEwww.vmh.com.hk STOCK CODE 1520 1520 Summary概要 截至二零二四年六月三十日止六個月： For the six months ended 30 June 2024: •受經濟疲軟影響，本集團的收入於二零二四年上半年有所下降。本集團於報告期的收入減少約6.3%至約29,930,000港元（ 二 零 二 三 年：31,932,000港元）； •revenue of the Group saw a decrease affected byweakened economy in the first half of 2024. Revenueof the Group for the reporting period decreased byapproximately 6.3% to approximately HK$29,930,000(2023: HK$31,932,000); •截至二零二四年六月三十日止六 個 月 的 毛 利 約 為5,521,000港元（二零二三年：6,199,000港 元）， 減 少10.9%。 服 飾 業務 錄 得 毛 利 約464,000港 元（ 二 零 二 三 年：1,836,000港元）、貸款融資業務錄得毛利約3,056,000港 元（ 二 零 二 三 年：4,124,000港 元）， 而 知 識 產權應用及產品業務錄得毛利約2,001,000港 元（ 二 零 二 三 年：239,000港元）； •gross profit for the six months ended 30 June2024 was approximately HK$5,521,000 (2023:HK$6,199,000), decreased by 10.9%. Appareloperation recorded gross profit of approximatelyHK$464,000 (2023: HK$1,836,000), money lendingoperation earned gross profit of approximatelyHK$3,056,000 (2023: HK$4,124,000) and IPapplication and products operation recorded grossprofit of approximately HK$2,001,000 (2023:HK$239,000); •截至二零二四年六月三十日止六個月，本公司擁有人應佔期間虧損約為28,162,000港元（二零二三年：21,251,000港元），增 加32.5%。 本 公 司 擁 有 人 應佔期間虧損增加主要由於撥備報告期的應收貸款及利息的預期信貸虧損； •the loss for the period attributable to owners ofthe Company for the six months ended 30 June2024 was approximately HK$28,162,000 (2023:HK$21,251,000), increased by 32.5%. The increasein the loss for the period attributable to owners ofthe Company was primarily due to the provision forexpected credit loss on loans and interest receivablesfor the reporting period; •本公司董事（「董事」）會（「董事會」）不宣派任何中期股息。 •the board (the “Board”) of directors (the “Directors”)of the Company did not declare the payment of anyinterim dividend. Unaudited Condensed Consolidated Statement of Comprehensive Income未經審核簡明綜合全面收益表 For the six months ended 30 June 2024 Unaudited Condensed Consolidated Statement of Comprehensive Income未經審核簡明綜合全面收益表 For the six months ended 30 June 2024 Unaudited Condensed Consolidated Statement of Financial Position未經審核簡明綜合財務狀況表 As at 30 June 2024 Unaudited Condensed Consolidated Statement of Financial Position未經審核簡明綜合財務狀況表 As at 30 June 2024 Unaudited Condensed Consolidated Statement of Changes in Equity未經審核簡明綜合權益變動表 For the six months ended 30 June 2024 Unaudited Condensed Consolidated Statement of Cash Flows未經審核簡明綜合現金流量表 For the six months ended 30 June 2024 For the six months ended 30 June 2024 1. 1.CORPORATE INFORMATION 本公司於二零一三年六月十九日在開曼群島註冊成立為獲豁免有限公司。本公司的註冊辦事處及主要營業地點的地址分別為Cricket Square, HutchinsDrive, P.O. Box 2681, GrandCayman KY1-1111, CaymanIslands及香港九龍長沙灣青山道538號 半 島 大 廈25樓2511-15室。本公司的股份於香港聯合交易所有限公司主板上市。 The Company was incorporated as an exemptedcompany with limited liability in the Cayman Islandson 19 June 2013. The addresses of the registeredoffice and principal place of business of the Companyare Cric