民生银行2023年年度报告(H股)

股份代號：01988 202432816796 2023 2023102.16 12458101213151919192029354042434546497178798789129136ESG139143149338339344 571 C3 20231120231231 2023 2 0 2 3358.231.57%20236,2464.11%7.675.78% E1.847%15.8%27.4%30170 20231.58%0.43 2229ME12162911•1,1004,600ESGMSCI ESGAA 202475 2024328 2 0 2 37.675.78%1.48%0.20149.69%7.2013.14%2023100022500329(MSCI)ESGBBBAA () 2024e ESG 2024328 2021-20252021-20222023-2025 2024(2021-2025) 153.0 5 CHINA MINSHENG BANKING CORP., LTD.CMBC 210003186-10-5856097586-10-5856082486-10-58560720cmbc@cmbc.com.cn86-9556886-400 66 95568 2100031www.cmbc.com.cncmbc@cmbc.com.cn 83701-0212-1640 588421022 A188H183171712-1716 A600016H019881360037 1996274 200711202 91110000100018988F 1996 1.=2.920103.=4.=5.=6.7.8.9.=10.20187 130%1.8%== 1.2.=3.= (%) 76,749.654,192.925.78%43,848.772,437.331,482.815.89%57.13%0.0670,371.643,943.055.94%42,830.032,894.76717.107.25%60.86%0.7428.17%2.62 650.9742.901.48%0.20149.69%7.202.22%0.17 358.235.541.57%1,373.9118.281.31%349.6032.0410.09%25.45%2.64 2023 13%3.8% 202322.751.311210.6% 358.235.541.57% 1,373.9118.281.31% 1 , 0 2 4 . 3 15 0 . 3 24 . 6 8 %1.46%0.14 1 2,671.2641.891.59% (1) 1,865.711.850.10%993.64287.358,922.423.22%706.2916,692.524.23% (2) 591.5527.084.80% (3) 95.2212.5115.13% (4) 69.921.932.84% (5) 48.861.482.94% 2 1,646.9592.215.93% (1) 983.0150.475.41% (2) 395.8879.1424.99% (3) 167.9533.2316.52% (4) 100.114.174.00% 349.6032.0410.09% 1 192.3610.385.12% 2 157.2442.4236.94% 528.072.050.39% 457.0730.556.27% 13.720.211.51% 76,749.654,192.925.78% 1 43,848.772,437.335.89%57.13%0.06 2 22,580.86438.941.98%29.42%1.10 3 3,382.29640.8023.37%4.41%0.63 70,371.643,943.055.94% 1 42,830.032,894.767.25%71.65%28.17%30.84%68.98% 2 14,331.921,499.899.47% 3 6,758.26277.194.28% 106.91%146.06%2.43% 6,378.01249.874.08%6,246.02246.744.11% 650.9742.901.48%0.201,185.2711.932.70%0.19 26,173.552,180.7959.69%1.7517,675.22256.5440.31%1.75 382.4250.341.46%0.34268.557.441.52%0.02 165,568.74335.314,650.92687.843,462.98170.46 294.4076.98%26.4514.9391.7250.776.86 11,259.157,010.206,897.2625.68%15.99%15.73%803.37597.13567.0480.73% 161.54127.71120.7062.98%42.370.32 23,609.36220.2553.84%12,494.001,186.0428.50%7,745.411,031.0417.66%0.22 789.121.80%10.45% 229.5894.040.52%0.19879.0455.432.00%0.01 1. 2.1 22202210 5%6%8%2.5%0%0.25%7.75%8.75%10.75% 9 . 2 8 %1 0 . 9 5 %13.14%0.110.043.52 (www.cmbc.com.cn) 2024-2026 216.79 146.06%46.06 106.91%6.91 1 9(IFRS9)22232439SPPI 2 736.76925.97417.641,540.91-72.60889.45 42,474.182,876.24763.107.26%62.23%1.0526.59%4.44 2024 43,710.292,526.121,570.316.13%58.77%0.45 17.48%11.51%46.87%61.88%1.62 2024 1.46%14BPLPR61.39%0.3062.86%0.16 2024 349.6032.0410.09%25.45%2.64 21.4417.61%2,187.76107.87%12,916.491,939.2717.67%19.683.4921.56% 27,410.866.78%58.884.197.66% 85.2941.7295.75% 11.58%0.43 787.56699.26251.55229.60100.86105.2412.0188.30101.1222.44% 4,196.74283.196.32%3,462.9882.52%170.464.69%27.756.73(CMBS)(MBS)272.8482.23307.4224.77108.314.47170.3814.9325.604.92%0.640.21 646.0922.603.62%249.1316.86356.256.8240.711.08 16 9.28%10.95%13.14% 1 ++++ 30,544.203.50%23,461.759.13% 2 198331,68933812,530.9310.42%11,677.348.68% 1011,470.62733.4819,14211,753 Vpac242855027319.564.91352.6678.273.9783.13 143e+20238,422.0922.87%28,19347.48% E•18,000 34,18212.42% 1,794.78 3 e 2,642.4146.87%20230•ESG2023ESG20232023 120 1 300 ESG e 3,735.76419.7012.66%31.1817.49 eeE•• 4,634.8717.48%10.60%1.02 4 e12,916.491,939.2717.67% 3.0482.9152.93%14,50785.11%1,695.5180.03%4.02,775.79315.2412.81% 2.9ee2,0003450 422,187.76107.87% 2 RPAe2.0 + 3e ee+ e8926 1,735.341,858.0265.53%1,60036%3,311.447063,181.88 5 5066% 382.4250.341.46%0.34 1 516.421,147.30 978,505.567.19% 246.687.11%623.164.06%47.55%1.8347.69%1.18507.372.92%81.42%115.798.75%18.58%41.19%39.7310.31%34.31%11.3712.8915.05 227,410.861,740.236.78%23,155.497.16%84.48%7,572.85520.447.38%11,855.191,834.5818.31% 319,023.161,031.585.73%43.52%0.174,879.73251.855,438.45265.51 2 412,871.945.65%555,9064,4128.57%392.2625.96326.3632.48 3385.6518.86185.51 275.1437.70% 4 170.16 K5,0001,400 2.0100% SA 72023 1,8001,780 APP439.4412.55%(NLP)90109.022.545 AUM4.713,394.040.4137248.80%617.54285.96%176.67252.21%AI131,420.012.15 67,912.161,077.7515.77%6,122.69632.1811.51%51.3311.036,982.954.65%12BP1.14%0.562,459 MCS+App App+App3.0UApp168133.61 180 +3260059SaaS 50%3T+0 3 100%20232.25363.8821.4417.61%NPS7949NPS1.60 V+V+183,016.37600.94734.1450.48APP11.24%2023 37.73%122.61 825.01124.7417.81%463.6994.1425.47% 9,000+ESG4,233.7451.19 138146411052,4591,2481,072139 5 NPS14.51 202350% 1 4 8268.557.441.52%0.029213.981.21%145.3121.852.98%0.310.67%0.171.02%0.05 1 + 2 3 (1) 18,957.605.73%3,286.1015.95% (2) 1.961.85149.14 13,915.83 1,521.576,884.731,824.91105.72 (3) 12.0511,607.084,932.496.17%44.07%++2023212023 549.0924.679.14%40.89%2023 4 (1) (2) 2023 59.8727.19%4.57%0.994,