结好金融2023年报

(Incorporated in the Cayman Islands with limited liability)Stock code: 1469 CONTENTS目 錄 CORPORATE INFORMATION2公司資料CHAIRMAN’S STATEMENT AND MANAGEMENT DISCUSSION AND ANALYSIS4主席報告書及管理層討論及分析BIOGRAPHICAL DETAILS OF DIRECTORS AND SENIOR MANAGEMENT12董事及高級管理層履歷CORPORATE GOVERNANCE REPORT15企業管治報告DIRECTORS’ REPORT39董事會報告INDEPENDENT AUDITOR’S REPORT57獨立核數師報告CONSOLIDATED FINANCIAL STATEMENTS綜合財務報表Consolidated statement of profit or loss and other comprehensive income64綜合損益及其他全面收益表Consolidated statement of financial position65綜合財務狀況表Consolidated statement of changes in equity67綜合權益變動表Consolidated statement of cash flows70綜合現金流量表Notes to the consolidated financial statements72綜合財務報表附註FINANCIAL SUMMARY176財務概要 公司資料 CORPORATE INFORMATION BOARD OF DIRECTORS 岑建偉先生（董事總經理）洪瑞坤先生（行政總裁） Executive DirectorsMr. Shum Kin Wai, Frankie(Managing Director)Mr. Hung Sui Kwan(Chief Executive Officer) 洪漢文先生（主席） Non-Executive DirectorMr. Hung Hon Man(Chairman) 張志江先生陳家傑先生吳幼娟女士 Independent Non-Executive Directors Mr. Cheung Chi Kong, RonaldMr. Chan Ka KitMs. Ng Yau Kuen, Carmen 吳幼娟女士（主席）張志江先生陳家傑先生 AUDIT COMMITTEE Ms. Ng Yau Kuen, Carmen(Chairman)Mr. Cheung Chi Kong, RonaldMr. Chan Ka Kit REMUNERATION COMMITTEE 吳幼娟女士（主席）洪漢文先生張志江先生陳家傑先生 Ms. Ng Yau Kuen, Carmen(Chairman)Mr. Hung Hon ManMr. Cheung Chi Kong, RonaldMr. Chan Ka Kit NOMINATION COMMITTEE 吳幼娟女士（主席）洪漢文先生張志江先生陳家傑先生 Ms. Ng Yau Kuen, Carmen(Chairman)Mr. Hung Hon ManMr. Cheung Chi Kong, RonaldMr. Chan Ka Kit 洪瑞坤先生岑建偉先生 AUTHORISED REPRESENTATIVES Mr. Hung Sui KwanMr. Shum Kin Wai, Frankie 高逸飛先生 COMPANY SECRETARYMr. Ko Yat Fei AUDITORMazars CPA LimitedCertified Public Accountants 中審眾環（香港）會計師事務所有限公司執業會計師 CORPORATE INFORMATION PRINCIPAL PLACE OF BUSINESS INHONG KONG Ground Floor to 3rd Floor Cosco TowerGrand Millennium Plaza183 Queen’s Road CentralHong Kong 香港皇后大道中183號新紀元廣場中遠大廈地下至3字樓 REGISTERED OFFICE IN THE CAYMANISLANDS Third Floor, Century YardCricket SquareP.O. Box 902Grand CaymanKY1-1103Cayman Islands Third Floor, Century YardCricket SquareP.O. Box 902Grand CaymanKY1-1103Cayman Islands PRINCIPAL BANKERS 創興銀行有限公司交通銀行股份有限公司香港分行東亞銀行有限公司中國建設銀行（亞洲）股份有限公司 Chong Hing Bank LimitedBank of Communications Co., Ltd. Hong Kong BranchThe Bank of East Asia, LimitedChina Construction Bank (Asia) Corporation Limited HONG KONG SHARE REGISTRAR ANDTRANSFER OFFICE 卓佳秘書商務有限公司香港夏慤道16號遠東金融中心17樓 Tricor Secretaries Limited17/F, Far East Finance Centre16 Harcourt RoadHong Kong PRINCIPAL SHARE REGISTRAR ANDTRANSFER OFFICE IN THE CAYMANISLANDS Tricor Services (Cayman Islands) LimitedThird Floor, Century YardCricket SquareP.O. Box 902Grand CaymanKY1-1103Cayman Islands Tricor Services (Cayman Islands) LimitedThird Floor, Century YardCricket SquareP.O. Box 902Grand CaymanKY1-1103Cayman Islands 1469 STOCK CODE 1469 COMPANY WEBSITE www.getnicefg.com.hk（網站內的資訊並不構成本年報一部份） www.getnicefg.com.hk(Information on the website does not form part of this annual report) 主席報告書及管理層討論及分析 CHAIRMAN’S STATEMENT ANDMANAGEMENT DISCUSSION AND ANALYSIS On behalf of the board of directors (the “Board”) of Get NiceFinancial Group Limited (the “Company”), I hereby present theannual report of the Company and its subsidiaries (collectivelythe “Group”) for the year ended 31 March 2023. 本人謹代表結好金融集團有限公司（「本公司」）董事會（「董事會」）提呈本公司及其附屬公司（統稱「本集團」）截至二零二三年三月三十一日止年度之年報。 OVERVIEW For the year ended 31 March 2023, the Group’s revenueamounted to approximately HK$337.0 million, representing andecrease of 5.0% as compared with approximately HK$354.8million reported in the last corresponding financial year. Theslight decrease in revenue was mainly attributable to the decreasein brokerage commission of HK$21.7 million with lowerturnover and decrease in interest income from margin financingof HK$23.7 million, netting off the increase in interest revenuefrom bank balances and time-deposits calculated using effectiveinterest method of HK$27.2 million during the year. Operatingexpenses such as commission expenses and settlement expenseswere generally in line with the revenue. 截 至 二 零 二 三 年 三 月 三 十 一 日 止 年 度，本 集 團 之 收 益 約 為337,000,000港 元，較 上財 政 年 度 約354,800,000港 元 減 少5.0%。收益 略 減，主 要 是 因 為 年 內 經 紀 佣 金 減 少21,700,000港元及營業額下降，以及保證金融資的利息收入減少23,700,000港元，惟被使用實際利息法計算之銀行結餘及定期存款的利息收益增加27,200,000港元所抵銷。營運開支（如佣金開支及結算開支）整體而言與收益相符。 本 公 司 擁 有 人 應 佔 年 內 溢 利 約 為149,800,000港元（二零二二年：466,900,000港元）。溢利減少主要是由於並無錄得出售附屬公司之收益所致。本集團於本年度錄得應收保證金客戶賬項之減值虧損淨額為92,100,000港 元（二 零 二 二 年：130,100,000港元）。 Profit for the year attributable to owners of the Company wasapproximately HK$149.8 million (2022: HK$466.9 million).The decrease in profit was mainly attributable to absent of gainon disposal of subsidiaries. The Group recorded net impairmentlosses on accounts receivable from margin clients of HK$92.1million (2022: HK$130.1 million) in current year. 因年內溢利減少，年內之每股基本盈利為6港仙（二零二二年：19港仙）。 Basic earnings per share for the year were HK6 cents (2022:HK19 cents) as a result of decrease in profit during the year. 主席報告書及管理層討論及分析CHAIRMAN’S STATEMENT ANDMANAGEME