REF HOLDINGS2023年年报

234101331394445464748104 99595906–5912 Ocorian Trust (Cayman) LimitedWindward 3Regatta Office ParkPO Box 1350Grand CaymanKY1-1108Cayman Islands 3382333301–04 www.ref.com.hk 1631 Windward 3Regatta Office ParkPO Box 1350Grand CaymanKY1-1108Cayman Islands REF Holdings Limited COVID-1914%46356%4.9%11.74.4%124.0 10% GEM18CGEM COVID-193.7%3.2%14%4632056% 124,041,0004.4%129,710,00020.7%64,911,00081,898,00033.0%47,854,00035,976,000 4.2%60,795,00063,482,0004.5%63,246,00066,228,00051.0%51.1% 33.3%1,817,0002,723,00084.5%1,817,000985,000 51,273,0003.0%52,845,000 603,00043.8%1,072,00022.3%2,202,0001,800,000 11,714,0004.9%11,162,0000.89.4%8.6% 54,231,00076,359,00038,400,0002.82.6 8,545,00025,458,0000.120.26 135,0001,005,000 856,000962,000 0.13% 1538,400,000 2051,200,000 11610951,463,00053,149,000 •••• Committee of Sponsoring Organisations of the Treadway Commission 18CGEMGEM 54Jumbo Ace Enterprises Limited 23 23402486 3710 6840 544943GEM8317GEMWT8422 6340 6655 572340 20 5220 4310 3910 C1 C3 3.13 (i) (ii) (iii) (iv) (v) AB (i)(ii)REF HK Limited(iii)14 6/66/64/6 Jumbo Ace Enterprises Limited 48%52% • • • • (i)(ii)(iii)(iv)(v)(vi) • (i) (ii) • ••••••••• • •• (i)(ii)(iii) • • (i) (ii) (iii) (iv) (v) (vi) (vii) (viii) (ix) (xi) (i)(ii) • • • • ••••• GEM 12 B.1.5 1,500,0012,000,0003,000,0013,500,0003,500,0014,000,000 3.29 99595906–5912 21 21 13.51(2) 99595906–5912investor@ref.com.hk 1.2.3. (852)2176 0800investor@ref.com.hk 21 25% 99595906–5912 100,000,00010,000,000,0000.012,560,000256,000,000 571 • • • • 35 44103 1538,400,000 2051,200,000 104 16 2829 48,359,00050,383,000 90%10.7%3.6%12.4%3.5% 25.8%9.8%23.8%8.7% 5% 3414A 12 29 1012 108(a)(b)112 3.13 13.51B(1) 571XV(a)XV78(b)352(c) 7,62576.25%23.75%47,500Jumbo Ace Enterprises LimitedJumbo Ace95%JumboAce 5%2,500Jumbo Ace192,000,000Jumbo Ace XVXV78352 XV233365% 1.47,500Jumbo Ace95%2,5005%7,62576.25%23.75%Jumbo Ace192,000,000 XV23 (i)(ii) 25,600,00010% 1729 (i)(ii) 25% 34 34 (i)(ii)(iii) 1131 REF HOLDINGS LIMITED 44103REF Holdings Limited 463 • • • 4193 22,754,00025,259,0002,759,0003,488,00030 • • • • • • • • • Ng Chi Ho Ng Chi HoP08084 1. Jumbo Ace Enterprises Limited62216 Windward 3, Regatta Office Park, PO Box 1350, Grand Cayman KY1-1108, CaymanIslands99595906–5912 2. 17178121212 — 2. 121 2 3 2022 2. 1252223 1028 161 17721 123 3. 3. 216236 • 3. • • • • • • 3. 37213721 •1219 •2 3. •5 •16(a)12(b) 9 3. 3. • • • ••• 9 3. (a)(b)(c) 16 3. 12 • • • 9 3. • • • • • •• • • 3. 19.93(a) 3. 12 3. 15 3. 3. (a)(b) 15 3. • • • • 3 ••• 3. 9 121212 3. 12 (i) • • • • • 30 3. (ii) 90 (iii) (a)(b)(c)(d)(e) (iv) 3. (v) ••• 3. 3. (a)(i)(ii)(iii)(b)(i)(ii)(iii)(iv)(v)(vi)(a)(vii)(a)(i)(viii) 3. (a)(b)(c) 4. 3 (A) 1,982,0001,982,000426,000426,00018 4. (B) (1)(2)(3) 5,054,0008,905,0008,896,00024,495,000 (C) 5(B) 4. (D) 5. (A) 5. (B) 9 5. (B) 92,759,0003,488,000 5. (B) 1723 5%5%43,00048,000 5. (B) 5. (C) • • • 6. (I) 30 (II) 7. 10% 8. 2,396,000 9. 11. 2,000,0008.25%2,000,00016.5%16.5%2,000,0008.25%2,000,00016.5% 11. 25% 125%20% 12. 12. (a) (b) * 13. 12 13. 14. 15. 3355 4,074,0004,516,0004,074,0004,516,000 18. 518.56%17.08%52.5%2.5% 19. 9 740,000248,000 35(B) (a)(b)174,000460,000(c)286,0005,986,000 21. 3,086,0005,028,000 4.384.82.84.7 0.20.8750.0010.6 196,000215,000 24. 7,643,0001,858,0004,706,0001,858,000 26. 27. 12,607,00011,241,00018,00018,00012,499,00011,133,000 28. 29. (a)(b)(c)(i)(ii)(iii)(iv)(v) (a)(b)(c) 29. 10%25,600,000 1%0.1%17.04(4) ) 31. 48,359,00050,383,000 32. 33. 5%30,0005% 1,606,0001,723,000 34. 1213 35. 91,060174,516 37.